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Side-by-side financial comparison of CSG SYSTEMS INTERNATIONAL INC (CSGS) and ENTERPRISE FINANCIAL SERVICES CORP (EFSC). Click either name above to swap in a different company.

CSG SYSTEMS INTERNATIONAL INC is the larger business by last-quarter revenue ($323.1M vs $185.2M, roughly 1.7× ENTERPRISE FINANCIAL SERVICES CORP). ENTERPRISE FINANCIAL SERVICES CORP runs the higher net margin — 26.6% vs 2.2%, a 24.5% gap on every dollar of revenue. Over the past eight quarters, ENTERPRISE FINANCIAL SERVICES CORP's revenue compounded faster (9.0% CAGR vs 4.6%).

CSG Holding Limited, formerly China Southern Glass Holding Limited, is the largest architectural glass manufacturer in China. It is involved in manufacturing and selling glass products, such as float glass, architectural glass, display glass, automotive glass, coated glass, mirrors, color filter glass, solar glass and conservation glass.

The Hewlett Packard Enterprise Company (HPE) is an American multinational information technology company based in Spring, Texas. It is a business-focused organization which works in servers, storage, networking, containerization software and consulting and support. HPE was ranked No. 107 in the 2018 Fortune 500 list of the largest United States corporations by total revenue.

CSGS vs EFSC — Head-to-Head

Bigger by revenue
CSGS
CSGS
1.7× larger
CSGS
$323.1M
$185.2M
EFSC
Higher net margin
EFSC
EFSC
24.5% more per $
EFSC
26.6%
2.2%
CSGS
Faster 2-yr revenue CAGR
EFSC
EFSC
Annualised
EFSC
9.0%
4.6%
CSGS

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CSGS
CSGS
EFSC
EFSC
Revenue
$323.1M
$185.2M
Net Profit
$7.0M
$49.4M
Gross Margin
50.0%
Operating Margin
9.0%
Net Margin
2.2%
26.6%
Revenue YoY
2.0%
Net Profit YoY
-79.7%
-1.2%
EPS (diluted)
$0.24
$1.30

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CSGS
CSGS
EFSC
EFSC
Q1 26
$185.2M
Q4 25
$323.1M
$193.6M
Q3 25
$303.6M
$206.9M
Q2 25
$297.1M
$173.4M
Q1 25
$299.5M
$166.0M
Q4 24
$316.7M
$167.0M
Q3 24
$295.1M
$164.9M
Q2 24
$290.3M
$156.0M
Net Profit
CSGS
CSGS
EFSC
EFSC
Q1 26
$49.4M
Q4 25
$7.0M
$54.8M
Q3 25
$20.5M
$45.2M
Q2 25
$12.3M
$51.4M
Q1 25
$16.1M
$50.0M
Q4 24
$34.5M
$48.8M
Q3 24
$19.1M
$50.6M
Q2 24
$13.8M
$45.4M
Gross Margin
CSGS
CSGS
EFSC
EFSC
Q1 26
Q4 25
50.0%
Q3 25
48.1%
Q2 25
49.5%
Q1 25
48.4%
Q4 24
51.3%
Q3 24
49.4%
Q2 24
47.3%
Operating Margin
CSGS
CSGS
EFSC
EFSC
Q1 26
Q4 25
9.0%
Q3 25
10.0%
42.9%
Q2 25
10.0%
37.0%
Q1 25
9.8%
36.8%
Q4 24
13.4%
Q3 24
10.8%
38.1%
Q2 24
8.8%
36.7%
Net Margin
CSGS
CSGS
EFSC
EFSC
Q1 26
26.6%
Q4 25
2.2%
28.3%
Q3 25
6.7%
21.9%
Q2 25
4.1%
29.6%
Q1 25
5.4%
30.1%
Q4 24
10.9%
29.2%
Q3 24
6.5%
30.7%
Q2 24
4.8%
29.1%
EPS (diluted)
CSGS
CSGS
EFSC
EFSC
Q1 26
$1.30
Q4 25
$0.24
$1.45
Q3 25
$0.73
$1.19
Q2 25
$0.44
$1.36
Q1 25
$0.57
$1.31
Q4 24
$1.20
$1.27
Q3 24
$0.67
$1.32
Q2 24
$0.48
$1.19

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CSGS
CSGS
EFSC
EFSC
Cash + ST InvestmentsLiquidity on hand
$180.0M
Total DebtLower is stronger
$539.5M
Stockholders' EquityBook value
$283.7M
$2.1B
Total Assets
$1.5B
$17.3B
Debt / EquityLower = less leverage
1.90×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CSGS
CSGS
EFSC
EFSC
Q1 26
Q4 25
$180.0M
Q3 25
$158.4M
Q2 25
$145.9M
Q1 25
$136.0M
Q4 24
$161.8M
Q3 24
$118.4M
Q2 24
$110.4M
Total Debt
CSGS
CSGS
EFSC
EFSC
Q1 26
Q4 25
$539.5M
Q3 25
$538.6M
Q2 25
$537.8M
Q1 25
$537.6M
Q4 24
$538.5M
Q3 24
$539.5M
Q2 24
$540.5M
Stockholders' Equity
CSGS
CSGS
EFSC
EFSC
Q1 26
$2.1B
Q4 25
$283.7M
$2.0B
Q3 25
$289.5M
$2.0B
Q2 25
$290.7M
$1.9B
Q1 25
$283.1M
$1.9B
Q4 24
$282.6M
$1.8B
Q3 24
$288.4M
$1.8B
Q2 24
$273.3M
$1.8B
Total Assets
CSGS
CSGS
EFSC
EFSC
Q1 26
$17.3B
Q4 25
$1.5B
$17.3B
Q3 25
$1.5B
$16.4B
Q2 25
$1.4B
$16.1B
Q1 25
$1.4B
$15.7B
Q4 24
$1.5B
$15.6B
Q3 24
$1.4B
$15.0B
Q2 24
$1.4B
$14.6B
Debt / Equity
CSGS
CSGS
EFSC
EFSC
Q1 26
Q4 25
1.90×
Q3 25
1.86×
Q2 25
1.85×
Q1 25
1.90×
Q4 24
1.91×
Q3 24
1.87×
Q2 24
1.98×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CSGS
CSGS
EFSC
EFSC
Operating Cash FlowLast quarter
$59.2M
Free Cash FlowOCF − Capex
$55.8M
FCF MarginFCF / Revenue
17.3%
Capex IntensityCapex / Revenue
1.1%
Cash ConversionOCF / Net Profit
8.46×
TTM Free Cash FlowTrailing 4 quarters
$141.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CSGS
CSGS
EFSC
EFSC
Q1 26
Q4 25
$59.2M
$193.5M
Q3 25
$47.9M
$49.4M
Q2 25
$37.3M
$61.3M
Q1 25
$11.5M
$40.0M
Q4 24
$82.5M
$247.4M
Q3 24
$39.5M
$89.0M
Q2 24
$43.1M
$76.5M
Free Cash Flow
CSGS
CSGS
EFSC
EFSC
Q1 26
Q4 25
$55.8M
$181.5M
Q3 25
$43.9M
$47.1M
Q2 25
$34.6M
$59.0M
Q1 25
$7.1M
$35.6M
Q4 24
$76.6M
$239.9M
Q3 24
$32.0M
$88.2M
Q2 24
$38.8M
$74.7M
FCF Margin
CSGS
CSGS
EFSC
EFSC
Q1 26
Q4 25
17.3%
93.8%
Q3 25
14.5%
22.8%
Q2 25
11.6%
34.0%
Q1 25
2.4%
21.5%
Q4 24
24.2%
143.7%
Q3 24
10.8%
53.5%
Q2 24
13.4%
47.9%
Capex Intensity
CSGS
CSGS
EFSC
EFSC
Q1 26
Q4 25
1.1%
6.2%
Q3 25
1.3%
1.1%
Q2 25
0.9%
1.3%
Q1 25
1.5%
2.7%
Q4 24
1.9%
4.5%
Q3 24
2.5%
0.5%
Q2 24
1.5%
1.1%
Cash Conversion
CSGS
CSGS
EFSC
EFSC
Q1 26
Q4 25
8.46×
3.53×
Q3 25
2.34×
1.09×
Q2 25
3.04×
1.19×
Q1 25
0.71×
0.80×
Q4 24
2.39×
5.07×
Q3 24
2.07×
1.76×
Q2 24
3.12×
1.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CSGS
CSGS

Software As A Service And Related Solutions$287.2M89%
License And Service$22.6M7%
Maintenance$13.3M4%

EFSC
EFSC

Net Interest Income$166.1M90%
Noninterest Income$19.1M10%

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