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Side-by-side financial comparison of AMERICAS CARMART INC (CRMT) and Jiuzi Holdings, Inc. (JZXN). Click either name above to swap in a different company.

AMERICAS CARMART INC is the larger business by last-quarter revenue ($286.3M vs $978.6K, roughly 292.6× Jiuzi Holdings, Inc.). AMERICAS CARMART INC runs the higher net margin — -7.8% vs -69.1%, a 61.2% gap on every dollar of revenue. On growth, AMERICAS CARMART INC posted the faster year-over-year revenue change (0.2% vs -57.1%). AMERICAS CARMART INC produced more free cash flow last quarter ($8.3M vs $-815.0K).

Americas CarMart Inc is a US-based specialty automotive retailer that primarily sells used vehicles and provides tailored in-house financing solutions for customers with limited or poor credit histories. It operates a network of physical dealerships concentrated in the Southern and Midwestern regions of the United States, serving underserved consumer segments in the automotive purchase market.

Jiuzi Holdings, Inc. is a China-based holding company primarily engaged in the sales, distribution, and after-sales services of new energy vehicles including electric vans, trucks, and buses. It mainly targets the domestic Chinese market, serving logistics operators and urban transportation service providers as core clients.

CRMT vs JZXN — Head-to-Head

Bigger by revenue
CRMT
CRMT
292.6× larger
CRMT
$286.3M
$978.6K
JZXN
Growing faster (revenue YoY)
CRMT
CRMT
+57.3% gap
CRMT
0.2%
-57.1%
JZXN
Higher net margin
CRMT
CRMT
61.2% more per $
CRMT
-7.8%
-69.1%
JZXN
More free cash flow
CRMT
CRMT
$9.1M more FCF
CRMT
$8.3M
$-815.0K
JZXN

Income Statement — Q2 2026 vs Q2 2025

Metric
CRMT
CRMT
JZXN
JZXN
Revenue
$286.3M
$978.6K
Net Profit
$-22.5M
$-675.7K
Gross Margin
37.5%
1.4%
Operating Margin
-9.6%
-63.9%
Net Margin
-7.8%
-69.1%
Revenue YoY
0.2%
-57.1%
Net Profit YoY
-540.7%
95.7%
EPS (diluted)
$-2.71
$-0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CRMT
CRMT
JZXN
JZXN
Q4 25
$286.3M
Q3 25
$276.2M
Q2 25
$309.7M
$978.6K
Q1 25
$263.5M
Q4 24
$285.8M
Q3 24
$287.2M
Q2 24
$309.7M
$2.3M
Q1 24
$240.4M
Net Profit
CRMT
CRMT
JZXN
JZXN
Q4 25
$-22.5M
Q3 25
$-5.7M
Q2 25
$10.6M
$-675.7K
Q1 25
$3.2M
Q4 24
$5.1M
Q3 24
$-964.0K
Q2 24
$426.0K
$-15.8M
Q1 24
$-8.5M
Gross Margin
CRMT
CRMT
JZXN
JZXN
Q4 25
37.5%
Q3 25
36.6%
Q2 25
36.4%
1.4%
Q1 25
35.7%
Q4 24
39.4%
Q3 24
35.0%
Q2 24
35.1%
Q1 24
34.2%
Operating Margin
CRMT
CRMT
JZXN
JZXN
Q4 25
-9.6%
Q3 25
-2.7%
Q2 25
4.0%
-63.9%
Q1 25
1.7%
Q4 24
2.5%
Q3 24
-0.4%
Q2 24
-695.4%
Q1 24
-4.3%
Net Margin
CRMT
CRMT
JZXN
JZXN
Q4 25
-7.8%
Q3 25
-2.1%
Q2 25
3.4%
-69.1%
Q1 25
1.2%
Q4 24
1.8%
Q3 24
-0.3%
Q2 24
0.1%
-692.1%
Q1 24
-3.6%
EPS (diluted)
CRMT
CRMT
JZXN
JZXN
Q4 25
$-2.71
Q3 25
$-0.69
Q2 25
$1.50
$-0.01
Q1 25
$0.37
Q4 24
$0.61
Q3 24
$-0.15
Q2 24
$0.09
$-0.30
Q1 24
$-1.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CRMT
CRMT
JZXN
JZXN
Cash + ST InvestmentsLiquidity on hand
$122.4M
$344.2K
Total DebtLower is stronger
Stockholders' EquityBook value
$555.0M
$7.6M
Total Assets
$1.7B
$9.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CRMT
CRMT
JZXN
JZXN
Q4 25
$122.4M
Q3 25
$9.7M
Q2 25
$9.8M
$344.2K
Q1 25
$8.5M
Q4 24
$8.0M
Q3 24
$4.7M
Q2 24
$5.5M
$315.8K
Q1 24
$4.2M
Total Debt
CRMT
CRMT
JZXN
JZXN
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$2.1M
Q1 24
Stockholders' Equity
CRMT
CRMT
JZXN
JZXN
Q4 25
$555.0M
Q3 25
$564.8M
Q2 25
$569.4M
$7.6M
Q1 25
$557.8M
Q4 24
$553.6M
Q3 24
$471.1M
Q2 24
$470.6M
$50.0M
Q1 24
$468.9M
Total Assets
CRMT
CRMT
JZXN
JZXN
Q4 25
$1.7B
Q3 25
$1.6B
Q2 25
$1.6B
$9.9M
Q1 25
$1.6B
Q4 24
$1.6B
Q3 24
$1.5B
Q2 24
$1.5B
$56.2M
Q1 24
$1.5B
Debt / Equity
CRMT
CRMT
JZXN
JZXN
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
0.04×
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CRMT
CRMT
JZXN
JZXN
Operating Cash FlowLast quarter
$9.1M
$-791.2K
Free Cash FlowOCF − Capex
$8.3M
$-815.0K
FCF MarginFCF / Revenue
2.9%
-83.3%
Capex IntensityCapex / Revenue
0.3%
2.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-11.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CRMT
CRMT
JZXN
JZXN
Q4 25
$9.1M
Q3 25
$-5.9M
Q2 25
$19.2M
$-791.2K
Q1 25
$-30.8M
Q4 24
$-22.2M
Q3 24
$-15.0M
Q2 24
$-10.7M
$-50.8M
Q1 24
$13.0M
Free Cash Flow
CRMT
CRMT
JZXN
JZXN
Q4 25
$8.3M
Q3 25
$-6.4M
Q2 25
$18.4M
$-815.0K
Q1 25
$-31.5M
Q4 24
$-23.6M
Q3 24
$-16.0M
Q2 24
$-12.0M
Q1 24
$10.2M
FCF Margin
CRMT
CRMT
JZXN
JZXN
Q4 25
2.9%
Q3 25
-2.3%
Q2 25
5.9%
-83.3%
Q1 25
-12.0%
Q4 24
-8.3%
Q3 24
-5.6%
Q2 24
-3.9%
Q1 24
4.3%
Capex Intensity
CRMT
CRMT
JZXN
JZXN
Q4 25
0.3%
Q3 25
0.2%
Q2 25
0.3%
2.4%
Q1 25
0.3%
Q4 24
0.5%
Q3 24
0.3%
Q2 24
0.4%
Q1 24
1.1%
Cash Conversion
CRMT
CRMT
JZXN
JZXN
Q4 25
Q3 25
Q2 25
1.81×
Q1 25
-9.73×
Q4 24
-4.36×
Q3 24
Q2 24
-25.18×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CRMT
CRMT

Sales Used Autos$241.4M84%
Service Contract Sales$23.6M8%
Wholesales Third Party$12.6M4%
Payment Protection Plan Revenue$8.7M3%

JZXN
JZXN

Segment breakdown not available.

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