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Side-by-side financial comparison of ENTERPRISE FINANCIAL SERVICES CORP (EFSC) and SEACOAST BANKING CORP OF FLORIDA (SBCF). Click either name above to swap in a different company.

SEACOAST BANKING CORP OF FLORIDA is the larger business by last-quarter revenue ($203.3M vs $185.2M, roughly 1.1× ENTERPRISE FINANCIAL SERVICES CORP). Over the past eight quarters, SEACOAST BANKING CORP OF FLORIDA's revenue compounded faster (27.2% CAGR vs 9.0%).

The Hewlett Packard Enterprise Company (HPE) is an American multinational information technology company based in Spring, Texas. It is a business-focused organization which works in servers, storage, networking, containerization software and consulting and support. HPE was ranked No. 107 in the 2018 Fortune 500 list of the largest United States corporations by total revenue.

Seacoast Banking Corporation of Florida is a Florida-headquartered US financial holding company. It provides full consumer and commercial banking services including deposits, personal and business loans, wealth management and insurance, serving individuals, SMEs and local commercial entities mainly across Florida's regional markets.

EFSC vs SBCF — Head-to-Head

Bigger by revenue
SBCF
SBCF
1.1× larger
SBCF
$203.3M
$185.2M
EFSC
Faster 2-yr revenue CAGR
SBCF
SBCF
Annualised
SBCF
27.2%
9.0%
EFSC

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
EFSC
EFSC
SBCF
SBCF
Revenue
$185.2M
$203.3M
Net Profit
$49.4M
Gross Margin
Operating Margin
21.4%
Net Margin
26.6%
Revenue YoY
53.0%
Net Profit YoY
-1.2%
EPS (diluted)
$1.30
$0.28

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EFSC
EFSC
SBCF
SBCF
Q1 26
$185.2M
Q4 25
$193.6M
$203.3M
Q3 25
$206.9M
$157.3M
Q2 25
$173.4M
$151.4M
Q1 25
$166.0M
$140.7M
Q4 24
$167.0M
$132.9M
Q3 24
$164.9M
$130.3M
Q2 24
$156.0M
$126.6M
Net Profit
EFSC
EFSC
SBCF
SBCF
Q1 26
$49.4M
Q4 25
$54.8M
Q3 25
$45.2M
$36.5M
Q2 25
$51.4M
$42.7M
Q1 25
$50.0M
$31.5M
Q4 24
$48.8M
Q3 24
$50.6M
$30.7M
Q2 24
$45.4M
$30.2M
Operating Margin
EFSC
EFSC
SBCF
SBCF
Q1 26
Q4 25
21.4%
Q3 25
42.9%
29.8%
Q2 25
37.0%
36.5%
Q1 25
36.8%
29.0%
Q4 24
32.8%
Q3 24
38.1%
30.1%
Q2 24
36.7%
30.9%
Net Margin
EFSC
EFSC
SBCF
SBCF
Q1 26
26.6%
Q4 25
28.3%
Q3 25
21.9%
23.2%
Q2 25
29.6%
28.2%
Q1 25
30.1%
22.4%
Q4 24
29.2%
Q3 24
30.7%
23.5%
Q2 24
29.1%
23.9%
EPS (diluted)
EFSC
EFSC
SBCF
SBCF
Q1 26
$1.30
Q4 25
$1.45
$0.28
Q3 25
$1.19
$0.42
Q2 25
$1.36
$0.50
Q1 25
$1.31
$0.37
Q4 24
$1.27
$0.39
Q3 24
$1.32
$0.36
Q2 24
$1.19
$0.36

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EFSC
EFSC
SBCF
SBCF
Cash + ST InvestmentsLiquidity on hand
$388.5M
Total DebtLower is stronger
$112.8M
Stockholders' EquityBook value
$2.1B
$2.7B
Total Assets
$17.3B
$20.8B
Debt / EquityLower = less leverage
0.04×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EFSC
EFSC
SBCF
SBCF
Q1 26
Q4 25
$388.5M
Q3 25
$306.0M
Q2 25
$332.4M
Q1 25
$500.6M
Q4 24
$476.6M
Q3 24
$637.1M
Q2 24
$749.5M
Total Debt
EFSC
EFSC
SBCF
SBCF
Q1 26
Q4 25
$112.8M
Q3 25
$107.5M
Q2 25
$107.3M
Q1 25
$107.1M
Q4 24
$107.0M
Q3 24
$106.8M
Q2 24
$106.6M
Stockholders' Equity
EFSC
EFSC
SBCF
SBCF
Q1 26
$2.1B
Q4 25
$2.0B
$2.7B
Q3 25
$2.0B
$2.4B
Q2 25
$1.9B
$2.3B
Q1 25
$1.9B
$2.2B
Q4 24
$1.8B
$2.2B
Q3 24
$1.8B
$2.2B
Q2 24
$1.8B
$2.1B
Total Assets
EFSC
EFSC
SBCF
SBCF
Q1 26
$17.3B
Q4 25
$17.3B
$20.8B
Q3 25
$16.4B
$16.7B
Q2 25
$16.1B
$15.9B
Q1 25
$15.7B
$15.7B
Q4 24
$15.6B
$15.2B
Q3 24
$15.0B
$15.2B
Q2 24
$14.6B
$15.0B
Debt / Equity
EFSC
EFSC
SBCF
SBCF
Q1 26
Q4 25
0.04×
Q3 25
0.05×
Q2 25
0.05×
Q1 25
0.05×
Q4 24
0.05×
Q3 24
0.05×
Q2 24
0.05×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EFSC
EFSC
SBCF
SBCF
Operating Cash FlowLast quarter
$188.1M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EFSC
EFSC
SBCF
SBCF
Q1 26
Q4 25
$193.5M
$188.1M
Q3 25
$49.4M
$30.2M
Q2 25
$61.3M
$72.3M
Q1 25
$40.0M
$31.0M
Q4 24
$247.4M
$179.9M
Q3 24
$89.0M
$53.4M
Q2 24
$76.5M
$56.9M
Free Cash Flow
EFSC
EFSC
SBCF
SBCF
Q1 26
Q4 25
$181.5M
Q3 25
$47.1M
Q2 25
$59.0M
Q1 25
$35.6M
Q4 24
$239.9M
Q3 24
$88.2M
Q2 24
$74.7M
FCF Margin
EFSC
EFSC
SBCF
SBCF
Q1 26
Q4 25
93.8%
Q3 25
22.8%
Q2 25
34.0%
Q1 25
21.5%
Q4 24
143.7%
Q3 24
53.5%
Q2 24
47.9%
Capex Intensity
EFSC
EFSC
SBCF
SBCF
Q1 26
Q4 25
6.2%
Q3 25
1.1%
Q2 25
1.3%
Q1 25
2.7%
Q4 24
4.5%
Q3 24
0.5%
Q2 24
1.1%
Cash Conversion
EFSC
EFSC
SBCF
SBCF
Q1 26
Q4 25
3.53×
Q3 25
1.09×
0.83×
Q2 25
1.19×
1.69×
Q1 25
0.80×
0.99×
Q4 24
5.07×
Q3 24
1.76×
1.74×
Q2 24
1.68×
1.88×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EFSC
EFSC

Net Interest Income$166.1M90%
Noninterest Income$19.1M10%

SBCF
SBCF

Segment breakdown not available.

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