COMMUNITY TRUST BANCORP INC /KY/CTBIEarnings & Financial Report
Community Trust Bancorp is an American regional bank holding company that was founded in 1903 as Pikeville National Bank. The renamed corporation continues to have its headquarters in Pikeville, Kentucky, at the heart of Appalachia. Community Trust Bancorp operates a commercial bank, Community Trust Bank, and a trust company, Community Trust and Investment Company of Lexington.
CTBI Q3 2025 Key Financial Metrics
Revenue
$55.6M
Gross Profit
N/A
Operating Profit
$30.9M
Net Profit
$23.9M
Gross Margin
N/A
Operating Margin
55.6%
Net Margin
43.0%
YoY Growth
17.7%
EPS
$1.32
Financial Flow
COMMUNITY TRUST BANCORP INC /KY/ Q3 2025 Financial Summary
COMMUNITY TRUST BANCORP INC /KY/ reported revenue of $55.6M for Q3 2025, with a net profit of $23.9M (43.0% margin). Cost of goods sold was N/A, operating expenses totaled N/A.
Key Financial Metrics
| Total Revenue | $55.6M |
|---|---|
| Net Profit | $23.9M |
| Gross Margin | N/A |
| Operating Margin | 55.6% |
| Report Period | Q3 2025 |
COMMUNITY TRUST BANCORP INC /KY/ Annual Revenue by Year
COMMUNITY TRUST BANCORP INC /KY/ annual revenue history includes year-by-year totals (for example, 2024 revenue was $186.0M).
| Year | Annual Revenue |
|---|---|
| 2024 | $186.0M |
| 2023 | $173.1M |
| 2022 | $169.1M |
Income Statement
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $43.0M | $43.6M | $45.7M | $47.2M | $49.5M | $51.3M | $54.0M | $55.6M |
| YoY Growth | -4.0% | -0.7% | 6.0% | 9.4% | 15.2% | 17.6% | 18.3% | 17.7% |
Balance Sheet
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $5.77B | $5.85B | $5.80B | $5.96B | $6.19B | $6.28B | $6.39B | $6.64B |
| Liabilities | $5.07B | $5.14B | $5.09B | $5.20B | $5.44B | $5.49B | $5.58B | $5.81B |
| Equity | $702.2M | $707.7M | $719.3M | $760.8M | $757.6M | $784.2M | $806.9M | $831.4M |
Cash Flow
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $20.0M | $26.1M | $19.9M | $36.7M | $22.4M | $36.6M | $15.9M | $37.5M |