vs

Side-by-side financial comparison of CASTLE BIOSCIENCES INC (CSTL) and Jefferson Capital, Inc. (JCAP). Click either name above to swap in a different company.

Jefferson Capital, Inc. is the larger business by last-quarter revenue ($150.8M vs $87.0M, roughly 1.7× CASTLE BIOSCIENCES INC). Jefferson Capital, Inc. produced more free cash flow last quarter ($63.0M vs $19.7M).

Castle Biosciences Inc. is a commercial-stage diagnostic firm that develops and markets proprietary, clinically actionable tests for dermatological conditions such as melanoma and other skin cancers, plus rare diseases. It operates mainly in the U.S. healthcare market, focusing on segments with high unmet need for more accurate diagnostics to guide treatment choices.

GE Capital was the financial services division of General Electric. Its various units were sold between 2013 and 2021, including the notable spin-off of the North American consumer finance division as Synchrony Financial. Ultimately, only one division of the company remained, GE Energy Financial Services, which was transferred to GE Vernova when General Electric was broken up.

CSTL vs JCAP — Head-to-Head

Bigger by revenue
JCAP
JCAP
1.7× larger
JCAP
$150.8M
$87.0M
CSTL
More free cash flow
JCAP
JCAP
$43.2M more FCF
JCAP
$63.0M
$19.7M
CSTL

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
CSTL
CSTL
JCAP
JCAP
Revenue
$87.0M
$150.8M
Net Profit
$38.4M
Gross Margin
79.0%
Operating Margin
-4.4%
46.4%
Net Margin
25.4%
Revenue YoY
0.8%
Net Profit YoY
EPS (diluted)
$-0.06
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CSTL
CSTL
JCAP
JCAP
Q4 25
$87.0M
Q3 25
$83.0M
$150.8M
Q2 25
$86.2M
$152.7M
Q1 25
$88.0M
Q4 24
$86.3M
Q3 24
$85.8M
Q2 24
$87.0M
Q1 24
$73.0M
Net Profit
CSTL
CSTL
JCAP
JCAP
Q4 25
Q3 25
$-501.0K
$38.4M
Q2 25
$4.5M
$47.7M
Q1 25
$-25.8M
Q4 24
Q3 24
$2.3M
Q2 24
$8.9M
Q1 24
$-2.5M
Gross Margin
CSTL
CSTL
JCAP
JCAP
Q4 25
79.0%
Q3 25
77.5%
Q2 25
79.5%
Q1 25
81.4%
Q4 24
81.3%
Q3 24
81.8%
Q2 24
83.3%
Q1 24
81.0%
Operating Margin
CSTL
CSTL
JCAP
JCAP
Q4 25
-4.4%
Q3 25
-8.2%
46.4%
Q2 25
-4.9%
56.7%
Q1 25
-31.7%
Q4 24
4.7%
Q3 24
5.9%
Q2 24
5.8%
Q1 24
-7.5%
Net Margin
CSTL
CSTL
JCAP
JCAP
Q4 25
Q3 25
-0.6%
25.4%
Q2 25
5.2%
31.2%
Q1 25
-29.4%
Q4 24
Q3 24
2.6%
Q2 24
10.3%
Q1 24
-3.5%
EPS (diluted)
CSTL
CSTL
JCAP
JCAP
Q4 25
$-0.06
Q3 25
$-0.02
$0.59
Q2 25
$0.15
$16.76
Q1 25
$-0.90
Q4 24
$0.32
Q3 24
$0.08
Q2 24
$0.31
Q1 24
$-0.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CSTL
CSTL
JCAP
JCAP
Cash + ST InvestmentsLiquidity on hand
$299.5M
$42.3M
Total DebtLower is stronger
$10.1M
Stockholders' EquityBook value
$470.9M
$437.4M
Total Assets
$578.6M
$1.8B
Debt / EquityLower = less leverage
0.02×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CSTL
CSTL
JCAP
JCAP
Q4 25
$299.5M
Q3 25
$287.5M
$42.3M
Q2 25
$275.9M
$51.7M
Q1 25
$275.2M
Q4 24
$293.1M
Q3 24
$95.0M
Q2 24
$85.6M
Q1 24
$82.9M
Total Debt
CSTL
CSTL
JCAP
JCAP
Q4 25
$10.1M
Q3 25
$10.0M
Q2 25
$10.0M
Q1 25
$10.0M
Q4 24
$10.0M
Q3 24
$10.0M
Q2 24
$10.0M
Q1 24
$10.0M
Stockholders' Equity
CSTL
CSTL
JCAP
JCAP
Q4 25
$470.9M
Q3 25
$467.0M
$437.4M
Q2 25
$455.4M
$410.8M
Q1 25
$440.3M
Q4 24
$455.8M
Q3 24
$441.1M
Q2 24
$423.9M
Q1 24
$402.5M
Total Assets
CSTL
CSTL
JCAP
JCAP
Q4 25
$578.6M
Q3 25
$562.8M
$1.8B
Q2 25
$544.7M
$1.8B
Q1 25
$501.7M
Q4 24
$531.2M
Q3 24
$514.6M
Q2 24
$487.3M
Q1 24
$458.5M
Debt / Equity
CSTL
CSTL
JCAP
JCAP
Q4 25
0.02×
Q3 25
0.02×
Q2 25
0.02×
Q1 25
0.02×
Q4 24
0.02×
Q3 24
0.02×
Q2 24
0.02×
Q1 24
0.02×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CSTL
CSTL
JCAP
JCAP
Operating Cash FlowLast quarter
$26.9M
$63.1M
Free Cash FlowOCF − Capex
$19.7M
$63.0M
FCF MarginFCF / Revenue
22.7%
41.7%
Capex IntensityCapex / Revenue
8.3%
0.1%
Cash ConversionOCF / Net Profit
1.64×
TTM Free Cash FlowTrailing 4 quarters
$28.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CSTL
CSTL
JCAP
JCAP
Q4 25
$26.9M
Q3 25
$22.6M
$63.1M
Q2 25
$20.8M
$130.6M
Q1 25
$-6.0M
Q4 24
$24.4M
Q3 24
$23.3M
Q2 24
$24.0M
Q1 24
$-6.8M
Free Cash Flow
CSTL
CSTL
JCAP
JCAP
Q4 25
$19.7M
Q3 25
$7.8M
$63.0M
Q2 25
$11.6M
$130.0M
Q1 25
$-10.8M
Q4 24
$16.8M
Q3 24
$17.0M
Q2 24
$18.8M
Q1 24
$-16.0M
FCF Margin
CSTL
CSTL
JCAP
JCAP
Q4 25
22.7%
Q3 25
9.4%
41.7%
Q2 25
13.4%
85.1%
Q1 25
-12.2%
Q4 24
19.5%
Q3 24
19.8%
Q2 24
21.6%
Q1 24
-21.9%
Capex Intensity
CSTL
CSTL
JCAP
JCAP
Q4 25
8.3%
Q3 25
17.9%
0.1%
Q2 25
10.7%
0.4%
Q1 25
5.4%
Q4 24
8.8%
Q3 24
7.4%
Q2 24
6.0%
Q1 24
12.5%
Cash Conversion
CSTL
CSTL
JCAP
JCAP
Q4 25
Q3 25
1.64×
Q2 25
4.60×
2.74×
Q1 25
Q4 24
Q3 24
10.29×
Q2 24
2.69×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CSTL
CSTL

Dermatologic$48.6M56%
Non Dermatologic$38.4M44%

JCAP
JCAP

United States Segment$108.1M72%
Other$35.8M24%
United Kingdom Segment$6.9M5%

Related Comparisons