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Side-by-side financial comparison of Custom Truck One Source, Inc. (CTOS) and FIRST FINANCIAL BANCORP (FFBC). Click either name above to swap in a different company.

Custom Truck One Source, Inc. is the larger business by last-quarter revenue ($422.2M vs $271.5M, roughly 1.6× FIRST FINANCIAL BANCORP). FIRST FINANCIAL BANCORP runs the higher net margin — 27.4% vs -4.2%, a 31.6% gap on every dollar of revenue. Over the past eight quarters, Custom Truck One Source, Inc.'s revenue compounded faster (14.8% CAGR vs 12.4%).

Custom Truck One Source, Inc. is a leading provider of specialized heavy truck and equipment solutions in North America. It offers custom vehicle manufacturing, equipment sales and rentals, aftermarket parts, and maintenance services, serving core infrastructure, utility, construction, and energy industry segments.

First Financial Bancorp is a regional bank headquartered in Cincinnati, Ohio, with its operations centers in the northern Cincinnati suburb of Springdale, and Greensburg, Indiana. Founded in 1863, First Financial has the sixth oldest national bank charter and has 131 locations throughout Ohio, Indiana, Kentucky, and Illinois. First Financial acquired Irwin Financial Corp and its subsidiaries through a government assisted transaction on September 18, 2009.

CTOS vs FFBC — Head-to-Head

Bigger by revenue
CTOS
CTOS
1.6× larger
CTOS
$422.2M
$271.5M
FFBC
Higher net margin
FFBC
FFBC
31.6% more per $
FFBC
27.4%
-4.2%
CTOS
Faster 2-yr revenue CAGR
CTOS
CTOS
Annualised
CTOS
14.8%
12.4%
FFBC

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
CTOS
CTOS
FFBC
FFBC
Revenue
$422.2M
$271.5M
Net Profit
$-17.8M
$74.4M
Gross Margin
20.3%
Operating Margin
2.9%
Net Margin
-4.2%
27.4%
Revenue YoY
-8.5%
Net Profit YoY
-333.7%
EPS (diluted)
$-0.08
$0.71

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CTOS
CTOS
FFBC
FFBC
Q1 26
$422.2M
$271.5M
Q4 25
$387.3M
$238.8M
Q3 25
$359.9M
$234.0M
Q2 25
$392.2M
$226.3M
Q1 25
$307.1M
$200.4M
Q4 24
$398.3M
$224.3M
Q3 24
$337.5M
$201.3M
Q2 24
$320.6M
$214.8M
Net Profit
CTOS
CTOS
FFBC
FFBC
Q1 26
$-17.8M
$74.4M
Q4 25
$20.9M
Q3 25
$-5.8M
$71.9M
Q2 25
$-28.4M
$70.0M
Q1 25
$-17.8M
$51.3M
Q4 24
$27.6M
Q3 24
$-17.4M
$52.5M
Q2 24
$-24.5M
$60.8M
Gross Margin
CTOS
CTOS
FFBC
FFBC
Q1 26
20.3%
Q4 25
31.8%
Q3 25
28.0%
Q2 25
26.1%
Q1 25
27.9%
Q4 24
29.7%
Q3 24
27.2%
Q2 24
27.8%
Operating Margin
CTOS
CTOS
FFBC
FFBC
Q1 26
2.9%
Q4 25
13.4%
Q3 25
9.1%
38.7%
Q2 25
7.1%
38.8%
Q1 25
4.0%
31.7%
Q4 24
16.9%
Q3 24
6.8%
32.2%
Q2 24
5.5%
34.8%
Net Margin
CTOS
CTOS
FFBC
FFBC
Q1 26
-4.2%
27.4%
Q4 25
5.4%
Q3 25
-1.6%
30.7%
Q2 25
-7.2%
30.9%
Q1 25
-5.8%
25.6%
Q4 24
6.9%
Q3 24
-5.2%
26.1%
Q2 24
-7.6%
28.3%
EPS (diluted)
CTOS
CTOS
FFBC
FFBC
Q1 26
$-0.08
$0.71
Q4 25
$0.10
$0.64
Q3 25
$-0.03
$0.75
Q2 25
$-0.13
$0.73
Q1 25
$-0.08
$0.54
Q4 24
$0.11
$0.68
Q3 24
$-0.07
$0.55
Q2 24
$-0.10
$0.64

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CTOS
CTOS
FFBC
FFBC
Cash + ST InvestmentsLiquidity on hand
$6.3M
Total DebtLower is stronger
$25.9M
$13.1M
Stockholders' EquityBook value
$809.1M
$2.9B
Total Assets
$3.4B
$22.5B
Debt / EquityLower = less leverage
0.03×
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CTOS
CTOS
FFBC
FFBC
Q1 26
$6.3M
Q4 25
$6.3M
Q3 25
$13.1M
Q2 25
$5.3M
Q1 25
$5.4M
Q4 24
$3.8M
Q3 24
$8.4M
Q2 24
$8.1M
Total Debt
CTOS
CTOS
FFBC
FFBC
Q1 26
$25.9M
$13.1M
Q4 25
$1.6B
$514.1M
Q3 25
$1.6B
$221.8M
Q2 25
$1.6B
$345.0M
Q1 25
$1.6B
$345.9M
Q4 24
$1.5B
$347.5M
Q3 24
$1.6B
$344.1M
Q2 24
$1.5B
$338.6M
Stockholders' Equity
CTOS
CTOS
FFBC
FFBC
Q1 26
$809.1M
$2.9B
Q4 25
$809.1M
$2.8B
Q3 25
$784.7M
$2.6B
Q2 25
$790.1M
$2.6B
Q1 25
$813.4M
$2.5B
Q4 24
$861.3M
$2.4B
Q3 24
$837.5M
$2.5B
Q2 24
$856.7M
$2.3B
Total Assets
CTOS
CTOS
FFBC
FFBC
Q1 26
$3.4B
$22.5B
Q4 25
$3.4B
$21.1B
Q3 25
$3.5B
$18.6B
Q2 25
$3.6B
$18.6B
Q1 25
$3.5B
$18.5B
Q4 24
$3.5B
$18.6B
Q3 24
$3.6B
$18.1B
Q2 24
$3.5B
$18.2B
Debt / Equity
CTOS
CTOS
FFBC
FFBC
Q1 26
0.03×
0.00×
Q4 25
2.03×
0.19×
Q3 25
2.10×
0.08×
Q2 25
2.04×
0.13×
Q1 25
1.97×
0.14×
Q4 24
1.77×
0.14×
Q3 24
1.87×
0.14×
Q2 24
1.79×
0.15×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CTOS
CTOS

Equipment sales$273.9M65%
Rental revenue$116.3M28%
Parts sales and services$32.1M8%

FFBC
FFBC

Net Interest Income$189.6M70%
Noninterest Income$81.9M30%

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