vs

Side-by-side financial comparison of Cintas (CTAS) and PNC Financial Services (PNC). Click either name above to swap in a different company.

Cintas is the larger business by last-quarter revenue ($6.4B vs $6.2B, roughly 1.0× PNC Financial Services). PNC Financial Services runs the higher net margin — 28.7% vs 7.8%, a 20.9% gap on every dollar of revenue. On growth, PNC Financial Services posted the faster year-over-year revenue change (13.1% vs 8.9%). Over the past eight quarters, Cintas's revenue compounded faster (61.2% CAGR vs 6.7%).

Cintas Corporation is an American corporation headquartered in Mason, Ohio, which provides a range of products and services to businesses including uniforms, mats, mops, cleaning and restroom supplies, first aid and safety products, fire extinguishers and testing, and safety courses. Cintas is a publicly held company traded on the Nasdaq Global Select Market under the symbol CTAS and is a component of the S&P 500 Index.

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

CTAS vs PNC — Head-to-Head

Bigger by revenue
CTAS
CTAS
1.0× larger
CTAS
$6.4B
$6.2B
PNC
Growing faster (revenue YoY)
PNC
PNC
+4.2% gap
PNC
13.1%
8.9%
CTAS
Higher net margin
PNC
PNC
20.9% more per $
PNC
28.7%
7.8%
CTAS
Faster 2-yr revenue CAGR
CTAS
CTAS
Annualised
CTAS
61.2%
6.7%
PNC

Income Statement — Q4 FY2026 vs Q1 FY2026

Metric
CTAS
CTAS
PNC
PNC
Revenue
$6.4B
$6.2B
Net Profit
$502.5M
$1.8B
Gross Margin
83.1%
Operating Margin
10.3%
Net Margin
7.8%
28.7%
Revenue YoY
8.9%
13.1%
Net Profit YoY
8.4%
18.2%
EPS (diluted)
$1.24
$4.13

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CTAS
CTAS
PNC
PNC
Q1 26
$6.4B
$6.2B
Q4 25
$2.8B
$6.1B
Q3 25
$2.7B
$5.9B
Q2 25
$2.7B
$5.7B
Q1 25
$2.6B
$5.5B
Q4 24
$2.6B
$5.6B
Q3 24
$2.5B
$5.4B
Q2 24
$2.5B
$5.4B
Net Profit
CTAS
CTAS
PNC
PNC
Q1 26
$502.5M
$1.8B
Q4 25
$495.3M
$2.0B
Q3 25
$491.1M
$1.8B
Q2 25
$448.3M
$1.6B
Q1 25
$463.5M
$1.5B
Q4 24
$448.5M
$1.6B
Q3 24
$452.0M
$1.5B
Q2 24
$414.3M
$1.5B
Gross Margin
CTAS
CTAS
PNC
PNC
Q1 26
83.1%
Q4 25
50.4%
Q3 25
50.3%
Q2 25
49.7%
Q1 25
50.6%
Q4 24
49.8%
Q3 24
50.1%
Q2 24
Operating Margin
CTAS
CTAS
PNC
PNC
Q1 26
10.3%
Q4 25
23.4%
38.4%
Q3 25
22.7%
38.7%
Q2 25
22.4%
35.8%
Q1 25
23.4%
33.9%
Q4 24
23.1%
34.2%
Q3 24
22.4%
34.3%
Q2 24
22.2%
33.6%
Net Margin
CTAS
CTAS
PNC
PNC
Q1 26
7.8%
28.7%
Q4 25
17.7%
33.5%
Q3 25
18.1%
30.8%
Q2 25
16.8%
29.0%
Q1 25
17.8%
27.5%
Q4 24
17.5%
29.2%
Q3 24
18.1%
27.7%
Q2 24
16.8%
27.3%
EPS (diluted)
CTAS
CTAS
PNC
PNC
Q1 26
$1.24
$4.13
Q4 25
$1.21
$4.88
Q3 25
$1.20
$4.35
Q2 25
$1.08
$3.85
Q1 25
$1.13
$3.51
Q4 24
$1.09
$3.76
Q3 24
$1.10
$3.49
Q2 24
$4.00
$3.39

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CTAS
CTAS
PNC
PNC
Cash + ST InvestmentsLiquidity on hand
$183.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$4.8B
$63.6B
Total Assets
$603.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CTAS
CTAS
PNC
PNC
Q1 26
$183.2M
Q4 25
$200.8M
Q3 25
$138.1M
Q2 25
$264.0M
Q1 25
$243.4M
Q4 24
$122.4M
Q3 24
$101.4M
Q2 24
$342.0M
Total Debt
CTAS
CTAS
PNC
PNC
Q1 26
Q4 25
$2.4B
$57.1B
Q3 25
$2.4B
$62.3B
Q2 25
$2.4B
$60.4B
Q1 25
$2.0B
$60.7B
Q4 24
$2.0B
$61.7B
Q3 24
$2.0B
$68.1B
Q2 24
$2.0B
$71.4B
Stockholders' Equity
CTAS
CTAS
PNC
PNC
Q1 26
$4.8B
$63.6B
Q4 25
$4.5B
$60.6B
Q3 25
$4.8B
$59.0B
Q2 25
$4.7B
$57.6B
Q1 25
$4.6B
$56.4B
Q4 24
$4.3B
$54.4B
Q3 24
$4.0B
$55.7B
Q2 24
$4.3B
$52.6B
Total Assets
CTAS
CTAS
PNC
PNC
Q1 26
$603.0B
Q4 25
$10.1B
$573.6B
Q3 25
$9.8B
$568.8B
Q2 25
$9.8B
$559.1B
Q1 25
$9.6B
$554.7B
Q4 24
$9.4B
$560.0B
Q3 24
$9.1B
$564.9B
Q2 24
$9.2B
$556.5B
Debt / Equity
CTAS
CTAS
PNC
PNC
Q1 26
Q4 25
0.54×
0.94×
Q3 25
0.51×
1.06×
Q2 25
0.52×
1.05×
Q1 25
0.44×
1.08×
Q4 24
0.47×
1.13×
Q3 24
0.50×
1.22×
Q2 24
0.47×
1.36×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CTAS
CTAS
PNC
PNC
Operating Cash FlowLast quarter
$1.6B
Free Cash FlowOCF − Capex
$1.3B
FCF MarginFCF / Revenue
19.7%
Capex IntensityCapex / Revenue
4.7%
Cash ConversionOCF / Net Profit
3.12×
TTM Free Cash FlowTrailing 4 quarters
$2.5B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CTAS
CTAS
PNC
PNC
Q1 26
$1.6B
Q4 25
$531.2M
$757.0M
Q3 25
$414.5M
$2.7B
Q2 25
$635.7M
$1.5B
Q1 25
$622.0M
$-509.0M
Q4 24
$441.4M
$1.8B
Q3 24
$466.7M
$3.3B
Q2 24
$693.0M
$1.0B
Free Cash Flow
CTAS
CTAS
PNC
PNC
Q1 26
$1.3B
Q4 25
$425.0M
Q3 25
$312.5M
Q2 25
$521.1M
Q1 25
$522.1M
Q4 24
$340.0M
Q3 24
$373.8M
Q2 24
$591.1M
FCF Margin
CTAS
CTAS
PNC
PNC
Q1 26
19.7%
Q4 25
15.2%
Q3 25
11.5%
Q2 25
19.5%
Q1 25
20.0%
Q4 24
13.3%
Q3 24
14.9%
Q2 24
23.9%
Capex Intensity
CTAS
CTAS
PNC
PNC
Q1 26
4.7%
Q4 25
3.8%
Q3 25
3.8%
Q2 25
4.3%
Q1 25
3.8%
Q4 24
4.0%
Q3 24
3.7%
Q2 24
4.1%
Cash Conversion
CTAS
CTAS
PNC
PNC
Q1 26
3.12×
Q4 25
1.07×
0.37×
Q3 25
0.84×
1.46×
Q2 25
1.42×
0.90×
Q1 25
1.34×
-0.34×
Q4 24
0.98×
1.11×
Q3 24
1.03×
2.18×
Q2 24
1.67×
0.70×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CTAS
CTAS

Segment breakdown not available.

PNC
PNC

Deposits$1.7B28%
Investment securities$1.2B19%
Borrowed funds$748.0M12%
Card and cash management$738.0M12%
Capital markets and advisory$463.0M8%
Asset management and brokerage$420.0M7%
Other$401.0M7%
Lending and deposit services$340.0M6%
Residential and commercial mortgage$118.0M2%

Related Comparisons