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FIRST FINANCIAL BANCORP /OH/

FIRST FINANCIAL BANCORP /OH/FFBCEarnings & Financial Report

Nasdaq

First Financial Bancorp is a regional bank headquartered in Cincinnati, Ohio, with its operations centers in the northern Cincinnati suburb of Springdale, and Greensburg, Indiana. Founded in 1863, First Financial has the sixth oldest national bank charter and has 131 locations throughout Ohio, Indiana, Kentucky, and Illinois. First Financial acquired Irwin Financial Corp and its subsidiaries through a government assisted transaction on September 18, 2009.

NextMar 19, 2026

FFBC Q3 2025 Key Financial Metrics

Revenue

$160.5M

Gross Profit

N/A

Operating Profit

$90.7M

Net Profit

$71.9M

Gross Margin

N/A

Operating Margin

56.5%

Net Margin

44.8%

YoY Growth

3.2%

EPS

$0.75

Financial Flow

FIRST FINANCIAL BANCORP /OH/ Q3 2025 Financial Summary

FIRST FINANCIAL BANCORP /OH/ reported revenue of $160.5M for Q3 2025, with a net profit of $71.9M (44.8% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$160.5M
Net Profit$71.9M
Gross MarginN/A
Operating Margin56.5%
Report PeriodQ3 2025

FIRST FINANCIAL BANCORP /OH/ Annual Revenue by Year

FIRST FINANCIAL BANCORP /OH/ annual revenue history includes year-by-year totals (for example, 2024 revenue was $612.0M).

YearAnnual Revenue
2024$612.0M
2023$627.8M
2022$519.1M

Income Statement

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Revenue$153.8M$148.7M$153.3M$155.6M$154.4M$149.3M$158.3M$160.5M
YoY Growth-2.5%-6.6%-3.7%0.1%0.4%0.4%3.2%3.2%

Balance Sheet

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Assets$17.53B$17.60B$18.17B$18.15B$18.57B$18.46B$18.63B$18.55B
Liabilities$15.26B$15.31B$15.84B$15.70B$16.13B$15.95B$16.08B$15.92B
Equity$2.27B$2.29B$2.33B$2.45B$2.44B$2.50B$2.56B$2.63B

Cash Flow

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Operating CF$116.2M$31.9M$68.1M$88.1M$74.1M$56.1M$69.8M$89.8M