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Side-by-side financial comparison of AMERICAS CARMART INC (CRMT) and GROUP 1 AUTOMOTIVE INC (GPI). Click either name above to swap in a different company.

GROUP 1 AUTOMOTIVE INC is the larger business by last-quarter revenue ($5.6B vs $286.3M, roughly 19.5× AMERICAS CARMART INC). GROUP 1 AUTOMOTIVE INC runs the higher net margin — 0.8% vs -7.8%, a 8.6% gap on every dollar of revenue. On growth, GROUP 1 AUTOMOTIVE INC posted the faster year-over-year revenue change (0.6% vs 0.2%). GROUP 1 AUTOMOTIVE INC produced more free cash flow last quarter ($51.4M vs $8.3M). Over the past eight quarters, GROUP 1 AUTOMOTIVE INC's revenue compounded faster (11.7% CAGR vs 9.1%).

Americas CarMart Inc is a US-based specialty automotive retailer that primarily sells used vehicles and provides tailored in-house financing solutions for customers with limited or poor credit histories. It operates a network of physical dealerships concentrated in the Southern and Midwestern regions of the United States, serving underserved consumer segments in the automotive purchase market.

Group 1 Automotive, Inc. is an international Fortune 300 automotive retailer with automotive dealerships and collision centers in the United States and the United Kingdom. Group 1 sells new and used cars and light trucks, arranges financial services, provides maintenance and repair services, and sells vehicle parts. As of 2024, the company employs over 20,000 people globally.

CRMT vs GPI — Head-to-Head

Bigger by revenue
GPI
GPI
19.5× larger
GPI
$5.6B
$286.3M
CRMT
Growing faster (revenue YoY)
GPI
GPI
+0.4% gap
GPI
0.6%
0.2%
CRMT
Higher net margin
GPI
GPI
8.6% more per $
GPI
0.8%
-7.8%
CRMT
More free cash flow
GPI
GPI
$43.1M more FCF
GPI
$51.4M
$8.3M
CRMT
Faster 2-yr revenue CAGR
GPI
GPI
Annualised
GPI
11.7%
9.1%
CRMT

Income Statement — Q2 2026 vs Q4 2025

Metric
CRMT
CRMT
GPI
GPI
Revenue
$286.3M
$5.6B
Net Profit
$-22.5M
$43.6M
Gross Margin
37.5%
15.7%
Operating Margin
-9.6%
2.5%
Net Margin
-7.8%
0.8%
Revenue YoY
0.2%
0.6%
Net Profit YoY
-540.7%
-54.0%
EPS (diluted)
$-2.71
$3.75

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CRMT
CRMT
GPI
GPI
Q4 25
$286.3M
$5.6B
Q3 25
$276.2M
$5.8B
Q2 25
$309.7M
$5.7B
Q1 25
$263.5M
$5.5B
Q4 24
$285.8M
$5.5B
Q3 24
$287.2M
$5.2B
Q2 24
$309.7M
$4.7B
Q1 24
$240.4M
$4.5B
Net Profit
CRMT
CRMT
GPI
GPI
Q4 25
$-22.5M
$43.6M
Q3 25
$-5.7M
$13.0M
Q2 25
$10.6M
$140.5M
Q1 25
$3.2M
$128.1M
Q4 24
$5.1M
$94.7M
Q3 24
$-964.0K
$117.3M
Q2 24
$426.0K
$138.2M
Q1 24
$-8.5M
$147.9M
Gross Margin
CRMT
CRMT
GPI
GPI
Q4 25
37.5%
15.7%
Q3 25
36.6%
15.9%
Q2 25
36.4%
16.4%
Q1 25
35.7%
16.2%
Q4 24
39.4%
15.9%
Q3 24
35.0%
16.3%
Q2 24
35.1%
16.3%
Q1 24
34.2%
16.6%
Operating Margin
CRMT
CRMT
GPI
GPI
Q4 25
-9.6%
2.5%
Q3 25
-2.7%
1.9%
Q2 25
4.0%
4.4%
Q1 25
1.7%
4.2%
Q4 24
2.5%
3.5%
Q3 24
-0.4%
4.4%
Q2 24
5.1%
Q1 24
-4.3%
5.4%
Net Margin
CRMT
CRMT
GPI
GPI
Q4 25
-7.8%
0.8%
Q3 25
-2.1%
0.2%
Q2 25
3.4%
2.5%
Q1 25
1.2%
2.3%
Q4 24
1.8%
1.7%
Q3 24
-0.3%
2.2%
Q2 24
0.1%
2.9%
Q1 24
-3.6%
3.3%
EPS (diluted)
CRMT
CRMT
GPI
GPI
Q4 25
$-2.71
$3.75
Q3 25
$-0.69
$1.00
Q2 25
$1.50
$10.82
Q1 25
$0.37
$9.67
Q4 24
$0.61
$7.15
Q3 24
$-0.15
$8.69
Q2 24
$0.09
$10.17
Q1 24
$-1.34
$10.80

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CRMT
CRMT
GPI
GPI
Cash + ST InvestmentsLiquidity on hand
$122.4M
$32.5M
Total DebtLower is stronger
$3.4B
Stockholders' EquityBook value
$555.0M
$2.8B
Total Assets
$1.7B
$10.3B
Debt / EquityLower = less leverage
1.23×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CRMT
CRMT
GPI
GPI
Q4 25
$122.4M
$32.5M
Q3 25
$9.7M
$30.8M
Q2 25
$9.8M
$52.7M
Q1 25
$8.5M
$70.5M
Q4 24
$8.0M
$34.4M
Q3 24
$4.7M
$58.7M
Q2 24
$5.5M
$64.4M
Q1 24
$4.2M
$41.9M
Total Debt
CRMT
CRMT
GPI
GPI
Q4 25
$3.4B
Q3 25
$3.3B
Q2 25
$3.1B
Q1 25
$2.7B
Q4 24
$2.7B
Q3 24
$2.7B
Q2 24
$2.3B
Q1 24
$2.4B
Stockholders' Equity
CRMT
CRMT
GPI
GPI
Q4 25
$555.0M
$2.8B
Q3 25
$564.8M
$3.1B
Q2 25
$569.4M
$3.1B
Q1 25
$557.8M
$3.0B
Q4 24
$553.6M
$3.0B
Q3 24
$471.1M
$3.0B
Q2 24
$470.6M
$2.9B
Q1 24
$468.9M
$2.8B
Total Assets
CRMT
CRMT
GPI
GPI
Q4 25
$1.7B
$10.3B
Q3 25
$1.6B
$10.4B
Q2 25
$1.6B
$10.2B
Q1 25
$1.6B
$9.9B
Q4 24
$1.6B
$9.8B
Q3 24
$1.5B
$10.0B
Q2 24
$1.5B
$8.9B
Q1 24
$1.5B
$8.5B
Debt / Equity
CRMT
CRMT
GPI
GPI
Q4 25
1.23×
Q3 25
1.06×
Q2 25
0.97×
Q1 25
0.89×
Q4 24
0.92×
Q3 24
0.91×
Q2 24
0.80×
Q1 24
0.87×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CRMT
CRMT
GPI
GPI
Operating Cash FlowLast quarter
$9.1M
$129.2M
Free Cash FlowOCF − Capex
$8.3M
$51.4M
FCF MarginFCF / Revenue
2.9%
0.9%
Capex IntensityCapex / Revenue
0.3%
1.4%
Cash ConversionOCF / Net Profit
2.96×
TTM Free Cash FlowTrailing 4 quarters
$-11.2M
$424.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CRMT
CRMT
GPI
GPI
Q4 25
$9.1M
$129.2M
Q3 25
$-5.9M
$155.0M
Q2 25
$19.2M
$251.6M
Q1 25
$-30.8M
$158.7M
Q4 24
$-22.2M
$212.6M
Q3 24
$-15.0M
$243.9M
Q2 24
$-10.7M
$-124.1M
Q1 24
$13.0M
$253.9M
Free Cash Flow
CRMT
CRMT
GPI
GPI
Q4 25
$8.3M
$51.4M
Q3 25
$-6.4M
$86.7M
Q2 25
$18.4M
$179.9M
Q1 25
$-31.5M
$106.5M
Q4 24
$-23.6M
$120.1M
Q3 24
$-16.0M
$194.2M
Q2 24
$-12.0M
$-163.8M
Q1 24
$10.2M
$190.7M
FCF Margin
CRMT
CRMT
GPI
GPI
Q4 25
2.9%
0.9%
Q3 25
-2.3%
1.5%
Q2 25
5.9%
3.2%
Q1 25
-12.0%
1.9%
Q4 24
-8.3%
2.2%
Q3 24
-5.6%
3.7%
Q2 24
-3.9%
-3.5%
Q1 24
4.3%
4.3%
Capex Intensity
CRMT
CRMT
GPI
GPI
Q4 25
0.3%
1.4%
Q3 25
0.2%
1.2%
Q2 25
0.3%
1.3%
Q1 25
0.3%
0.9%
Q4 24
0.5%
1.7%
Q3 24
0.3%
1.0%
Q2 24
0.4%
0.8%
Q1 24
1.1%
1.4%
Cash Conversion
CRMT
CRMT
GPI
GPI
Q4 25
2.96×
Q3 25
11.92×
Q2 25
1.81×
1.79×
Q1 25
-9.73×
1.24×
Q4 24
-4.36×
2.24×
Q3 24
2.08×
Q2 24
-25.18×
-0.90×
Q1 24
1.72×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CRMT
CRMT

Sales Used Autos$241.4M84%
Service Contract Sales$23.6M8%
Wholesales Third Party$12.6M4%
Payment Protection Plan Revenue$8.7M3%

GPI
GPI

New Vehicles Retail$2.8B50%
Used Vehicles Retail$1.7B31%
Parts And Service$700.2M13%
Financial Service$229.7M4%
Used Vehicles Wholesale$143.5M3%

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