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Side-by-side financial comparison of Charles River Laboratories (CRL) and SoFi Technologies, Inc. (SOFI). Click either name above to swap in a different company.

SoFi Technologies, Inc. is the larger business by last-quarter revenue ($1.0B vs $994.2M, roughly 1.0× Charles River Laboratories). SoFi Technologies, Inc. runs the higher net margin — 16.9% vs -27.8%, a 44.7% gap on every dollar of revenue. On growth, SoFi Technologies, Inc. posted the faster year-over-year revenue change (39.6% vs -0.8%). Charles River Laboratories produced more free cash flow last quarter ($58.6M vs $-4.0B). Over the past eight quarters, SoFi Technologies, Inc.'s revenue compounded faster (26.1% CAGR vs -0.9%).

Charles River Laboratories International, Inc. is an American pharmaceutical and biotechnology contract research organisation (CRO) headquartered in Wilmington, Massachusetts, United States. Founded in 1947, the company provides preclinical and clinical laboratory services for the development of new drugs, vaccines, and medical devices.

SoFi Technologies, Inc. is an American financial technology company. Founded in 2011 by Stanford University students, it operates as a nationally chartered online bank and is a technology provider to other financial institutions. SoFi is the largest U.S. based online lender, and has 13.7 million customers as of 2025.

CRL vs SOFI — Head-to-Head

Bigger by revenue
SOFI
SOFI
1.0× larger
SOFI
$1.0B
$994.2M
CRL
Growing faster (revenue YoY)
SOFI
SOFI
+40.5% gap
SOFI
39.6%
-0.8%
CRL
Higher net margin
SOFI
SOFI
44.7% more per $
SOFI
16.9%
-27.8%
CRL
More free cash flow
CRL
CRL
$4.0B more FCF
CRL
$58.6M
$-4.0B
SOFI
Faster 2-yr revenue CAGR
SOFI
SOFI
Annualised
SOFI
26.1%
-0.9%
CRL

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CRL
CRL
SOFI
SOFI
Revenue
$994.2M
$1.0B
Net Profit
$-276.6M
$173.5M
Gross Margin
84.2%
Operating Margin
-28.5%
18.1%
Net Margin
-27.8%
16.9%
Revenue YoY
-0.8%
39.6%
Net Profit YoY
-28.9%
-47.8%
EPS (diluted)
$-5.57
$0.14

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CRL
CRL
SOFI
SOFI
Q4 25
$994.2M
$1.0B
Q3 25
$1.0B
$961.6M
Q2 25
$1.0B
$854.9M
Q1 25
$984.2M
$771.8M
Q4 24
$1.0B
$734.1M
Q3 24
$1.0B
$697.1M
Q2 24
$1.0B
$598.6M
Q1 24
$1.0B
$645.0M
Net Profit
CRL
CRL
SOFI
SOFI
Q4 25
$-276.6M
$173.5M
Q3 25
$54.4M
$139.4M
Q2 25
$52.3M
$97.3M
Q1 25
$25.5M
$71.1M
Q4 24
$-214.5M
$332.5M
Q3 24
$69.7M
$60.7M
Q2 24
$94.1M
$17.4M
Q1 24
$73.0M
$88.0M
Gross Margin
CRL
CRL
SOFI
SOFI
Q4 25
84.2%
Q3 25
83.2%
Q2 25
82.4%
Q1 25
82.4%
Q4 24
82.5%
Q3 24
34.6%
82.3%
Q2 24
34.5%
81.7%
Q1 24
34.1%
84.5%
Operating Margin
CRL
CRL
SOFI
SOFI
Q4 25
-28.5%
18.1%
Q3 25
13.3%
15.4%
Q2 25
9.7%
13.1%
Q1 25
7.6%
10.3%
Q4 24
-16.7%
8.2%
Q3 24
11.6%
9.2%
Q2 24
14.8%
2.6%
Q1 24
12.5%
14.6%
Net Margin
CRL
CRL
SOFI
SOFI
Q4 25
-27.8%
16.9%
Q3 25
5.4%
14.5%
Q2 25
5.1%
11.4%
Q1 25
2.6%
9.2%
Q4 24
-21.4%
45.3%
Q3 24
6.9%
8.7%
Q2 24
9.2%
2.9%
Q1 24
7.2%
13.7%
EPS (diluted)
CRL
CRL
SOFI
SOFI
Q4 25
$-5.57
$0.14
Q3 25
$1.10
$0.11
Q2 25
$1.06
$0.08
Q1 25
$0.50
$0.06
Q4 24
$-4.17
$0.31
Q3 24
$1.33
$0.05
Q2 24
$1.74
$0.01
Q1 24
$1.30
$0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CRL
CRL
SOFI
SOFI
Cash + ST InvestmentsLiquidity on hand
$213.8M
$4.9B
Total DebtLower is stronger
$2.1B
Stockholders' EquityBook value
$3.2B
$10.5B
Total Assets
$7.1B
$50.7B
Debt / EquityLower = less leverage
0.68×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CRL
CRL
SOFI
SOFI
Q4 25
$213.8M
$4.9B
Q3 25
$207.1M
$3.2B
Q2 25
$182.8M
$2.1B
Q1 25
$229.4M
$2.1B
Q4 24
$194.6M
$2.5B
Q3 24
$210.2M
$2.4B
Q2 24
$179.2M
$2.3B
Q1 24
$327.0M
$3.7B
Total Debt
CRL
CRL
SOFI
SOFI
Q4 25
$2.1B
Q3 25
$2.2B
Q2 25
$2.3B
Q1 25
$2.5B
Q4 24
$2.2B
Q3 24
$2.3B
Q2 24
$2.4B
Q1 24
$2.7B
Stockholders' Equity
CRL
CRL
SOFI
SOFI
Q4 25
$3.2B
$10.5B
Q3 25
$3.4B
$8.8B
Q2 25
$3.4B
$6.9B
Q1 25
$3.2B
$6.7B
Q4 24
$3.5B
$6.5B
Q3 24
$3.8B
$6.1B
Q2 24
$3.7B
$5.9B
Q1 24
$3.6B
$5.8B
Total Assets
CRL
CRL
SOFI
SOFI
Q4 25
$7.1B
$50.7B
Q3 25
$7.5B
$45.3B
Q2 25
$7.6B
$41.1B
Q1 25
$7.6B
$37.7B
Q4 24
$7.5B
$36.3B
Q3 24
$8.0B
$34.4B
Q2 24
$7.9B
$32.6B
Q1 24
$8.2B
$31.3B
Debt / Equity
CRL
CRL
SOFI
SOFI
Q4 25
0.68×
Q3 25
0.64×
Q2 25
0.70×
Q1 25
0.79×
Q4 24
0.65×
Q3 24
0.62×
Q2 24
0.65×
Q1 24
0.73×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CRL
CRL
SOFI
SOFI
Operating Cash FlowLast quarter
$147.5M
$-3.7B
Free Cash FlowOCF − Capex
$58.6M
$-4.0B
FCF MarginFCF / Revenue
5.9%
-388.8%
Capex IntensityCapex / Revenue
8.9%
23.7%
Cash ConversionOCF / Net Profit
-21.56×
TTM Free Cash FlowTrailing 4 quarters
$518.5M
$-6.9B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CRL
CRL
SOFI
SOFI
Q4 25
$147.5M
$-3.7B
Q3 25
$213.8M
$-1.3B
Q2 25
$204.6M
$-1.5B
Q1 25
$171.7M
$21.5M
Q4 24
$159.4M
$-1.1B
Q3 24
$251.8M
$-1.2B
Q2 24
$193.5M
$-484.4M
Q1 24
$129.9M
$738.2M
Free Cash Flow
CRL
CRL
SOFI
SOFI
Q4 25
$58.6M
$-4.0B
Q3 25
$178.2M
$-1.4B
Q2 25
$169.3M
$-1.5B
Q1 25
$112.4M
$-31.1M
Q4 24
$83.7M
$-1.3B
Q3 24
$213.1M
$-1.2B
Q2 24
$154.0M
$-521.1M
Q1 24
$50.7M
$706.3M
FCF Margin
CRL
CRL
SOFI
SOFI
Q4 25
5.9%
-388.8%
Q3 25
17.7%
-142.0%
Q2 25
16.4%
-179.0%
Q1 25
11.4%
-4.0%
Q4 24
8.4%
-173.5%
Q3 24
21.1%
-174.6%
Q2 24
15.0%
-87.0%
Q1 24
5.0%
109.5%
Capex Intensity
CRL
CRL
SOFI
SOFI
Q4 25
8.9%
23.7%
Q3 25
3.5%
6.2%
Q2 25
3.4%
7.4%
Q1 25
6.0%
6.8%
Q4 24
7.5%
21.0%
Q3 24
3.8%
6.2%
Q2 24
3.8%
6.1%
Q1 24
7.8%
5.0%
Cash Conversion
CRL
CRL
SOFI
SOFI
Q4 25
-21.56×
Q3 25
3.93×
-9.37×
Q2 25
3.91×
-15.08×
Q1 25
6.74×
0.30×
Q4 24
-3.37×
Q3 24
3.61×
-19.32×
Q2 24
2.06×
-27.83×
Q1 24
1.78×
8.39×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CRL
CRL

Discovery And Safety Assessment Segment$591.6M60%
Manufacturing Support Segment$196.4M20%
Transferred At Point In Time$108.0M11%
Transferred Over Time$98.3M10%

SOFI
SOFI

Segment breakdown not available.

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