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Side-by-side financial comparison of Cintas (CTAS) and Principal Financial Group (PFG). Click either name above to swap in a different company.
Principal Financial Group is the larger business by last-quarter revenue ($4.6B vs $2.8B, roughly 1.6× Cintas). Cintas runs the higher net margin — 17.7% vs 11.3%, a 6.4% gap on every dollar of revenue. On growth, Cintas posted the faster year-over-year revenue change (9.3% vs -3.7%). Over the past eight quarters, Cintas's revenue compounded faster (7.9% CAGR vs 6.3%).
Cintas Corporation is an American corporation headquartered in Mason, Ohio, which provides a range of products and services to businesses including uniforms, mats, mops, cleaning and restroom supplies, first aid and safety products, fire extinguishers and testing, and safety courses. Cintas is a publicly held company traded on the Nasdaq Global Select Market under the symbol CTAS and is a component of the S&P 500 Index.
Principal Financial GroupPFGEarnings & Financial Report
Principal Financial Group, Inc. (PFG) is an American global financial investment management and insurance company headquartered in Des Moines, Iowa, United States.
CTAS vs PFG — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $2.8B | $4.6B |
| Net Profit | $495.3M | $517.0M |
| Gross Margin | 50.4% | — |
| Operating Margin | 23.4% | — |
| Net Margin | 17.7% | 11.3% |
| Revenue YoY | 9.3% | -3.7% |
| Net Profit YoY | 10.4% | -42.9% |
| EPS (diluted) | $1.21 | $2.30 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $2.8B | $4.6B | ||
| Q3 25 | $2.7B | $3.7B | ||
| Q2 25 | $2.7B | $3.7B | ||
| Q1 25 | $2.6B | $3.7B | ||
| Q4 24 | $2.6B | $4.8B | ||
| Q3 24 | $2.5B | $3.0B | ||
| Q2 24 | $2.5B | $4.3B | ||
| Q1 24 | $2.4B | $4.1B |
| Q4 25 | $495.3M | $517.0M | ||
| Q3 25 | $491.1M | $213.8M | ||
| Q2 25 | $448.3M | $406.2M | ||
| Q1 25 | $463.5M | $48.1M | ||
| Q4 24 | $448.5M | $905.4M | ||
| Q3 24 | $452.0M | $-220.0M | ||
| Q2 24 | $414.3M | $353.1M | ||
| Q1 24 | $397.6M | $532.5M |
| Q4 25 | 50.4% | — | ||
| Q3 25 | 50.3% | — | ||
| Q2 25 | 49.7% | — | ||
| Q1 25 | 50.6% | — | ||
| Q4 24 | 49.8% | — | ||
| Q3 24 | 50.1% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | 23.4% | — | ||
| Q3 25 | 22.7% | — | ||
| Q2 25 | 22.4% | — | ||
| Q1 25 | 23.4% | — | ||
| Q4 24 | 23.1% | — | ||
| Q3 24 | 22.4% | — | ||
| Q2 24 | 22.2% | — | ||
| Q1 24 | 21.6% | — |
| Q4 25 | 17.7% | 11.3% | ||
| Q3 25 | 18.1% | 5.8% | ||
| Q2 25 | 16.8% | 11.1% | ||
| Q1 25 | 17.8% | 1.3% | ||
| Q4 24 | 17.5% | 19.1% | ||
| Q3 24 | 18.1% | -7.3% | ||
| Q2 24 | 16.8% | 8.2% | ||
| Q1 24 | 16.5% | 13.1% |
| Q4 25 | $1.21 | $2.30 | ||
| Q3 25 | $1.20 | $0.95 | ||
| Q2 25 | $1.08 | $1.79 | ||
| Q1 25 | $1.13 | $0.21 | ||
| Q4 24 | $1.09 | $3.92 | ||
| Q3 24 | $1.10 | $-0.95 | ||
| Q2 24 | $4.00 | $1.49 | ||
| Q1 24 | $3.84 | $2.22 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $200.8M | $4.4B |
| Total DebtLower is stronger | $2.4B | $3.9B |
| Stockholders' EquityBook value | $4.5B | $11.9B |
| Total Assets | $10.1B | $341.4B |
| Debt / EquityLower = less leverage | 0.54× | 0.33× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $200.8M | $4.4B | ||
| Q3 25 | $138.1M | $5.1B | ||
| Q2 25 | $264.0M | $3.7B | ||
| Q1 25 | $243.4M | $3.9B | ||
| Q4 24 | $122.4M | $4.2B | ||
| Q3 24 | $101.4M | $6.2B | ||
| Q2 24 | $342.0M | $4.8B | ||
| Q1 24 | $128.5M | $4.2B |
| Q4 25 | $2.4B | $3.9B | ||
| Q3 25 | $2.4B | $3.9B | ||
| Q2 25 | $2.4B | $3.9B | ||
| Q1 25 | $2.0B | $4.3B | ||
| Q4 24 | $2.0B | $4.0B | ||
| Q3 24 | $2.0B | $3.9B | ||
| Q2 24 | $2.0B | $3.9B | ||
| Q1 24 | $2.5B | $3.9B |
| Q4 25 | $4.5B | $11.9B | ||
| Q3 25 | $4.8B | $11.7B | ||
| Q2 25 | $4.7B | $11.4B | ||
| Q1 25 | $4.6B | $11.2B | ||
| Q4 24 | $4.3B | $11.1B | ||
| Q3 24 | $4.0B | $11.2B | ||
| Q2 24 | $4.3B | $11.0B | ||
| Q1 24 | $4.2B | $11.2B |
| Q4 25 | $10.1B | $341.4B | ||
| Q3 25 | $9.8B | $334.5B | ||
| Q2 25 | $9.8B | $323.1B | ||
| Q1 25 | $9.6B | $313.0B | ||
| Q4 24 | $9.4B | $313.7B | ||
| Q3 24 | $9.1B | $322.9B | ||
| Q2 24 | $9.2B | $308.8B | ||
| Q1 24 | $9.0B | $308.7B |
| Q4 25 | 0.54× | 0.33× | ||
| Q3 25 | 0.51× | 0.34× | ||
| Q2 25 | 0.52× | 0.34× | ||
| Q1 25 | 0.44× | 0.39× | ||
| Q4 24 | 0.47× | 0.36× | ||
| Q3 24 | 0.50× | 0.35× | ||
| Q2 24 | 0.47× | 0.36× | ||
| Q1 24 | 0.58× | 0.35× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $531.2M | $1.7B |
| Free Cash FlowOCF − Capex | $425.0M | — |
| FCF MarginFCF / Revenue | 15.2% | — |
| Capex IntensityCapex / Revenue | 3.8% | — |
| Cash ConversionOCF / Net Profit | 1.07× | 3.37× |
| TTM Free Cash FlowTrailing 4 quarters | $1.8B | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $531.2M | $1.7B | ||
| Q3 25 | $414.5M | $1.0B | ||
| Q2 25 | $635.7M | $811.9M | ||
| Q1 25 | $622.0M | $977.3M | ||
| Q4 24 | $441.4M | $1.5B | ||
| Q3 24 | $466.7M | $1.1B | ||
| Q2 24 | $693.0M | $1.4B | ||
| Q1 24 | $657.1M | $584.2M |
| Q4 25 | $425.0M | — | ||
| Q3 25 | $312.5M | — | ||
| Q2 25 | $521.1M | — | ||
| Q1 25 | $522.1M | — | ||
| Q4 24 | $340.0M | — | ||
| Q3 24 | $373.8M | — | ||
| Q2 24 | $591.1M | — | ||
| Q1 24 | $550.1M | — |
| Q4 25 | 15.2% | — | ||
| Q3 25 | 11.5% | — | ||
| Q2 25 | 19.5% | — | ||
| Q1 25 | 20.0% | — | ||
| Q4 24 | 13.3% | — | ||
| Q3 24 | 14.9% | — | ||
| Q2 24 | 23.9% | — | ||
| Q1 24 | 22.9% | — |
| Q4 25 | 3.8% | — | ||
| Q3 25 | 3.8% | — | ||
| Q2 25 | 4.3% | — | ||
| Q1 25 | 3.8% | — | ||
| Q4 24 | 4.0% | — | ||
| Q3 24 | 3.7% | — | ||
| Q2 24 | 4.1% | — | ||
| Q1 24 | 4.4% | — |
| Q4 25 | 1.07× | 3.37× | ||
| Q3 25 | 0.84× | 4.70× | ||
| Q2 25 | 1.42× | 2.00× | ||
| Q1 25 | 1.34× | 20.32× | ||
| Q4 24 | 0.98× | 1.61× | ||
| Q3 24 | 1.03× | — | ||
| Q2 24 | 1.67× | 4.05× | ||
| Q1 24 | 1.65× | 1.10× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CTAS
| Uniform Rental And Facility Services Segment | $2.2B | 77% |
| First Aid And Safety Services Segment | $342.2M | 12% |
| Fire Protection Services | $222.5M | 8% |
| Uniform Direct Sales | $79.8M | 3% |
PFG
| Segment Retirement And Income Solutions | $1.6B | 36% |
| Segment Benefits And Protection | $1.1B | 23% |
| Other | $582.8M | 13% |
| Segment Principal Asset Management | $465.6M | 10% |
| Subsegment Investment Management | $449.4M | 10% |
| Administrative Service | $152.2M | 3% |
| Subsegment International Pension | $91.2M | 2% |
| Segment Corporate | $73.0M | 2% |
| Subsegment Life Insurance | $26.1M | 1% |
| Financial Service Other | $25.1M | 1% |
| Residential Mortgage | $7.4M | 0% |
| Subsegment Specialty Benefits | $3.7M | 0% |
| Deposit Account | $3.4M | 0% |
| Commission Income | $1.8M | 0% |
