PNC Financial ServicesPNCEarnings & Financial Report
The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.
PNC Q1 FY2026 Key Financial Metrics
Revenue
$6.2B
Gross Profit
N/A
Operating Profit
N/A
Net Profit
$1.8B
Gross Margin
N/A
Operating Margin
N/A
Net Margin
28.7%
YoY Growth
13.1%
EPS
$4.13
PNC Financial Services Q1 FY2026 Financial Summary
PNC Financial Services reported revenue of $6.2B (up 13.1% YoY) for Q1 FY2026, with a net profit of $1.8B (up 18.2% YoY) (28.7% margin).
Key Financial Metrics
| Total Revenue | $6.2B |
|---|---|
| Net Profit | $1.8B |
| Gross Margin | N/A |
| Operating Margin | N/A |
| Report Period | Q1 FY2026 |
Revenue Breakdown
PNC Financial Services Q1 FY2026 revenue of $6.2B breaks down across 9 segments, led by Deposits at $1.7B (28.1% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Deposits | $1.7B | 28.1% |
| Investment securities | $1.2B | 19.5% |
| Borrowed funds | $748.0M | 12.1% |
| Card and cash management | $738.0M | 12.0% |
| Capital markets and advisory | $463.0M | 7.5% |
| Asset management and brokerage | $420.0M | 6.8% |
| Other | $401.0M | 6.5% |
| Lending and deposit services | $340.0M | 5.5% |
| Residential and commercial mortgage | $118.0M | 1.9% |
PNC Financial Services Annual Revenue by Year
PNC Financial Services annual revenue history includes year-by-year totals (for example, 2025 revenue was $23.1B).
PNC Financial Services Quarterly Revenue & Net Profit History
PNC Financial Services results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $6.2B | +13.1% | $1.8B | 28.7% |
| Q4 FY2025 | $6.1B | +9.1% | $2.0B | 33.5% |
| Q3 FY2025 | $5.9B | +8.9% | $1.8B | 30.8% |
| Q2 FY2025 | $5.7B | +4.6% | $1.6B | 29.0% |
| Q1 FY2025 | $5.5B | +6.0% | $1.5B | 27.5% |
| Q4 FY2024 | $5.6B | +3.8% | $1.6B | 29.2% |
| Q3 FY2024 | $5.4B | +3.8% | $1.5B | 27.7% |
| Q2 FY2024 | $5.4B | +2.2% | $1.5B | 27.3% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $5.41B | $5.43B | $5.57B | $5.45B | $5.66B | $5.92B | $6.07B | $6.17B |
| YoY Growth | 2.2% | 3.8% | 3.8% | 6.0% | 4.6% | 8.9% | 9.1% | 13.1% |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $556.52B | $564.88B | $560.04B | $554.72B | $559.11B | $568.77B | $573.57B | $603.03B |
| Liabilities | $503.84B | $509.15B | $505.57B | $498.27B | $501.45B | $509.73B | $512.94B | $539.35B |
| Equity | $52.64B | $55.69B | $54.42B | $56.41B | $57.61B | $58.99B | $60.59B | $63.63B |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $1.03B | $3.29B | $1.80B | $-509.0M | $1.48B | $2.66B | $757.0M |