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Side-by-side financial comparison of CONSTELLIUM SE (CSTM) and KEMPER Corp (KMPR). Click either name above to swap in a different company.
CONSTELLIUM SE is the larger business by last-quarter revenue ($2.2B vs $1.1B, roughly 1.9× KEMPER Corp). CONSTELLIUM SE runs the higher net margin — 5.1% vs -0.7%, a 5.8% gap on every dollar of revenue. KEMPER Corp produced more free cash flow last quarter ($166.2M vs $109.0M).
Constellium SE is an American-Swiss, French-based global manufacturer of aluminium rolled products, extruded products, and structural parts based on a large variety of advanced alloys. Constellium's C-TEC research center has been credited for advancing technology in the field of advanced aluminium alloy. Constellium primarily serves the aerospace, automotive, and packaging sectors. Large clients include Mercedes-Benz, Audi, BMW, Fiat Chrysler Automotive, Ford, Airbus, Boeing, and Bombardier.
Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.
CSTM vs KMPR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $2.2B | $1.1B |
| Net Profit | $112.0M | $-8.0M |
| Gross Margin | — | — |
| Operating Margin | 7.5% | — |
| Net Margin | 5.1% | -0.7% |
| Revenue YoY | — | -4.7% |
| Net Profit YoY | — | -108.2% |
| EPS (diluted) | $0.79 | $-0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $2.2B | $1.1B | ||
| Q3 25 | $2.2B | $1.2B | ||
| Q2 25 | $2.1B | $1.2B | ||
| Q1 25 | $2.0B | $1.2B | ||
| Q4 24 | — | $1.2B | ||
| Q3 24 | — | $1.2B | ||
| Q2 24 | $1.9B | $1.1B | ||
| Q1 24 | — | $1.1B |
| Q4 25 | $112.0M | $-8.0M | ||
| Q3 25 | $88.0M | $-21.0M | ||
| Q2 25 | $36.0M | $72.6M | ||
| Q1 25 | $37.0M | $99.7M | ||
| Q4 24 | — | $97.4M | ||
| Q3 24 | — | $73.7M | ||
| Q2 24 | $76.0M | $75.4M | ||
| Q1 24 | — | $71.3M |
| Q4 25 | 7.5% | — | ||
| Q3 25 | 5.8% | — | ||
| Q2 25 | 2.7% | — | ||
| Q1 25 | 3.1% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 11.2% | ||
| Q2 24 | 5.4% | 10.1% | ||
| Q1 24 | — | 7.6% |
| Q4 25 | 5.1% | -0.7% | ||
| Q3 25 | 4.1% | -1.7% | ||
| Q2 25 | 1.7% | 5.9% | ||
| Q1 25 | 1.9% | 8.4% | ||
| Q4 24 | — | 8.2% | ||
| Q3 24 | — | 6.3% | ||
| Q2 24 | 3.9% | 6.7% | ||
| Q1 24 | — | 6.2% |
| Q4 25 | $0.79 | $-0.03 | ||
| Q3 25 | $0.62 | $-0.34 | ||
| Q2 25 | $0.25 | $1.12 | ||
| Q1 25 | $0.26 | $1.54 | ||
| Q4 24 | — | $1.51 | ||
| Q3 24 | — | $1.14 | ||
| Q2 24 | $0.51 | $1.16 | ||
| Q1 24 | — | $1.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $120.0M | — |
| Total DebtLower is stronger | $1.9B | $943.5M |
| Stockholders' EquityBook value | $952.0M | $2.7B |
| Total Assets | $5.4B | $12.5B |
| Debt / EquityLower = less leverage | 2.00× | 0.35× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $120.0M | — | ||
| Q3 25 | $122.0M | $371.2M | ||
| Q2 25 | $133.0M | $407.6M | ||
| Q1 25 | $118.0M | $545.3M | ||
| Q4 24 | — | $1.0B | ||
| Q3 24 | — | $696.9M | ||
| Q2 24 | — | $539.1M | ||
| Q1 24 | — | $520.7M |
| Q4 25 | $1.9B | $943.5M | ||
| Q3 25 | $2.0B | $943.1M | ||
| Q2 25 | $2.0B | $942.6M | ||
| Q1 25 | $1.9B | $942.1M | ||
| Q4 24 | — | $1.4B | ||
| Q3 24 | — | $1.4B | ||
| Q2 24 | — | $1.4B | ||
| Q1 24 | — | $1.4B |
| Q4 25 | $952.0M | $2.7B | ||
| Q3 25 | $845.0M | $2.7B | ||
| Q2 25 | $780.0M | $370.0M | ||
| Q1 25 | $745.0M | $366.0M | ||
| Q4 24 | — | $2.8B | ||
| Q3 24 | — | $2.8B | ||
| Q2 24 | $796.0M | $358.0M | ||
| Q1 24 | — | $2.6B |
| Q4 25 | $5.4B | $12.5B | ||
| Q3 25 | $5.4B | $12.4B | ||
| Q2 25 | $5.4B | $12.6B | ||
| Q1 25 | $5.2B | $12.5B | ||
| Q4 24 | — | $12.6B | ||
| Q3 24 | — | $12.6B | ||
| Q2 24 | — | $12.6B | ||
| Q1 24 | — | $12.6B |
| Q4 25 | 2.00× | 0.35× | ||
| Q3 25 | 2.34× | 0.35× | ||
| Q2 25 | 2.53× | 2.55× | ||
| Q1 25 | 2.56× | 2.57× | ||
| Q4 24 | — | 0.50× | ||
| Q3 24 | — | 0.50× | ||
| Q2 24 | — | 3.88× | ||
| Q1 24 | — | 0.54× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $218.0M | $175.0M |
| Free Cash FlowOCF − Capex | $109.0M | $166.2M |
| FCF MarginFCF / Revenue | 5.0% | 14.7% |
| Capex IntensityCapex / Revenue | 5.0% | 0.8% |
| Cash ConversionOCF / Net Profit | 1.95× | — |
| TTM Free Cash FlowTrailing 4 quarters | $159.0M | $553.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $218.0M | $175.0M | ||
| Q3 25 | $99.0M | $139.9M | ||
| Q2 25 | $114.0M | $89.6M | ||
| Q1 25 | $58.0M | $180.0M | ||
| Q4 24 | — | $175.1M | ||
| Q3 24 | — | $141.9M | ||
| Q2 24 | $138.0M | $22.9M | ||
| Q1 24 | — | $43.0M |
| Q4 25 | $109.0M | $166.2M | ||
| Q3 25 | $24.0M | $133.4M | ||
| Q2 25 | $37.0M | $82.0M | ||
| Q1 25 | $-11.0M | $172.3M | ||
| Q4 24 | — | $165.4M | ||
| Q3 24 | — | $131.4M | ||
| Q2 24 | $54.0M | $5.2M | ||
| Q1 24 | — | $27.7M |
| Q4 25 | 5.0% | 14.7% | ||
| Q3 25 | 1.1% | 10.8% | ||
| Q2 25 | 1.8% | 6.7% | ||
| Q1 25 | -0.6% | 14.4% | ||
| Q4 24 | — | 13.9% | ||
| Q3 24 | — | 11.1% | ||
| Q2 24 | 2.8% | 0.5% | ||
| Q1 24 | — | 2.4% |
| Q4 25 | 5.0% | 0.8% | ||
| Q3 25 | 3.5% | 0.5% | ||
| Q2 25 | 3.7% | 0.6% | ||
| Q1 25 | 3.5% | 0.6% | ||
| Q4 24 | — | 0.8% | ||
| Q3 24 | — | 0.9% | ||
| Q2 24 | 4.3% | 1.6% | ||
| Q1 24 | — | 1.3% |
| Q4 25 | 1.95× | — | ||
| Q3 25 | 1.13× | — | ||
| Q2 25 | 3.17× | 1.23× | ||
| Q1 25 | 1.57× | 1.81× | ||
| Q4 24 | — | 1.80× | ||
| Q3 24 | — | 1.93× | ||
| Q2 24 | 1.82× | 0.30× | ||
| Q1 24 | — | 0.60× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CSTM
| Packaging Rolled Products | $1.0B | 46% |
| Automotive Rolled Products | $318.0M | 14% |
| Aerospace Rolled Products | $270.0M | 12% |
| Transportation Industry Defense And Other Rolled Products | $232.0M | 11% |
| Automotive Extruded Products | $220.0M | 10% |
| Other Extruded Products | $132.0M | 6% |
| Specialty And Other Thin Rolled Products | $22.0M | 1% |
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
