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Side-by-side financial comparison of CARRIAGE SERVICES INC (CSV) and FIRSTSUN CAPITAL BANCORP (FSUN). Click either name above to swap in a different company.
FIRSTSUN CAPITAL BANCORP is the larger business by last-quarter revenue ($110.0M vs $105.5M, roughly 1.0× CARRIAGE SERVICES INC). FIRSTSUN CAPITAL BANCORP runs the higher net margin — 19.6% vs 11.6%, a 8.0% gap on every dollar of revenue. Over the past eight quarters, FIRSTSUN CAPITAL BANCORP's revenue compounded faster (6.9% CAGR vs 1.0%).
Jardine Cycle & Carriage Limited is the investment holding company of Jardines in Southeast Asia. It is currently 75% held by the conglomerate.
FirstSun Capital Bancorp is a U.S.-headquartered financial holding company that offers a comprehensive range of banking and financial services, including commercial and consumer lending, deposit products, wealth management, and treasury solutions. It mainly serves individual customers, small and medium-sized enterprises, and corporate clients across U.S. regional markets.
CSV vs FSUN — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $105.5M | $110.0M |
| Net Profit | $12.3M | $21.6M |
| Gross Margin | 34.8% | — |
| Operating Margin | 23.3% | — |
| Net Margin | 11.6% | 19.6% |
| Revenue YoY | 8.0% | — |
| Net Profit YoY | 24.5% | -8.4% |
| EPS (diluted) | $0.76 | $0.76 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $110.0M | ||
| Q4 25 | $105.5M | $110.2M | ||
| Q3 25 | $102.7M | $107.3M | ||
| Q2 25 | $102.1M | $105.6M | ||
| Q1 25 | $107.1M | $96.2M | ||
| Q4 24 | $97.7M | $98.7M | ||
| Q3 24 | $100.7M | $98.2M | ||
| Q2 24 | $102.3M | $96.2M |
| Q1 26 | — | $21.6M | ||
| Q4 25 | $12.3M | $24.8M | ||
| Q3 25 | $6.6M | $23.2M | ||
| Q2 25 | $11.7M | $26.4M | ||
| Q1 25 | $20.9M | $23.6M | ||
| Q4 24 | $9.9M | $16.4M | ||
| Q3 24 | $9.9M | $22.4M | ||
| Q2 24 | $6.3M | $24.6M |
| Q1 26 | — | — | ||
| Q4 25 | 34.8% | — | ||
| Q3 25 | 35.3% | — | ||
| Q2 25 | 35.2% | — | ||
| Q1 25 | 35.3% | — | ||
| Q4 24 | 34.4% | — | ||
| Q3 24 | 35.2% | — | ||
| Q2 24 | 36.2% | — |
| Q1 26 | — | — | ||
| Q4 25 | 23.3% | 29.0% | ||
| Q3 25 | 17.0% | 26.4% | ||
| Q2 25 | 23.5% | 31.2% | ||
| Q1 25 | 29.5% | 30.9% | ||
| Q4 24 | 21.6% | 20.4% | ||
| Q3 24 | 22.7% | 29.1% | ||
| Q2 24 | 18.0% | 32.3% |
| Q1 26 | — | 19.6% | ||
| Q4 25 | 11.6% | 22.5% | ||
| Q3 25 | 6.4% | 21.6% | ||
| Q2 25 | 11.5% | 25.0% | ||
| Q1 25 | 19.5% | 24.5% | ||
| Q4 24 | 10.1% | 16.6% | ||
| Q3 24 | 9.8% | 22.8% | ||
| Q2 24 | 6.1% | 25.5% |
| Q1 26 | — | $0.76 | ||
| Q4 25 | $0.76 | $0.89 | ||
| Q3 25 | $0.41 | $0.82 | ||
| Q2 25 | $0.74 | $0.93 | ||
| Q1 25 | $1.34 | $0.83 | ||
| Q4 24 | $0.62 | $0.57 | ||
| Q3 24 | $0.63 | $0.79 | ||
| Q2 24 | $0.40 | $0.88 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.7M | $413.7M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $254.8M | $1.2B |
| Total Assets | $1.3B | $8.6B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $413.7M | ||
| Q4 25 | $1.7M | $652.6M | ||
| Q3 25 | $1.2M | $659.9M | ||
| Q2 25 | $1.4M | $785.1M | ||
| Q1 25 | $4.6M | $621.4M | ||
| Q4 24 | $1.2M | $615.9M | ||
| Q3 24 | $1.3M | $573.7M | ||
| Q2 24 | $1.5M | $535.8M |
| Q1 26 | — | $1.2B | ||
| Q4 25 | $254.8M | $1.2B | ||
| Q3 25 | $242.1M | $1.1B | ||
| Q2 25 | $235.4M | $1.1B | ||
| Q1 25 | $223.1M | $1.1B | ||
| Q4 24 | $208.6M | $1.0B | ||
| Q3 24 | $198.1M | $1.0B | ||
| Q2 24 | $187.9M | $996.6M |
| Q1 26 | — | $8.6B | ||
| Q4 25 | $1.3B | $8.5B | ||
| Q3 25 | $1.3B | $8.5B | ||
| Q2 25 | $1.3B | $8.4B | ||
| Q1 25 | $1.3B | $8.2B | ||
| Q4 24 | $1.3B | $8.1B | ||
| Q3 24 | $1.3B | $8.1B | ||
| Q2 24 | $1.3B | $8.0B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $14.1M | — |
| Free Cash FlowOCF − Capex | $6.2M | — |
| FCF MarginFCF / Revenue | 5.9% | — |
| Capex IntensityCapex / Revenue | 7.5% | — |
| Cash ConversionOCF / Net Profit | 1.15× | — |
| TTM Free Cash FlowTrailing 4 quarters | $40.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $14.1M | $111.5M | ||
| Q3 25 | $24.7M | $49.4M | ||
| Q2 25 | $8.1M | $15.0M | ||
| Q1 25 | $13.8M | $26.4M | ||
| Q4 24 | $9.3M | $101.1M | ||
| Q3 24 | $20.9M | $48.1M | ||
| Q2 24 | $2.2M | $20.9M |
| Q1 26 | — | — | ||
| Q4 25 | $6.2M | $104.0M | ||
| Q3 25 | $18.0M | $47.6M | ||
| Q2 25 | $5.2M | $13.0M | ||
| Q1 25 | $10.6M | $24.3M | ||
| Q4 24 | $4.9M | $95.7M | ||
| Q3 24 | $16.2M | $47.1M | ||
| Q2 24 | $-1.4M | $19.9M |
| Q1 26 | — | — | ||
| Q4 25 | 5.9% | 94.3% | ||
| Q3 25 | 17.5% | 44.4% | ||
| Q2 25 | 5.1% | 12.3% | ||
| Q1 25 | 9.9% | 25.3% | ||
| Q4 24 | 5.0% | 97.0% | ||
| Q3 24 | 16.1% | 47.9% | ||
| Q2 24 | -1.4% | 20.6% |
| Q1 26 | — | — | ||
| Q4 25 | 7.5% | 6.8% | ||
| Q3 25 | 6.5% | 1.6% | ||
| Q2 25 | 2.8% | 1.9% | ||
| Q1 25 | 3.0% | 2.1% | ||
| Q4 24 | 4.5% | 5.5% | ||
| Q3 24 | 4.6% | 1.1% | ||
| Q2 24 | 3.5% | 1.1% |
| Q1 26 | — | — | ||
| Q4 25 | 1.15× | 4.49× | ||
| Q3 25 | 3.76× | 2.13× | ||
| Q2 25 | 0.69× | 0.57× | ||
| Q1 25 | 0.66× | 1.12× | ||
| Q4 24 | 0.94× | 6.18× | ||
| Q3 24 | 2.11× | 2.15× | ||
| Q2 24 | 0.34× | 0.85× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CSV
| Propertyand Merchandise | $47.8M | 45% |
| Cemetery Interment Rights | $24.8M | 23% |
| Merchandise | $18.9M | 18% |
| Other Revenue | $10.2M | 10% |
| Other | $3.9M | 4% |
FSUN
| Net Interest Income | $82.8M | 75% |
| Noninterest Income | $27.2M | 25% |
