vs

Side-by-side financial comparison of COMMUNITY TRUST BANCORP INC (CTBI) and VERACYTE, INC. (VCYT). Click either name above to swap in a different company.

VERACYTE, INC. is the larger business by last-quarter revenue ($140.6M vs $74.7M, roughly 1.9× COMMUNITY TRUST BANCORP INC). COMMUNITY TRUST BANCORP INC runs the higher net margin — 36.5% vs 29.3%, a 7.2% gap on every dollar of revenue. On growth, VERACYTE, INC. posted the faster year-over-year revenue change (18.5% vs 13.8%). COMMUNITY TRUST BANCORP INC produced more free cash flow last quarter ($97.4M vs $48.8M). Over the past eight quarters, VERACYTE, INC.'s revenue compounded faster (20.5% CAGR vs 12.8%).

Community Trust Bancorp is an American regional bank holding company that was founded in 1903 as Pikeville National Bank. The renamed corporation continues to have its headquarters in Pikeville, Kentucky, at the heart of Appalachia. Community Trust Bancorp operates a commercial bank, Community Trust Bank, and a trust company, Community Trust and Investment Company of Lexington.

Veracyte Inc. is a leading molecular diagnostics company that develops and commercializes proprietary genomic testing solutions for early, accurate detection of cancer and other complex diseases. Its offerings help healthcare providers make better clinical decisions to improve patient outcomes, with core operations in the U.S. and expanding global market presence across key clinical segments.

CTBI vs VCYT — Head-to-Head

Bigger by revenue
VCYT
VCYT
1.9× larger
VCYT
$140.6M
$74.7M
CTBI
Growing faster (revenue YoY)
VCYT
VCYT
+4.8% gap
VCYT
18.5%
13.8%
CTBI
Higher net margin
CTBI
CTBI
7.2% more per $
CTBI
36.5%
29.3%
VCYT
More free cash flow
CTBI
CTBI
$48.6M more FCF
CTBI
$97.4M
$48.8M
VCYT
Faster 2-yr revenue CAGR
VCYT
VCYT
Annualised
VCYT
20.5%
12.8%
CTBI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CTBI
CTBI
VCYT
VCYT
Revenue
$74.7M
$140.6M
Net Profit
$27.3M
$41.1M
Gross Margin
72.5%
Operating Margin
47.3%
26.4%
Net Margin
36.5%
29.3%
Revenue YoY
13.8%
18.5%
Net Profit YoY
21.3%
704.8%
EPS (diluted)
$1.51
$0.50

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CTBI
CTBI
VCYT
VCYT
Q4 25
$74.7M
$140.6M
Q3 25
$71.5M
$131.9M
Q2 25
$70.2M
$130.2M
Q1 25
$66.2M
$114.5M
Q4 24
$65.7M
$118.6M
Q3 24
$62.8M
$115.9M
Q2 24
$61.4M
$114.4M
Q1 24
$58.7M
$96.8M
Net Profit
CTBI
CTBI
VCYT
VCYT
Q4 25
$27.3M
$41.1M
Q3 25
$23.9M
$19.1M
Q2 25
$24.9M
$-980.0K
Q1 25
$22.0M
$7.0M
Q4 24
$22.5M
$5.1M
Q3 24
$22.1M
$15.2M
Q2 24
$19.5M
$5.7M
Q1 24
$18.7M
$-1.9M
Gross Margin
CTBI
CTBI
VCYT
VCYT
Q4 25
72.5%
Q3 25
69.2%
Q2 25
69.0%
Q1 25
69.5%
Q4 24
66.4%
Q3 24
68.2%
Q2 24
68.1%
Q1 24
64.5%
Operating Margin
CTBI
CTBI
VCYT
VCYT
Q4 25
47.3%
26.4%
Q3 25
43.2%
17.4%
Q2 25
46.2%
-4.0%
Q1 25
42.9%
2.5%
Q4 24
44.7%
3.5%
Q3 24
43.8%
10.4%
Q2 24
42.3%
4.0%
Q1 24
40.6%
-4.8%
Net Margin
CTBI
CTBI
VCYT
VCYT
Q4 25
36.5%
29.3%
Q3 25
33.4%
14.5%
Q2 25
35.5%
-0.8%
Q1 25
33.2%
6.2%
Q4 24
34.2%
4.3%
Q3 24
35.3%
13.1%
Q2 24
31.8%
5.0%
Q1 24
31.8%
-1.9%
EPS (diluted)
CTBI
CTBI
VCYT
VCYT
Q4 25
$1.51
$0.50
Q3 25
$1.32
$0.24
Q2 25
$1.38
$-0.01
Q1 25
$1.22
$0.09
Q4 24
$1.25
$0.07
Q3 24
$1.23
$0.19
Q2 24
$1.09
$0.07
Q1 24
$1.04
$-0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CTBI
CTBI
VCYT
VCYT
Cash + ST InvestmentsLiquidity on hand
$363.7M
$362.6M
Total DebtLower is stronger
$63.8M
Stockholders' EquityBook value
$856.1M
$1.3B
Total Assets
$6.7B
$1.4B
Debt / EquityLower = less leverage
0.07×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CTBI
CTBI
VCYT
VCYT
Q4 25
$363.7M
$362.6M
Q3 25
$507.6M
$315.6M
Q2 25
$395.3M
$219.5M
Q1 25
$340.7M
$186.1M
Q4 24
$369.5M
$239.1M
Q3 24
$240.9M
$274.1M
Q2 24
$161.7M
$235.9M
Q1 24
$293.3M
$209.2M
Total Debt
CTBI
CTBI
VCYT
VCYT
Q4 25
$63.8M
Q3 25
Q2 25
Q1 25
Q4 24
$64.0M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CTBI
CTBI
VCYT
VCYT
Q4 25
$856.1M
$1.3B
Q3 25
$831.4M
$1.3B
Q2 25
$806.9M
$1.2B
Q1 25
$784.2M
$1.2B
Q4 24
$757.6M
$1.2B
Q3 24
$760.8M
$1.2B
Q2 24
$719.3M
$1.1B
Q1 24
$707.7M
$1.1B
Total Assets
CTBI
CTBI
VCYT
VCYT
Q4 25
$6.7B
$1.4B
Q3 25
$6.6B
$1.4B
Q2 25
$6.4B
$1.3B
Q1 25
$6.3B
$1.3B
Q4 24
$6.2B
$1.3B
Q3 24
$6.0B
$1.3B
Q2 24
$5.8B
$1.2B
Q1 24
$5.9B
$1.2B
Debt / Equity
CTBI
CTBI
VCYT
VCYT
Q4 25
0.07×
Q3 25
Q2 25
Q1 25
Q4 24
0.08×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CTBI
CTBI
VCYT
VCYT
Operating Cash FlowLast quarter
$105.0M
$52.6M
Free Cash FlowOCF − Capex
$97.4M
$48.8M
FCF MarginFCF / Revenue
130.3%
34.7%
Capex IntensityCapex / Revenue
10.2%
2.7%
Cash ConversionOCF / Net Profit
3.85×
1.28×
TTM Free Cash FlowTrailing 4 quarters
$181.8M
$126.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CTBI
CTBI
VCYT
VCYT
Q4 25
$105.0M
$52.6M
Q3 25
$37.5M
$44.8M
Q2 25
$15.9M
$33.6M
Q1 25
$36.6M
$5.4M
Q4 24
$105.3M
$24.5M
Q3 24
$36.7M
$30.0M
Q2 24
$20.0M
$29.6M
Q1 24
$26.2M
$-9.0M
Free Cash Flow
CTBI
CTBI
VCYT
VCYT
Q4 25
$97.4M
$48.8M
Q3 25
$36.4M
$42.0M
Q2 25
$13.6M
$32.3M
Q1 25
$34.5M
$3.5M
Q4 24
$97.2M
$20.4M
Q3 24
$35.4M
$27.7M
Q2 24
$18.4M
$26.8M
Q1 24
$24.0M
$-11.1M
FCF Margin
CTBI
CTBI
VCYT
VCYT
Q4 25
130.3%
34.7%
Q3 25
50.8%
31.8%
Q2 25
19.3%
24.8%
Q1 25
52.2%
3.1%
Q4 24
148.0%
17.2%
Q3 24
56.4%
23.9%
Q2 24
30.1%
23.4%
Q1 24
40.9%
-11.5%
Capex Intensity
CTBI
CTBI
VCYT
VCYT
Q4 25
10.2%
2.7%
Q3 25
1.7%
2.1%
Q2 25
3.4%
1.0%
Q1 25
3.1%
1.6%
Q4 24
12.3%
3.5%
Q3 24
2.1%
1.9%
Q2 24
2.5%
2.4%
Q1 24
3.7%
2.2%
Cash Conversion
CTBI
CTBI
VCYT
VCYT
Q4 25
3.85×
1.28×
Q3 25
1.57×
2.34×
Q2 25
0.64×
Q1 25
1.66×
0.76×
Q4 24
4.68×
4.80×
Q3 24
1.66×
1.98×
Q2 24
1.02×
5.16×
Q1 24
1.40×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CTBI
CTBI

Segment breakdown not available.

VCYT
VCYT

Testing$135.8M97%
Products$3.8M3%
Biopharmaceutical And Other$686.0K0%

Related Comparisons