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Side-by-side financial comparison of CARRIAGE SERVICES INC (CSV) and INVESTORS TITLE CO (ITIC). Click either name above to swap in a different company.

CARRIAGE SERVICES INC is the larger business by last-quarter revenue ($105.5M vs $69.5M, roughly 1.5× INVESTORS TITLE CO). On growth, CARRIAGE SERVICES INC posted the faster year-over-year revenue change (8.0% vs -1.6%). INVESTORS TITLE CO produced more free cash flow last quarter ($25.4M vs $6.2M). Over the past eight quarters, INVESTORS TITLE CO's revenue compounded faster (14.0% CAGR vs 1.0%).

Jardine Cycle & Carriage Limited is the investment holding company of Jardines in Southeast Asia. It is currently 75% held by the conglomerate.

The Real Estate Title Insurance Company of Philadelphia was the world's first title insurance company.

CSV vs ITIC — Head-to-Head

Bigger by revenue
CSV
CSV
1.5× larger
CSV
$105.5M
$69.5M
ITIC
Growing faster (revenue YoY)
CSV
CSV
+9.5% gap
CSV
8.0%
-1.6%
ITIC
More free cash flow
ITIC
ITIC
$19.2M more FCF
ITIC
$25.4M
$6.2M
CSV
Faster 2-yr revenue CAGR
ITIC
ITIC
Annualised
ITIC
14.0%
1.0%
CSV

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CSV
CSV
ITIC
ITIC
Revenue
$105.5M
$69.5M
Net Profit
$12.3M
Gross Margin
34.8%
Operating Margin
23.3%
13.8%
Net Margin
11.6%
Revenue YoY
8.0%
-1.6%
Net Profit YoY
24.5%
EPS (diluted)
$0.76
$3.97

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CSV
CSV
ITIC
ITIC
Q4 25
$105.5M
$69.5M
Q3 25
$102.7M
$73.0M
Q2 25
$102.1M
$73.6M
Q1 25
$107.1M
$56.6M
Q4 24
$97.7M
$70.6M
Q3 24
$100.7M
$68.8M
Q2 24
$102.3M
$65.4M
Q1 24
$103.5M
$53.5M
Net Profit
CSV
CSV
ITIC
ITIC
Q4 25
$12.3M
Q3 25
$6.6M
$12.2M
Q2 25
$11.7M
$12.3M
Q1 25
$20.9M
$3.2M
Q4 24
$9.9M
Q3 24
$9.9M
$9.3M
Q2 24
$6.3M
$8.9M
Q1 24
$7.0M
$4.5M
Gross Margin
CSV
CSV
ITIC
ITIC
Q4 25
34.8%
Q3 25
35.3%
Q2 25
35.2%
Q1 25
35.3%
Q4 24
34.4%
Q3 24
35.2%
Q2 24
36.2%
Q1 24
36.0%
Operating Margin
CSV
CSV
ITIC
ITIC
Q4 25
23.3%
13.8%
Q3 25
17.0%
20.7%
Q2 25
23.5%
21.5%
Q1 25
29.5%
7.2%
Q4 24
21.6%
15.3%
Q3 24
22.7%
16.8%
Q2 24
18.0%
17.2%
Q1 24
18.8%
10.8%
Net Margin
CSV
CSV
ITIC
ITIC
Q4 25
11.6%
Q3 25
6.4%
16.7%
Q2 25
11.5%
16.7%
Q1 25
19.5%
5.6%
Q4 24
10.1%
Q3 24
9.8%
13.5%
Q2 24
6.1%
13.6%
Q1 24
6.7%
8.5%
EPS (diluted)
CSV
CSV
ITIC
ITIC
Q4 25
$0.76
$3.97
Q3 25
$0.41
$6.45
Q2 25
$0.74
$6.48
Q1 25
$1.34
$1.67
Q4 24
$0.62
$4.41
Q3 24
$0.63
$4.92
Q2 24
$0.40
$4.70
Q1 24
$0.45
$2.40

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CSV
CSV
ITIC
ITIC
Cash + ST InvestmentsLiquidity on hand
$1.7M
$89.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$254.8M
$268.3M
Total Assets
$1.3B
$363.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CSV
CSV
ITIC
ITIC
Q4 25
$1.7M
$89.6M
Q3 25
$1.2M
$110.8M
Q2 25
$1.4M
$90.1M
Q1 25
$4.6M
$81.7M
Q4 24
$1.2M
$83.8M
Q3 24
$1.3M
$112.9M
Q2 24
$1.5M
$111.2M
Q1 24
$1.7M
$135.0M
Stockholders' Equity
CSV
CSV
ITIC
ITIC
Q4 25
$254.8M
$268.3M
Q3 25
$242.1M
$278.0M
Q2 25
$235.4M
$266.2M
Q1 25
$223.1M
$254.4M
Q4 24
$208.6M
$251.8M
Q3 24
$198.1M
$271.3M
Q2 24
$187.9M
$261.8M
Q1 24
$179.6M
$254.0M
Total Assets
CSV
CSV
ITIC
ITIC
Q4 25
$1.3B
$363.1M
Q3 25
$1.3B
$363.3M
Q2 25
$1.3B
$345.8M
Q1 25
$1.3B
$333.8M
Q4 24
$1.3B
$333.6M
Q3 24
$1.3B
$352.0M
Q2 24
$1.3B
$340.3M
Q1 24
$1.3B
$329.5M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CSV
CSV
ITIC
ITIC
Operating Cash FlowLast quarter
$14.1M
$30.9M
Free Cash FlowOCF − Capex
$6.2M
$25.4M
FCF MarginFCF / Revenue
5.9%
36.5%
Capex IntensityCapex / Revenue
7.5%
8.0%
Cash ConversionOCF / Net Profit
1.15×
TTM Free Cash FlowTrailing 4 quarters
$40.1M
$47.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CSV
CSV
ITIC
ITIC
Q4 25
$14.1M
$30.9M
Q3 25
$24.7M
$17.2M
Q2 25
$8.1M
$8.9M
Q1 25
$13.8M
$-75.0K
Q4 24
$9.3M
$29.8M
Q3 24
$20.9M
$7.8M
Q2 24
$2.2M
$8.4M
Q1 24
$19.7M
$1.4M
Free Cash Flow
CSV
CSV
ITIC
ITIC
Q4 25
$6.2M
$25.4M
Q3 25
$18.0M
$15.8M
Q2 25
$5.2M
$7.3M
Q1 25
$10.6M
$-1.4M
Q4 24
$4.9M
$22.4M
Q3 24
$16.2M
$6.1M
Q2 24
$-1.4M
$6.3M
Q1 24
$16.2M
$-793.0K
FCF Margin
CSV
CSV
ITIC
ITIC
Q4 25
5.9%
36.5%
Q3 25
17.5%
21.7%
Q2 25
5.1%
9.9%
Q1 25
9.9%
-2.5%
Q4 24
5.0%
31.7%
Q3 24
16.1%
8.8%
Q2 24
-1.4%
9.7%
Q1 24
15.6%
-1.5%
Capex Intensity
CSV
CSV
ITIC
ITIC
Q4 25
7.5%
8.0%
Q3 25
6.5%
1.8%
Q2 25
2.8%
2.1%
Q1 25
3.0%
2.4%
Q4 24
4.5%
10.5%
Q3 24
4.6%
2.5%
Q2 24
3.5%
3.2%
Q1 24
3.4%
4.2%
Cash Conversion
CSV
CSV
ITIC
ITIC
Q4 25
1.15×
Q3 25
3.76×
1.40×
Q2 25
0.69×
0.72×
Q1 25
0.66×
-0.02×
Q4 24
0.94×
Q3 24
2.11×
0.84×
Q2 24
0.34×
0.95×
Q1 24
2.83×
0.32×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CSV
CSV

Propertyand Merchandise$47.8M45%
Cemetery Interment Rights$24.8M23%
Merchandise$18.9M18%
Other Revenue$10.2M10%
Other$3.9M4%

ITIC
ITIC

Segment breakdown not available.

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