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Side-by-side financial comparison of AMERICAS CARMART INC (CRMT) and Essex Property Trust (ESS). Click either name above to swap in a different company.
Essex Property Trust is the larger business by last-quarter revenue ($479.6M vs $286.3M, roughly 1.7× AMERICAS CARMART INC). Essex Property Trust runs the higher net margin — 17.9% vs -7.8%, a 25.7% gap on every dollar of revenue. On growth, Essex Property Trust posted the faster year-over-year revenue change (5.5% vs 0.2%). Over the past eight quarters, AMERICAS CARMART INC's revenue compounded faster (9.1% CAGR vs 6.0%).
Americas CarMart Inc is a US-based specialty automotive retailer that primarily sells used vehicles and provides tailored in-house financing solutions for customers with limited or poor credit histories. It operates a network of physical dealerships concentrated in the Southern and Midwestern regions of the United States, serving underserved consumer segments in the automotive purchase market.
Essex Property Trust is a publicly traded real estate investment trust that invests in apartments in California and in the Seattle metropolitan area.
CRMT vs ESS — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $286.3M | $479.6M |
| Net Profit | $-22.5M | $85.7M |
| Gross Margin | 37.5% | 70.0% |
| Operating Margin | -9.6% | 31.7% |
| Net Margin | -7.8% | 17.9% |
| Revenue YoY | 0.2% | 5.5% |
| Net Profit YoY | -540.7% | -71.6% |
| EPS (diluted) | $-2.71 | $1.24 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $286.3M | $479.6M | ||
| Q3 25 | $276.2M | $473.3M | ||
| Q2 25 | $309.7M | $469.8M | ||
| Q1 25 | $263.5M | $464.6M | ||
| Q4 24 | $285.8M | $454.5M | ||
| Q3 24 | $287.2M | $450.7M | ||
| Q2 24 | $309.7M | $442.4M | ||
| Q1 24 | $240.4M | $426.9M |
| Q4 25 | $-22.5M | $85.7M | ||
| Q3 25 | $-5.7M | $172.7M | ||
| Q2 25 | $10.6M | $231.5M | ||
| Q1 25 | $3.2M | $212.8M | ||
| Q4 24 | $5.1M | $301.7M | ||
| Q3 24 | $-964.0K | $125.5M | ||
| Q2 24 | $426.0K | $99.0M | ||
| Q1 24 | $-8.5M | $285.1M |
| Q4 25 | 37.5% | 70.0% | ||
| Q3 25 | 36.6% | 69.2% | ||
| Q2 25 | 36.4% | 70.7% | ||
| Q1 25 | 35.7% | 69.6% | ||
| Q4 24 | 39.4% | 70.0% | ||
| Q3 24 | 35.0% | 69.5% | ||
| Q2 24 | 35.1% | 70.8% | ||
| Q1 24 | 34.2% | 69.7% |
| Q4 25 | -9.6% | 31.7% | ||
| Q3 25 | -2.7% | 44.5% | ||
| Q2 25 | 4.0% | 59.5% | ||
| Q1 25 | 1.7% | 55.3% | ||
| Q4 24 | 2.5% | 67.0% | ||
| Q3 24 | -0.4% | 28.6% | ||
| Q2 24 | — | 31.1% | ||
| Q1 24 | -4.3% | 31.0% |
| Q4 25 | -7.8% | 17.9% | ||
| Q3 25 | -2.1% | 36.5% | ||
| Q2 25 | 3.4% | 49.3% | ||
| Q1 25 | 1.2% | 45.8% | ||
| Q4 24 | 1.8% | 66.4% | ||
| Q3 24 | -0.3% | 27.8% | ||
| Q2 24 | 0.1% | 22.4% | ||
| Q1 24 | -3.6% | 66.8% |
| Q4 25 | $-2.71 | $1.24 | ||
| Q3 25 | $-0.69 | $2.56 | ||
| Q2 25 | $1.50 | $3.44 | ||
| Q1 25 | $0.37 | $3.16 | ||
| Q4 24 | $0.61 | $4.00 | ||
| Q3 24 | $-0.15 | $1.84 | ||
| Q2 24 | $0.09 | $1.45 | ||
| Q1 24 | $-1.34 | $4.25 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $122.4M | $76.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $555.0M | $5.5B |
| Total Assets | $1.7B | $13.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $122.4M | $76.2M | ||
| Q3 25 | $9.7M | $66.0M | ||
| Q2 25 | $9.8M | $58.7M | ||
| Q1 25 | $8.5M | $98.7M | ||
| Q4 24 | $8.0M | $66.8M | ||
| Q3 24 | $4.7M | $71.3M | ||
| Q2 24 | $5.5M | $55.2M | ||
| Q1 24 | $4.2M | $499.0M |
| Q4 25 | — | — | ||
| Q3 25 | — | $6.4B | ||
| Q2 25 | — | $6.4B | ||
| Q1 25 | — | $6.8B | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $6.4B | ||
| Q2 24 | — | $6.2B | ||
| Q1 24 | — | $6.6B |
| Q4 25 | $555.0M | $5.5B | ||
| Q3 25 | $564.8M | $5.6B | ||
| Q2 25 | $569.4M | $5.6B | ||
| Q1 25 | $557.8M | $5.6B | ||
| Q4 24 | $553.6M | $5.5B | ||
| Q3 24 | $471.1M | $5.4B | ||
| Q2 24 | $470.6M | $5.5B | ||
| Q1 24 | $468.9M | $5.5B |
| Q4 25 | $1.7B | $13.2B | ||
| Q3 25 | $1.6B | $13.2B | ||
| Q2 25 | $1.6B | $13.2B | ||
| Q1 25 | $1.6B | $13.2B | ||
| Q4 24 | $1.6B | $12.9B | ||
| Q3 24 | $1.5B | $12.6B | ||
| Q2 24 | $1.5B | $12.5B | ||
| Q1 24 | $1.5B | $12.9B |
| Q4 25 | — | — | ||
| Q3 25 | — | 1.15× | ||
| Q2 25 | — | 1.14× | ||
| Q1 25 | — | 1.22× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.18× | ||
| Q2 24 | — | 1.13× | ||
| Q1 24 | — | 1.19× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $9.1M | $1.1B |
| Free Cash FlowOCF − Capex | $8.3M | — |
| FCF MarginFCF / Revenue | 2.9% | — |
| Capex IntensityCapex / Revenue | 0.3% | — |
| Cash ConversionOCF / Net Profit | — | 12.53× |
| TTM Free Cash FlowTrailing 4 quarters | $-11.2M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $9.1M | $1.1B | ||
| Q3 25 | $-5.9M | $342.6M | ||
| Q2 25 | $19.2M | $216.1M | ||
| Q1 25 | $-30.8M | $281.5M | ||
| Q4 24 | $-22.2M | $1.1B | ||
| Q3 24 | $-15.0M | $316.2M | ||
| Q2 24 | $-10.7M | $218.9M | ||
| Q1 24 | $13.0M | $314.9M |
| Q4 25 | $8.3M | — | ||
| Q3 25 | $-6.4M | — | ||
| Q2 25 | $18.4M | — | ||
| Q1 25 | $-31.5M | — | ||
| Q4 24 | $-23.6M | — | ||
| Q3 24 | $-16.0M | — | ||
| Q2 24 | $-12.0M | — | ||
| Q1 24 | $10.2M | — |
| Q4 25 | 2.9% | — | ||
| Q3 25 | -2.3% | — | ||
| Q2 25 | 5.9% | — | ||
| Q1 25 | -12.0% | — | ||
| Q4 24 | -8.3% | — | ||
| Q3 24 | -5.6% | — | ||
| Q2 24 | -3.9% | — | ||
| Q1 24 | 4.3% | — |
| Q4 25 | 0.3% | — | ||
| Q3 25 | 0.2% | — | ||
| Q2 25 | 0.3% | — | ||
| Q1 25 | 0.3% | — | ||
| Q4 24 | 0.5% | — | ||
| Q3 24 | 0.3% | — | ||
| Q2 24 | 0.4% | — | ||
| Q1 24 | 1.1% | — |
| Q4 25 | — | 12.53× | ||
| Q3 25 | — | 1.98× | ||
| Q2 25 | 1.81× | 0.93× | ||
| Q1 25 | -9.73× | 1.32× | ||
| Q4 24 | -4.36× | 3.54× | ||
| Q3 24 | — | 2.52× | ||
| Q2 24 | -25.18× | 2.21× | ||
| Q1 24 | — | 1.10× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CRMT
| Sales Used Autos | $241.4M | 84% |
| Service Contract Sales | $23.6M | 8% |
| Wholesales Third Party | $12.6M | 4% |
| Payment Protection Plan Revenue | $8.7M | 3% |
ESS
Segment breakdown not available.
