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Side-by-side financial comparison of CARTERS INC (CRI) and M/I HOMES, INC. (MHO). Click either name above to swap in a different company.
M/I HOMES, INC. is the larger business by last-quarter revenue ($1.1B vs $757.8M, roughly 1.5× CARTERS INC). M/I HOMES, INC. runs the higher net margin — 5.6% vs 1.5%, a 4.0% gap on every dollar of revenue. On growth, CARTERS INC posted the faster year-over-year revenue change (-0.1% vs -4.8%). M/I HOMES, INC. produced more free cash flow last quarter ($-13.0M vs $-144.1M).
Carter's, Inc. is a major American designer and marketer of children's apparel. It was founded in 1865 by William Carter.
M/I Homes, Inc. is a leading U.S. residential construction company that designs, builds and sells single-family homes, townhomes and duplexes across multiple U.S. states. It caters to entry-level, move-up and luxury homebuyers, offering energy-efficient designs, flexible floor plans and personalized customization options.
CRI vs MHO — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $757.8M | $1.1B |
| Net Profit | $11.6M | $64.0M |
| Gross Margin | 45.1% | 17.4% |
| Operating Margin | 3.8% | 6.5% |
| Net Margin | 1.5% | 5.6% |
| Revenue YoY | -0.1% | -4.8% |
| Net Profit YoY | -80.1% | -52.1% |
| EPS (diluted) | $0.32 | $2.42 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $1.1B | ||
| Q3 25 | $757.8M | $1.1B | ||
| Q2 25 | $585.3M | $1.2B | ||
| Q1 25 | $629.8M | $976.1M | ||
| Q4 24 | — | $1.2B | ||
| Q3 24 | — | $1.1B | ||
| Q2 24 | — | $1.1B | ||
| Q1 24 | — | $1.0B |
| Q4 25 | — | $64.0M | ||
| Q3 25 | $11.6M | $106.5M | ||
| Q2 25 | $446.0K | $121.2M | ||
| Q1 25 | $15.5M | $111.2M | ||
| Q4 24 | — | $133.5M | ||
| Q3 24 | — | $145.4M | ||
| Q2 24 | — | $146.7M | ||
| Q1 24 | — | $138.1M |
| Q4 25 | — | 17.4% | ||
| Q3 25 | 45.1% | 24.5% | ||
| Q2 25 | 48.1% | 24.7% | ||
| Q1 25 | 46.2% | 25.9% | ||
| Q4 24 | — | 24.6% | ||
| Q3 24 | — | 27.1% | ||
| Q2 24 | — | 27.9% | ||
| Q1 24 | — | 27.1% |
| Q4 25 | — | 6.5% | ||
| Q3 25 | 3.8% | 12.0% | ||
| Q2 25 | 0.7% | 13.4% | ||
| Q1 25 | 4.1% | 14.4% | ||
| Q4 24 | — | 13.6% | ||
| Q3 24 | — | 15.9% | ||
| Q2 24 | — | 16.8% | ||
| Q1 24 | — | 16.6% |
| Q4 25 | — | 5.6% | ||
| Q3 25 | 1.5% | 9.4% | ||
| Q2 25 | 0.1% | 10.4% | ||
| Q1 25 | 2.5% | 11.4% | ||
| Q4 24 | — | 11.1% | ||
| Q3 24 | — | 12.7% | ||
| Q2 24 | — | 13.2% | ||
| Q1 24 | — | 13.2% |
| Q4 25 | — | $2.42 | ||
| Q3 25 | $0.32 | $3.92 | ||
| Q2 25 | $0.01 | $4.42 | ||
| Q1 25 | $0.43 | $3.98 | ||
| Q4 24 | — | $4.71 | ||
| Q3 24 | — | $5.10 | ||
| Q2 24 | — | $5.12 | ||
| Q1 24 | — | $4.78 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $184.2M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $864.6M | $3.2B |
| Total Assets | $2.5B | $4.8B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | $184.2M | — | ||
| Q2 25 | $338.2M | — | ||
| Q1 25 | $320.8M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | $3.2B | ||
| Q3 25 | $864.6M | $3.1B | ||
| Q2 25 | $853.9M | $3.1B | ||
| Q1 25 | $847.2M | $3.0B | ||
| Q4 24 | — | $2.9B | ||
| Q3 24 | — | $2.8B | ||
| Q2 24 | — | $2.7B | ||
| Q1 24 | — | $2.6B |
| Q4 25 | — | $4.8B | ||
| Q3 25 | $2.5B | $4.8B | ||
| Q2 25 | $2.5B | $4.7B | ||
| Q1 25 | $2.3B | $4.6B | ||
| Q4 24 | — | $4.5B | ||
| Q3 24 | — | $4.5B | ||
| Q2 24 | — | $4.3B | ||
| Q1 24 | — | $4.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-128.0M | $-8.7M |
| Free Cash FlowOCF − Capex | $-144.1M | $-13.0M |
| FCF MarginFCF / Revenue | -19.0% | -1.1% |
| Capex IntensityCapex / Revenue | 2.1% | 0.4% |
| Cash ConversionOCF / Net Profit | -11.04× | -0.14× |
| TTM Free Cash FlowTrailing 4 quarters | — | $127.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $-8.7M | ||
| Q3 25 | $-128.0M | $43.4M | ||
| Q2 25 | $40.3M | $37.8M | ||
| Q1 25 | $-48.6M | $64.9M | ||
| Q4 24 | — | $104.4M | ||
| Q3 24 | — | $-67.9M | ||
| Q2 24 | — | $27.5M | ||
| Q1 24 | — | $115.8M |
| Q4 25 | — | $-13.0M | ||
| Q3 25 | $-144.1M | $42.0M | ||
| Q2 25 | $24.1M | $35.1M | ||
| Q1 25 | $-59.0M | $63.5M | ||
| Q4 24 | — | $102.3M | ||
| Q3 24 | — | $-68.5M | ||
| Q2 24 | — | $22.0M | ||
| Q1 24 | — | $115.5M |
| Q4 25 | — | -1.1% | ||
| Q3 25 | -19.0% | 3.7% | ||
| Q2 25 | 4.1% | 3.0% | ||
| Q1 25 | -9.4% | 6.5% | ||
| Q4 24 | — | 8.5% | ||
| Q3 24 | — | -6.0% | ||
| Q2 24 | — | 2.0% | ||
| Q1 24 | — | 11.0% |
| Q4 25 | — | 0.4% | ||
| Q3 25 | 2.1% | 0.1% | ||
| Q2 25 | 2.8% | 0.2% | ||
| Q1 25 | 1.6% | 0.1% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | 0.5% | ||
| Q1 24 | — | 0.0% |
| Q4 25 | — | -0.14× | ||
| Q3 25 | -11.04× | 0.41× | ||
| Q2 25 | 90.37× | 0.31× | ||
| Q1 25 | -3.13× | 0.58× | ||
| Q4 24 | — | 0.78× | ||
| Q3 24 | — | -0.47× | ||
| Q2 24 | — | 0.19× | ||
| Q1 24 | — | 0.84× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CRI
| Sales Channel Directly To Consumer | $362.3M | 48% |
| Sales Channel Through Intermediary | $283.8M | 37% |
| Other | $110.4M | 15% |
| Gift Cards | $1.3M | 0% |
MHO
| Southern Homebuilding | $615.6M | 54% |
| Northern Homebuilding | $503.9M | 44% |
| Financial Service | $27.8M | 2% |
| Land | $4.7M | 0% |
