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Side-by-side financial comparison of Claritev Corp (CTEV) and PRA GROUP INC (PRAA). Click either name above to swap in a different company.
PRA GROUP INC is the larger business by last-quarter revenue ($333.4M vs $246.6M, roughly 1.4× Claritev Corp). PRA GROUP INC runs the higher net margin — 17.0% vs -32.7%, a 49.6% gap on every dollar of revenue. On growth, PRA GROUP INC posted the faster year-over-year revenue change (13.7% vs 6.2%). Claritev Corp produced more free cash flow last quarter ($36.4M vs $-90.4M). Over the past eight quarters, PRA GROUP INC's revenue compounded faster (14.2% CAGR vs 2.5%).
PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.
CTEV vs PRAA — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $246.6M | $333.4M |
| Net Profit | $-80.6M | $56.5M |
| Gross Margin | — | — |
| Operating Margin | -3.1% | 37.7% |
| Net Margin | -32.7% | 17.0% |
| Revenue YoY | 6.2% | 13.7% |
| Net Profit YoY | 41.6% | 206.3% |
| EPS (diluted) | $-4.88 | $1.47 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $246.6M | $333.4M | ||
| Q3 25 | $246.0M | $311.1M | ||
| Q2 25 | $241.6M | $287.7M | ||
| Q1 25 | $231.3M | $269.6M | ||
| Q4 24 | $232.1M | $293.2M | ||
| Q3 24 | $230.5M | $281.5M | ||
| Q2 24 | $233.5M | $284.2M | ||
| Q1 24 | $234.5M | $255.6M |
| Q4 25 | $-80.6M | $56.5M | ||
| Q3 25 | $-69.8M | $-407.7M | ||
| Q2 25 | $-62.6M | $42.4M | ||
| Q1 25 | $-71.3M | $3.7M | ||
| Q4 24 | $-138.0M | $18.5M | ||
| Q3 24 | $-391.4M | $27.2M | ||
| Q2 24 | $-576.7M | $21.5M | ||
| Q1 24 | $-539.7M | $3.5M |
| Q4 25 | -3.1% | 37.7% | ||
| Q3 25 | 4.1% | -101.4% | ||
| Q2 25 | 6.9% | 29.6% | ||
| Q1 25 | 4.2% | 27.7% | ||
| Q4 24 | -17.8% | 32.1% | ||
| Q3 24 | -146.7% | 32.0% | ||
| Q2 24 | -224.4% | 31.4% | ||
| Q1 24 | -207.4% | 26.0% |
| Q4 25 | -32.7% | 17.0% | ||
| Q3 25 | -28.4% | -131.0% | ||
| Q2 25 | -25.9% | 14.7% | ||
| Q1 25 | -30.8% | 1.4% | ||
| Q4 24 | -59.4% | 6.3% | ||
| Q3 24 | -169.8% | 9.6% | ||
| Q2 24 | -247.0% | 7.6% | ||
| Q1 24 | -230.1% | 1.4% |
| Q4 25 | $-4.88 | $1.47 | ||
| Q3 25 | $-4.23 | $-10.43 | ||
| Q2 25 | $-3.81 | $1.08 | ||
| Q1 25 | $-4.38 | $0.09 | ||
| Q4 24 | $-8.49 | $0.47 | ||
| Q3 24 | $-24.25 | $0.69 | ||
| Q2 24 | $-35.78 | $0.54 | ||
| Q1 24 | $-33.40 | $0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $16.8M | $104.4M |
| Total DebtLower is stronger | $4.6B | — |
| Stockholders' EquityBook value | $-173.9M | $979.9M |
| Total Assets | $4.9B | $5.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $16.8M | $104.4M | ||
| Q3 25 | $39.2M | $107.5M | ||
| Q2 25 | $56.4M | $131.6M | ||
| Q1 25 | $23.1M | $128.7M | ||
| Q4 24 | $16.8M | $105.9M | ||
| Q3 24 | $86.6M | $141.1M | ||
| Q2 24 | $48.8M | $118.9M | ||
| Q1 24 | $58.7M | $108.1M |
| Q4 25 | $4.6B | — | ||
| Q3 25 | $4.5B | — | ||
| Q2 25 | $4.5B | — | ||
| Q1 25 | $4.5B | — | ||
| Q4 24 | $4.5B | — | ||
| Q3 24 | $4.5B | — | ||
| Q2 24 | $4.5B | — | ||
| Q1 24 | $4.5B | — |
| Q4 25 | $-173.9M | $979.9M | ||
| Q3 25 | $-101.8M | $928.5M | ||
| Q2 25 | $-39.9M | $1.3B | ||
| Q1 25 | $14.8M | $1.2B | ||
| Q4 24 | $84.0M | $1.1B | ||
| Q3 24 | $207.6M | $1.2B | ||
| Q2 24 | $603.4M | $1.1B | ||
| Q1 24 | $1.2B | $1.1B |
| Q4 25 | $4.9B | $5.1B | ||
| Q3 25 | $5.0B | $5.0B | ||
| Q2 25 | $5.1B | $5.4B | ||
| Q1 25 | $5.1B | $5.1B | ||
| Q4 24 | $5.2B | $4.9B | ||
| Q3 24 | $5.3B | $4.9B | ||
| Q2 24 | $5.7B | $4.7B | ||
| Q1 24 | $6.4B | $4.5B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 304.87× | — | ||
| Q4 24 | 53.67× | — | ||
| Q3 24 | 21.73× | — | ||
| Q2 24 | 7.48× | — | ||
| Q1 24 | 3.85× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $66.3M | $-85.5M |
| Free Cash FlowOCF − Capex | $36.4M | $-90.4M |
| FCF MarginFCF / Revenue | 14.8% | -27.1% |
| Capex IntensityCapex / Revenue | 12.1% | 1.4% |
| Cash ConversionOCF / Net Profit | — | -1.51× |
| TTM Free Cash FlowTrailing 4 quarters | $-12.3M | $-169.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $66.3M | $-85.5M | ||
| Q3 25 | $19.9M | $-10.1M | ||
| Q2 25 | $61.2M | $-12.9M | ||
| Q1 25 | $-30.1M | $-52.6M | ||
| Q4 24 | $-33.4M | $-94.6M | ||
| Q3 24 | $72.8M | $-35.0M | ||
| Q2 24 | $18.5M | $-29.5M | ||
| Q1 24 | $49.7M | $-73.0M |
| Q4 25 | $36.4M | $-90.4M | ||
| Q3 25 | $-16.3M | $-11.3M | ||
| Q2 25 | $36.6M | $-14.2M | ||
| Q1 25 | $-68.9M | $-53.5M | ||
| Q4 24 | $-63.8M | $-98.6M | ||
| Q3 24 | $41.1M | $-36.1M | ||
| Q2 24 | $-7.0M | $-30.8M | ||
| Q1 24 | $19.2M | $-73.5M |
| Q4 25 | 14.8% | -27.1% | ||
| Q3 25 | -6.6% | -3.6% | ||
| Q2 25 | 15.2% | -4.9% | ||
| Q1 25 | -29.8% | -19.8% | ||
| Q4 24 | -27.5% | -33.6% | ||
| Q3 24 | 17.8% | -12.8% | ||
| Q2 24 | -3.0% | -10.8% | ||
| Q1 24 | 8.2% | -28.8% |
| Q4 25 | 12.1% | 1.4% | ||
| Q3 25 | 14.7% | 0.4% | ||
| Q2 25 | 10.2% | 0.4% | ||
| Q1 25 | 16.8% | 0.3% | ||
| Q4 24 | 13.1% | 1.4% | ||
| Q3 24 | 13.8% | 0.4% | ||
| Q2 24 | 10.9% | 0.5% | ||
| Q1 24 | 13.0% | 0.2% |
| Q4 25 | — | -1.51× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | -0.30× | ||
| Q1 25 | — | -14.37× | ||
| Q4 24 | — | -5.13× | ||
| Q3 24 | — | -1.29× | ||
| Q2 24 | — | -1.37× | ||
| Q1 24 | — | -21.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CTEV
Segment breakdown not available.
PRAA
| GB | $170.1M | 51% |
| Other | $163.3M | 49% |
