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Side-by-side financial comparison of CARLISLE COMPANIES INC (CSL) and OneMain Holdings, Inc. (OMF). Click either name above to swap in a different company.

OneMain Holdings, Inc. is the larger business by last-quarter revenue ($1.1B vs $1.1B, roughly 1.0× CARLISLE COMPANIES INC). OneMain Holdings, Inc. runs the higher net margin — 18.7% vs 12.1%, a 6.5% gap on every dollar of revenue. On growth, OneMain Holdings, Inc. posted the faster year-over-year revenue change (8.3% vs -4.0%). Over the past eight quarters, OneMain Holdings, Inc.'s revenue compounded faster (10.4% CAGR vs -14.8%).

Carlisle Companies Incorporated is a supplier of construction products that make buildings more energy efficient and resilient. The company manufactures and sells single-ply roofing products as well as warranted systems and accessories for the commercial building industry. The company is organized into two segments, including Carlisle Construction Materials and Carlisle Weatherproofing Technologies. The company's product portfolio includes moisture protection products, protective roofing unde...

OneMain Holdings, Inc. is an American financial services holding company headquartered in Evansville, Indiana, with central offices throughout the United States. The company wholly owns OneMain Finance Corporation and its subsidiaries, through which it operates in the consumer finance and insurance industries as OneMain Financial. Its business primarily focuses on providing personal loans and optional insurance products to customers with limited access to traditional lenders, such as banks an...

CSL vs OMF — Head-to-Head

Bigger by revenue
OMF
OMF
1.0× larger
OMF
$1.1B
$1.1B
CSL
Growing faster (revenue YoY)
OMF
OMF
+12.3% gap
OMF
8.3%
-4.0%
CSL
Higher net margin
OMF
OMF
6.5% more per $
OMF
18.7%
12.1%
CSL
Faster 2-yr revenue CAGR
OMF
OMF
Annualised
OMF
10.4%
-14.8%
CSL

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CSL
CSL
OMF
OMF
Revenue
$1.1B
$1.1B
Net Profit
$127.7M
$204.0M
Gross Margin
34.5%
Operating Margin
17.1%
22.8%
Net Margin
12.1%
18.7%
Revenue YoY
-4.0%
8.3%
Net Profit YoY
-10.9%
61.9%
EPS (diluted)
$3.10
$1.71

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CSL
CSL
OMF
OMF
Q1 26
$1.1B
Q4 25
$1.1B
$1.1B
Q3 25
$1.3B
$1.1B
Q2 25
$1.4B
$1.0B
Q1 25
$1.1B
$996.0M
Q4 24
$1.1B
$1.0B
Q3 24
$1.3B
$981.0M
Q2 24
$1.5B
$922.0M
Net Profit
CSL
CSL
OMF
OMF
Q1 26
$127.7M
Q4 25
$127.4M
$204.0M
Q3 25
$214.2M
$199.0M
Q2 25
$255.8M
$167.0M
Q1 25
$143.3M
$213.0M
Q4 24
$162.8M
$126.0M
Q3 24
$244.3M
$157.0M
Q2 24
$712.4M
$71.0M
Gross Margin
CSL
CSL
OMF
OMF
Q1 26
34.5%
Q4 25
33.8%
Q3 25
36.0%
Q2 25
37.3%
Q1 25
35.2%
Q4 24
36.1%
Q3 24
38.6%
Q2 24
39.2%
Operating Margin
CSL
CSL
OMF
OMF
Q1 26
17.1%
Q4 25
16.8%
22.8%
Q3 25
21.8%
24.5%
Q2 25
23.1%
20.9%
Q1 25
16.8%
27.6%
Q4 24
19.9%
16.3%
Q3 24
23.7%
21.1%
Q2 24
26.0%
10.0%
Net Margin
CSL
CSL
OMF
OMF
Q1 26
12.1%
Q4 25
11.3%
18.7%
Q3 25
15.9%
18.6%
Q2 25
17.6%
16.3%
Q1 25
13.1%
21.4%
Q4 24
14.5%
12.5%
Q3 24
18.3%
16.0%
Q2 24
49.1%
7.7%
EPS (diluted)
CSL
CSL
OMF
OMF
Q1 26
$3.10
Q4 25
$3.06
$1.71
Q3 25
$4.98
$1.67
Q2 25
$5.88
$1.40
Q1 25
$3.20
$1.78
Q4 24
$3.76
$1.05
Q3 24
$5.25
$1.31
Q2 24
$14.84
$0.59

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CSL
CSL
OMF
OMF
Cash + ST InvestmentsLiquidity on hand
$771.3M
$914.0M
Total DebtLower is stronger
$22.7B
Stockholders' EquityBook value
$1.7B
$3.4B
Total Assets
$27.4B
Debt / EquityLower = less leverage
6.67×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CSL
CSL
OMF
OMF
Q1 26
$771.3M
Q4 25
$1.1B
$914.0M
Q3 25
$1.1B
$658.0M
Q2 25
$68.4M
$769.0M
Q1 25
$220.2M
$627.0M
Q4 24
$753.5M
$458.0M
Q3 24
$1.5B
$577.0M
Q2 24
$1.7B
$667.0M
Total Debt
CSL
CSL
OMF
OMF
Q1 26
Q4 25
$2.9B
$22.7B
Q3 25
$2.9B
$22.3B
Q2 25
$1.9B
$22.1B
Q1 25
$1.9B
$21.5B
Q4 24
$1.9B
$21.4B
Q3 24
$2.3B
$21.1B
Q2 24
$2.3B
$20.7B
Stockholders' Equity
CSL
CSL
OMF
OMF
Q1 26
$1.7B
Q4 25
$1.8B
$3.4B
Q3 25
$2.0B
$3.4B
Q2 25
$2.1B
$3.3B
Q1 25
$2.2B
$3.3B
Q4 24
$2.5B
$3.2B
Q3 24
$2.8B
$3.2B
Q2 24
$3.0B
$3.2B
Total Assets
CSL
CSL
OMF
OMF
Q1 26
Q4 25
$6.3B
$27.4B
Q3 25
$6.5B
$27.0B
Q2 25
$5.5B
$26.6B
Q1 25
$5.5B
$26.0B
Q4 24
$5.8B
$25.9B
Q3 24
$6.5B
$25.6B
Q2 24
$6.7B
$25.1B
Debt / Equity
CSL
CSL
OMF
OMF
Q1 26
Q4 25
1.61×
6.67×
Q3 25
1.45×
6.61×
Q2 25
0.89×
6.63×
Q1 25
0.87×
6.55×
Q4 24
0.77×
6.72×
Q3 24
0.83×
6.59×
Q2 24
0.76×
6.56×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CSL
CSL
OMF
OMF
Operating Cash FlowLast quarter
$865.0M
Free Cash FlowOCF − Capex
$-73.0M
FCF MarginFCF / Revenue
-6.9%
Capex IntensityCapex / Revenue
2.7%
Cash ConversionOCF / Net Profit
4.24×
TTM Free Cash FlowTrailing 4 quarters
$924.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CSL
CSL
OMF
OMF
Q1 26
Q4 25
$386.0M
$865.0M
Q3 25
$426.9M
$828.0M
Q2 25
$287.1M
$774.0M
Q1 25
$1.8M
$665.0M
Q4 24
$370.6M
$752.0M
Q3 24
$312.8M
$677.0M
Q2 24
$183.4M
$712.0M
Free Cash Flow
CSL
CSL
OMF
OMF
Q1 26
$-73.0M
Q4 25
$346.1M
Q3 25
$393.4M
Q2 25
$258.3M
Q1 25
$-27.2M
Q4 24
$334.0M
Q3 24
$293.5M
Q2 24
$158.5M
FCF Margin
CSL
CSL
OMF
OMF
Q1 26
-6.9%
Q4 25
30.7%
Q3 25
29.2%
Q2 25
17.8%
Q1 25
-2.5%
Q4 24
29.7%
Q3 24
22.0%
Q2 24
10.9%
Capex Intensity
CSL
CSL
OMF
OMF
Q1 26
2.7%
Q4 25
3.5%
Q3 25
2.5%
Q2 25
2.0%
Q1 25
2.6%
Q4 24
3.3%
Q3 24
1.4%
Q2 24
1.7%
Cash Conversion
CSL
CSL
OMF
OMF
Q1 26
Q4 25
3.03×
4.24×
Q3 25
1.99×
4.16×
Q2 25
1.12×
4.63×
Q1 25
0.01×
3.12×
Q4 24
2.28×
5.97×
Q3 24
1.28×
4.31×
Q2 24
0.26×
10.03×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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