vs

Side-by-side financial comparison of Claritev Corp (CTEV) and Essent Group Ltd. (ESNT). Click either name above to swap in a different company.

Essent Group Ltd. is the larger business by last-quarter revenue ($312.4M vs $246.6M, roughly 1.3× Claritev Corp). Essent Group Ltd. runs the higher net margin — 49.6% vs -32.7%, a 82.3% gap on every dollar of revenue. On growth, Claritev Corp posted the faster year-over-year revenue change (6.2% vs -0.8%). Essent Group Ltd. produced more free cash flow last quarter ($848.7M vs $36.4M). Over the past eight quarters, Claritev Corp's revenue compounded faster (2.5% CAGR vs 2.3%).

Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.

CTEV vs ESNT — Head-to-Head

Bigger by revenue
ESNT
ESNT
1.3× larger
ESNT
$312.4M
$246.6M
CTEV
Growing faster (revenue YoY)
CTEV
CTEV
+7.0% gap
CTEV
6.2%
-0.8%
ESNT
Higher net margin
ESNT
ESNT
82.3% more per $
ESNT
49.6%
-32.7%
CTEV
More free cash flow
ESNT
ESNT
$812.3M more FCF
ESNT
$848.7M
$36.4M
CTEV
Faster 2-yr revenue CAGR
CTEV
CTEV
Annualised
CTEV
2.5%
2.3%
ESNT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CTEV
CTEV
ESNT
ESNT
Revenue
$246.6M
$312.4M
Net Profit
$-80.6M
$155.0M
Gross Margin
Operating Margin
-3.1%
59.1%
Net Margin
-32.7%
49.6%
Revenue YoY
6.2%
-0.8%
Net Profit YoY
41.6%
-7.7%
EPS (diluted)
$-4.88
$1.61

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CTEV
CTEV
ESNT
ESNT
Q4 25
$246.6M
$312.4M
Q3 25
$246.0M
$311.8M
Q2 25
$241.6M
$319.1M
Q1 25
$231.3M
$317.6M
Q4 24
$232.1M
$315.0M
Q3 24
$230.5M
$316.6M
Q2 24
$233.5M
$312.9M
Q1 24
$234.5M
$298.4M
Net Profit
CTEV
CTEV
ESNT
ESNT
Q4 25
$-80.6M
$155.0M
Q3 25
$-69.8M
$164.2M
Q2 25
$-62.6M
$195.3M
Q1 25
$-71.3M
$175.4M
Q4 24
$-138.0M
$167.9M
Q3 24
$-391.4M
$176.2M
Q2 24
$-576.7M
$203.6M
Q1 24
$-539.7M
$181.7M
Operating Margin
CTEV
CTEV
ESNT
ESNT
Q4 25
-3.1%
59.1%
Q3 25
4.1%
63.9%
Q2 25
6.9%
72.4%
Q1 25
4.2%
65.2%
Q4 24
-17.8%
61.9%
Q3 24
-146.7%
65.6%
Q2 24
-224.4%
76.4%
Q1 24
-207.4%
71.6%
Net Margin
CTEV
CTEV
ESNT
ESNT
Q4 25
-32.7%
49.6%
Q3 25
-28.4%
52.7%
Q2 25
-25.9%
61.2%
Q1 25
-30.8%
55.2%
Q4 24
-59.4%
53.3%
Q3 24
-169.8%
55.6%
Q2 24
-247.0%
65.1%
Q1 24
-230.1%
60.9%
EPS (diluted)
CTEV
CTEV
ESNT
ESNT
Q4 25
$-4.88
$1.61
Q3 25
$-4.23
$1.67
Q2 25
$-3.81
$1.93
Q1 25
$-4.38
$1.69
Q4 24
$-8.49
$1.59
Q3 24
$-24.25
$1.65
Q2 24
$-35.78
$1.91
Q1 24
$-33.40
$1.70

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CTEV
CTEV
ESNT
ESNT
Cash + ST InvestmentsLiquidity on hand
$16.8M
Total DebtLower is stronger
$4.6B
Stockholders' EquityBook value
$-173.9M
$5.8B
Total Assets
$4.9B
$7.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CTEV
CTEV
ESNT
ESNT
Q4 25
$16.8M
Q3 25
$39.2M
Q2 25
$56.4M
Q1 25
$23.1M
Q4 24
$16.8M
Q3 24
$86.6M
Q2 24
$48.8M
Q1 24
$58.7M
Total Debt
CTEV
CTEV
ESNT
ESNT
Q4 25
$4.6B
Q3 25
$4.5B
Q2 25
$4.5B
Q1 25
$4.5B
Q4 24
$4.5B
Q3 24
$4.5B
Q2 24
$4.5B
Q1 24
$4.5B
Stockholders' Equity
CTEV
CTEV
ESNT
ESNT
Q4 25
$-173.9M
$5.8B
Q3 25
$-101.8M
$5.7B
Q2 25
$-39.9M
$5.7B
Q1 25
$14.8M
$5.7B
Q4 24
$84.0M
$5.6B
Q3 24
$207.6M
$5.6B
Q2 24
$603.4M
$5.4B
Q1 24
$1.2B
$5.2B
Total Assets
CTEV
CTEV
ESNT
ESNT
Q4 25
$4.9B
$7.4B
Q3 25
$5.0B
$7.4B
Q2 25
$5.1B
$7.2B
Q1 25
$5.1B
$7.2B
Q4 24
$5.2B
$7.1B
Q3 24
$5.3B
$7.1B
Q2 24
$5.7B
$6.7B
Q1 24
$6.4B
$6.6B
Debt / Equity
CTEV
CTEV
ESNT
ESNT
Q4 25
Q3 25
Q2 25
Q1 25
304.87×
Q4 24
53.67×
Q3 24
21.73×
Q2 24
7.48×
Q1 24
3.85×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CTEV
CTEV
ESNT
ESNT
Operating Cash FlowLast quarter
$66.3M
$856.1M
Free Cash FlowOCF − Capex
$36.4M
$848.7M
FCF MarginFCF / Revenue
14.8%
271.7%
Capex IntensityCapex / Revenue
12.1%
2.4%
Cash ConversionOCF / Net Profit
5.52×
TTM Free Cash FlowTrailing 4 quarters
$-12.3M
$1.5B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CTEV
CTEV
ESNT
ESNT
Q4 25
$66.3M
$856.1M
Q3 25
$19.9M
$215.9M
Q2 25
$61.2M
$189.5M
Q1 25
$-30.1M
$221.6M
Q4 24
$-33.4M
$861.5M
Q3 24
$72.8M
$229.2M
Q2 24
$18.5M
$188.7M
Q1 24
$49.7M
$216.9M
Free Cash Flow
CTEV
CTEV
ESNT
ESNT
Q4 25
$36.4M
$848.7M
Q3 25
$-16.3M
$210.6M
Q2 25
$36.6M
$188.8M
Q1 25
$-68.9M
$221.3M
Q4 24
$-63.8M
$854.8M
Q3 24
$41.1M
$228.7M
Q2 24
$-7.0M
$187.6M
Q1 24
$19.2M
$212.5M
FCF Margin
CTEV
CTEV
ESNT
ESNT
Q4 25
14.8%
271.7%
Q3 25
-6.6%
67.5%
Q2 25
15.2%
59.2%
Q1 25
-29.8%
69.7%
Q4 24
-27.5%
271.3%
Q3 24
17.8%
72.2%
Q2 24
-3.0%
60.0%
Q1 24
8.2%
71.2%
Capex Intensity
CTEV
CTEV
ESNT
ESNT
Q4 25
12.1%
2.4%
Q3 25
14.7%
1.7%
Q2 25
10.2%
0.2%
Q1 25
16.8%
0.1%
Q4 24
13.1%
2.1%
Q3 24
13.8%
0.2%
Q2 24
10.9%
0.3%
Q1 24
13.0%
1.5%
Cash Conversion
CTEV
CTEV
ESNT
ESNT
Q4 25
5.52×
Q3 25
1.31×
Q2 25
0.97×
Q1 25
1.26×
Q4 24
5.13×
Q3 24
1.30×
Q2 24
0.93×
Q1 24
1.19×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CTEV
CTEV

Segment breakdown not available.

ESNT
ESNT

Mortgage Insurance Segment$192.4M62%
Other$120.0M38%

Related Comparisons