vs

Side-by-side financial comparison of COMMUNITY TRUST BANCORP INC (CTBI) and GETTY REALTY CORP (GTY). Click either name above to swap in a different company.

COMMUNITY TRUST BANCORP INC is the larger business by last-quarter revenue ($74.7M vs $57.8M, roughly 1.3× GETTY REALTY CORP). GETTY REALTY CORP runs the higher net margin — 46.0% vs 36.5%, a 9.5% gap on every dollar of revenue. On growth, COMMUNITY TRUST BANCORP INC posted the faster year-over-year revenue change (13.8% vs 10.5%). Over the past eight quarters, COMMUNITY TRUST BANCORP INC's revenue compounded faster (12.8% CAGR vs 7.6%).

Community Trust Bancorp is an American regional bank holding company that was founded in 1903 as Pikeville National Bank. The renamed corporation continues to have its headquarters in Pikeville, Kentucky, at the heart of Appalachia. Community Trust Bancorp operates a commercial bank, Community Trust Bank, and a trust company, Community Trust and Investment Company of Lexington.

Getty Realty Corp is a publicly traded real estate investment trust (REIT) headquartered in the United States. It owns, leases, and manages a diversified portfolio of commercial real estate assets, primarily consisting of convenience stores, fuel stations, and adjacent retail locations across U.S. states, serving tenants across retail and energy sectors.

CTBI vs GTY — Head-to-Head

Bigger by revenue
CTBI
CTBI
1.3× larger
CTBI
$74.7M
$57.8M
GTY
Growing faster (revenue YoY)
CTBI
CTBI
+3.2% gap
CTBI
13.8%
10.5%
GTY
Higher net margin
GTY
GTY
9.5% more per $
GTY
46.0%
36.5%
CTBI
Faster 2-yr revenue CAGR
CTBI
CTBI
Annualised
CTBI
12.8%
7.6%
GTY

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CTBI
CTBI
GTY
GTY
Revenue
$74.7M
$57.8M
Net Profit
$27.3M
$26.6M
Gross Margin
Operating Margin
47.3%
66.1%
Net Margin
36.5%
46.0%
Revenue YoY
13.8%
10.5%
Net Profit YoY
21.3%
80.1%
EPS (diluted)
$1.51
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CTBI
CTBI
GTY
GTY
Q1 26
$57.8M
Q4 25
$74.7M
$60.5M
Q3 25
$71.5M
$55.6M
Q2 25
$70.2M
$53.3M
Q1 25
$66.2M
$52.3M
Q4 24
$65.7M
$53.0M
Q3 24
$62.8M
$51.5M
Q2 24
$61.4M
$49.9M
Net Profit
CTBI
CTBI
GTY
GTY
Q1 26
$26.6M
Q4 25
$27.3M
$27.0M
Q3 25
$23.9M
$23.3M
Q2 25
$24.9M
$14.0M
Q1 25
$22.0M
$14.8M
Q4 24
$22.5M
$22.3M
Q3 24
$22.1M
$15.3M
Q2 24
$19.5M
$16.7M
Operating Margin
CTBI
CTBI
GTY
GTY
Q1 26
66.1%
Q4 25
47.3%
67.3%
Q3 25
43.2%
62.5%
Q2 25
46.2%
46.7%
Q1 25
42.9%
50.5%
Q4 24
44.7%
61.6%
Q3 24
43.8%
48.9%
Q2 24
42.3%
52.5%
Net Margin
CTBI
CTBI
GTY
GTY
Q1 26
46.0%
Q4 25
36.5%
44.7%
Q3 25
33.4%
42.0%
Q2 25
35.5%
26.3%
Q1 25
33.2%
28.3%
Q4 24
34.2%
42.1%
Q3 24
35.3%
29.8%
Q2 24
31.8%
33.5%
EPS (diluted)
CTBI
CTBI
GTY
GTY
Q1 26
$0.43
Q4 25
$1.51
$0.46
Q3 25
$1.32
$0.40
Q2 25
$1.38
$0.24
Q1 25
$1.22
$0.25
Q4 24
$1.25
$0.38
Q3 24
$1.23
$0.27
Q2 24
$1.09
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CTBI
CTBI
GTY
GTY
Cash + ST InvestmentsLiquidity on hand
$363.7M
$3.7M
Total DebtLower is stronger
$63.8M
Stockholders' EquityBook value
$856.1M
Total Assets
$6.7B
$2.2B
Debt / EquityLower = less leverage
0.07×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CTBI
CTBI
GTY
GTY
Q1 26
$3.7M
Q4 25
$363.7M
$8.4M
Q3 25
$507.6M
$5.2M
Q2 25
$395.3M
$7.5M
Q1 25
$340.7M
$6.3M
Q4 24
$369.5M
$9.5M
Q3 24
$240.9M
$4.0M
Q2 24
$161.7M
$4.7M
Total Debt
CTBI
CTBI
GTY
GTY
Q1 26
Q4 25
$63.8M
$995.0M
Q3 25
$934.6M
Q2 25
$919.2M
Q1 25
$901.4M
Q4 24
$64.0M
$904.3M
Q3 24
$833.9M
Q2 24
$838.4M
Stockholders' Equity
CTBI
CTBI
GTY
GTY
Q1 26
Q4 25
$856.1M
$1.1B
Q3 25
$831.4M
$1.0B
Q2 25
$806.9M
$982.4M
Q1 25
$784.2M
$961.1M
Q4 24
$757.6M
$962.1M
Q3 24
$760.8M
$963.4M
Q2 24
$719.3M
$951.0M
Total Assets
CTBI
CTBI
GTY
GTY
Q1 26
$2.2B
Q4 25
$6.7B
$2.2B
Q3 25
$6.6B
$2.1B
Q2 25
$6.4B
$2.0B
Q1 25
$6.3B
$2.0B
Q4 24
$6.2B
$2.0B
Q3 24
$6.0B
$1.9B
Q2 24
$5.8B
$1.9B
Debt / Equity
CTBI
CTBI
GTY
GTY
Q1 26
Q4 25
0.07×
0.93×
Q3 25
0.92×
Q2 25
0.94×
Q1 25
0.94×
Q4 24
0.08×
0.94×
Q3 24
0.87×
Q2 24
0.88×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CTBI
CTBI
GTY
GTY
Operating Cash FlowLast quarter
$105.0M
Free Cash FlowOCF − Capex
$97.4M
FCF MarginFCF / Revenue
130.3%
Capex IntensityCapex / Revenue
10.2%
Cash ConversionOCF / Net Profit
3.85×
TTM Free Cash FlowTrailing 4 quarters
$181.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CTBI
CTBI
GTY
GTY
Q1 26
Q4 25
$105.0M
$127.4M
Q3 25
$37.5M
$30.5M
Q2 25
$15.9M
$34.7M
Q1 25
$36.6M
$28.7M
Q4 24
$105.3M
$130.5M
Q3 24
$36.7M
$34.6M
Q2 24
$20.0M
$29.7M
Free Cash Flow
CTBI
CTBI
GTY
GTY
Q1 26
Q4 25
$97.4M
$127.0M
Q3 25
$36.4M
$30.4M
Q2 25
$13.6M
$34.6M
Q1 25
$34.5M
$28.6M
Q4 24
$97.2M
$129.6M
Q3 24
$35.4M
$34.4M
Q2 24
$18.4M
$29.6M
FCF Margin
CTBI
CTBI
GTY
GTY
Q1 26
Q4 25
130.3%
209.8%
Q3 25
50.8%
54.7%
Q2 25
19.3%
64.9%
Q1 25
52.2%
54.7%
Q4 24
148.0%
244.5%
Q3 24
56.4%
66.9%
Q2 24
30.1%
59.2%
Capex Intensity
CTBI
CTBI
GTY
GTY
Q1 26
Q4 25
10.2%
0.7%
Q3 25
1.7%
0.2%
Q2 25
3.4%
0.3%
Q1 25
3.1%
0.1%
Q4 24
12.3%
1.7%
Q3 24
2.1%
0.4%
Q2 24
2.5%
0.3%
Cash Conversion
CTBI
CTBI
GTY
GTY
Q1 26
Q4 25
3.85×
4.71×
Q3 25
1.57×
1.31×
Q2 25
0.64×
2.48×
Q1 25
1.66×
1.94×
Q4 24
4.68×
5.85×
Q3 24
1.66×
2.26×
Q2 24
1.02×
1.78×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons