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Side-by-side financial comparison of Custom Truck One Source, Inc. (CTOS) and LendingClub Corp (LC). Click either name above to swap in a different company.
Custom Truck One Source, Inc. is the larger business by last-quarter revenue ($422.2M vs $252.3M, roughly 1.7× LendingClub Corp). LendingClub Corp runs the higher net margin — 20.5% vs -4.2%, a 24.7% gap on every dollar of revenue. On growth, LendingClub Corp posted the faster year-over-year revenue change (15.9% vs -8.5%). Over the past eight quarters, LendingClub Corp's revenue compounded faster (16.1% CAGR vs 14.8%).
Custom Truck One Source, Inc. is a leading provider of specialized heavy truck and equipment solutions in North America. It offers custom vehicle manufacturing, equipment sales and rentals, aftermarket parts, and maintenance services, serving core infrastructure, utility, construction, and energy industry segments.
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
CTOS vs LC — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $422.2M | $252.3M |
| Net Profit | $-17.8M | $51.6M |
| Gross Margin | 20.3% | — |
| Operating Margin | 2.9% | — |
| Net Margin | -4.2% | 20.5% |
| Revenue YoY | -8.5% | 15.9% |
| Net Profit YoY | -333.7% | 341.0% |
| EPS (diluted) | $-0.08 | $0.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $422.2M | $252.3M | ||
| Q4 25 | $387.3M | $266.5M | ||
| Q3 25 | $359.9M | $266.2M | ||
| Q2 25 | $392.2M | $248.4M | ||
| Q1 25 | $307.1M | $217.7M | ||
| Q4 24 | $398.3M | $217.2M | ||
| Q3 24 | $337.5M | $201.9M | ||
| Q2 24 | $320.6M | $187.2M |
| Q1 26 | $-17.8M | $51.6M | ||
| Q4 25 | $20.9M | — | ||
| Q3 25 | $-5.8M | $44.3M | ||
| Q2 25 | $-28.4M | $38.2M | ||
| Q1 25 | $-17.8M | $11.7M | ||
| Q4 24 | $27.6M | — | ||
| Q3 24 | $-17.4M | $14.5M | ||
| Q2 24 | $-24.5M | $14.9M |
| Q1 26 | 20.3% | — | ||
| Q4 25 | 31.8% | — | ||
| Q3 25 | 28.0% | — | ||
| Q2 25 | 26.1% | — | ||
| Q1 25 | 27.9% | — | ||
| Q4 24 | 29.7% | — | ||
| Q3 24 | 27.2% | — | ||
| Q2 24 | 27.8% | — |
| Q1 26 | 2.9% | — | ||
| Q4 25 | 13.4% | 18.8% | ||
| Q3 25 | 9.1% | 21.5% | ||
| Q2 25 | 7.1% | 21.7% | ||
| Q1 25 | 4.0% | 7.2% | ||
| Q4 24 | 16.9% | 5.1% | ||
| Q3 24 | 6.8% | 8.9% | ||
| Q2 24 | 5.5% | 10.4% |
| Q1 26 | -4.2% | 20.5% | ||
| Q4 25 | 5.4% | — | ||
| Q3 25 | -1.6% | 16.6% | ||
| Q2 25 | -7.2% | 15.4% | ||
| Q1 25 | -5.8% | 5.4% | ||
| Q4 24 | 6.9% | — | ||
| Q3 24 | -5.2% | 7.2% | ||
| Q2 24 | -7.6% | 8.0% |
| Q1 26 | $-0.08 | $0.44 | ||
| Q4 25 | $0.10 | $0.36 | ||
| Q3 25 | $-0.03 | $0.37 | ||
| Q2 25 | $-0.13 | $0.33 | ||
| Q1 25 | $-0.08 | $0.10 | ||
| Q4 24 | $0.11 | $0.08 | ||
| Q3 24 | $-0.07 | $0.13 | ||
| Q2 24 | $-0.10 | $0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $6.3M | — |
| Total DebtLower is stronger | $25.9M | — |
| Stockholders' EquityBook value | $809.1M | $1.5B |
| Total Assets | $3.4B | $11.9B |
| Debt / EquityLower = less leverage | 0.03× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $6.3M | — | ||
| Q4 25 | $6.3M | — | ||
| Q3 25 | $13.1M | — | ||
| Q2 25 | $5.3M | — | ||
| Q1 25 | $5.4M | — | ||
| Q4 24 | $3.8M | — | ||
| Q3 24 | $8.4M | — | ||
| Q2 24 | $8.1M | — |
| Q1 26 | $25.9M | — | ||
| Q4 25 | $1.6B | $0 | ||
| Q3 25 | $1.6B | $0 | ||
| Q2 25 | $1.6B | $0 | ||
| Q1 25 | $1.6B | $0 | ||
| Q4 24 | $1.5B | $0 | ||
| Q3 24 | $1.6B | — | ||
| Q2 24 | $1.5B | — |
| Q1 26 | $809.1M | $1.5B | ||
| Q4 25 | $809.1M | $1.5B | ||
| Q3 25 | $784.7M | $1.5B | ||
| Q2 25 | $790.1M | $1.4B | ||
| Q1 25 | $813.4M | $1.4B | ||
| Q4 24 | $861.3M | $1.3B | ||
| Q3 24 | $837.5M | $1.3B | ||
| Q2 24 | $856.7M | $1.3B |
| Q1 26 | $3.4B | $11.9B | ||
| Q4 25 | $3.4B | $11.6B | ||
| Q3 25 | $3.5B | $11.1B | ||
| Q2 25 | $3.6B | $10.8B | ||
| Q1 25 | $3.5B | $10.5B | ||
| Q4 24 | $3.5B | $10.6B | ||
| Q3 24 | $3.6B | $11.0B | ||
| Q2 24 | $3.5B | $9.6B |
| Q1 26 | 0.03× | — | ||
| Q4 25 | 2.03× | 0.00× | ||
| Q3 25 | 2.10× | 0.00× | ||
| Q2 25 | 2.04× | 0.00× | ||
| Q1 25 | 1.97× | 0.00× | ||
| Q4 24 | 1.77× | 0.00× | ||
| Q3 24 | 1.87× | — | ||
| Q2 24 | 1.79× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CTOS
| Equipment sales | $273.9M | 65% |
| Rental revenue | $116.3M | 28% |
| Parts sales and services | $32.1M | 8% |
LC
Segment breakdown not available.
