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Side-by-side financial comparison of Citi Trends Inc (CTRN) and FB Financial Corp (FBK). Click either name above to swap in a different company.

Citi Trends Inc is the larger business by last-quarter revenue ($197.1M vs $178.6M, roughly 1.1× FB Financial Corp). FB Financial Corp runs the higher net margin — 31.9% vs -3.5%, a 35.4% gap on every dollar of revenue. On growth, FB Financial Corp posted the faster year-over-year revenue change (37.0% vs 10.1%). FB Financial Corp produced more free cash flow last quarter ($147.0M vs $767.0K). Over the past eight quarters, FB Financial Corp's revenue compounded faster (28.9% CAGR vs -4.3%).

Citi Trends, Inc. is an American retail clothing chain selling discounted products targeted primarily at African-American customers.

Fubon Financial Holding Co., Ltd. is a financial investment holding company consists of the following key subsidiaries: Fubon Asset Management, Fubon Insurance Co. Ltd., Fubon Securities, Fubon Bank, Fubon Life, Fubon Bank (China) and Fubon Bank Limited. The holding company was setup on 19 December 2001.

CTRN vs FBK — Head-to-Head

Bigger by revenue
CTRN
CTRN
1.1× larger
CTRN
$197.1M
$178.6M
FBK
Growing faster (revenue YoY)
FBK
FBK
+26.9% gap
FBK
37.0%
10.1%
CTRN
Higher net margin
FBK
FBK
35.4% more per $
FBK
31.9%
-3.5%
CTRN
More free cash flow
FBK
FBK
$146.2M more FCF
FBK
$147.0M
$767.0K
CTRN
Faster 2-yr revenue CAGR
FBK
FBK
Annualised
FBK
28.9%
-4.3%
CTRN

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
CTRN
CTRN
FBK
FBK
Revenue
$197.1M
$178.6M
Net Profit
$-6.9M
$57.0M
Gross Margin
Operating Margin
-3.7%
39.1%
Net Margin
-3.5%
31.9%
Revenue YoY
10.1%
37.0%
Net Profit YoY
3.6%
50.4%
EPS (diluted)
$-0.86
$1.12

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CTRN
CTRN
FBK
FBK
Q4 25
$197.1M
$178.6M
Q3 25
$190.8M
$173.9M
Q2 25
$201.7M
$76.9M
Q1 25
$211.2M
$130.7M
Q4 24
$179.1M
$130.4M
Q3 24
$176.6M
$89.5M
Q2 24
$186.3M
$128.2M
Q1 24
$215.2M
$107.5M
Net Profit
CTRN
CTRN
FBK
FBK
Q4 25
$-6.9M
$57.0M
Q3 25
$3.8M
$23.4M
Q2 25
$871.0K
$2.9M
Q1 25
$-14.2M
$39.4M
Q4 24
$-7.2M
$37.9M
Q3 24
$-18.4M
$10.2M
Q2 24
$-3.4M
$40.0M
Q1 24
$3.6M
$27.9M
Operating Margin
CTRN
CTRN
FBK
FBK
Q4 25
-3.7%
39.1%
Q3 25
1.8%
17.0%
Q2 25
0.2%
-12.7%
Q1 25
0.6%
37.4%
Q4 24
-4.9%
38.4%
Q3 24
-14.1%
12.7%
Q2 24
-3.7%
39.7%
Q1 24
1.8%
31.9%
Net Margin
CTRN
CTRN
FBK
FBK
Q4 25
-3.5%
31.9%
Q3 25
2.0%
13.4%
Q2 25
0.4%
3.8%
Q1 25
-6.7%
30.1%
Q4 24
-4.0%
29.1%
Q3 24
-10.4%
11.4%
Q2 24
-1.8%
31.2%
Q1 24
1.7%
26.0%
EPS (diluted)
CTRN
CTRN
FBK
FBK
Q4 25
$-0.86
$1.12
Q3 25
$0.46
$0.43
Q2 25
$0.11
$0.06
Q1 25
$-1.70
$0.84
Q4 24
$-0.86
$0.82
Q3 24
$-2.21
$0.22
Q2 24
$-0.42
$0.85
Q1 24
$0.43
$0.59

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CTRN
CTRN
FBK
FBK
Cash + ST InvestmentsLiquidity on hand
$1.2B
Total DebtLower is stronger
$212.8M
Stockholders' EquityBook value
$107.8M
$1.9B
Total Assets
$464.3M
$16.3B
Debt / EquityLower = less leverage
0.11×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CTRN
CTRN
FBK
FBK
Q4 25
$1.2B
Q3 25
$1.3B
Q2 25
$1.2B
Q1 25
$794.7M
Q4 24
$1.0B
Q3 24
$951.8M
Q2 24
$800.9M
Q1 24
$870.7M
Total Debt
CTRN
CTRN
FBK
FBK
Q4 25
$212.8M
Q3 25
$213.6M
Q2 25
Q1 25
Q4 24
$176.8M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CTRN
CTRN
FBK
FBK
Q4 25
$107.8M
$1.9B
Q3 25
$113.2M
$2.0B
Q2 25
$108.6M
$1.6B
Q1 25
$113.2M
$1.6B
Q4 24
$130.3M
$1.6B
Q3 24
$136.6M
$1.6B
Q2 24
$154.8M
$1.5B
Q1 24
$157.7M
$1.5B
Total Assets
CTRN
CTRN
FBK
FBK
Q4 25
$464.3M
$16.3B
Q3 25
$457.4M
$16.2B
Q2 25
$437.4M
$13.4B
Q1 25
$462.8M
$13.1B
Q4 24
$467.1M
$13.2B
Q3 24
$506.7M
$12.9B
Q2 24
$484.1M
$12.5B
Q1 24
$518.7M
$12.5B
Debt / Equity
CTRN
CTRN
FBK
FBK
Q4 25
0.11×
Q3 25
0.11×
Q2 25
Q1 25
Q4 24
0.11×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CTRN
CTRN
FBK
FBK
Operating Cash FlowLast quarter
$8.6M
$155.9M
Free Cash FlowOCF − Capex
$767.0K
$147.0M
FCF MarginFCF / Revenue
0.4%
82.3%
Capex IntensityCapex / Revenue
4.0%
5.0%
Cash ConversionOCF / Net Profit
2.74×
TTM Free Cash FlowTrailing 4 quarters
$11.9M
$242.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CTRN
CTRN
FBK
FBK
Q4 25
$8.6M
$155.9M
Q3 25
$3.9M
$47.7M
Q2 25
$-11.0M
$71.8M
Q1 25
$28.5M
$-16.5M
Q4 24
$-18.4M
$138.8M
Q3 24
$5.6M
$57.8M
Q2 24
$-19.6M
$30.6M
Q1 24
$23.3M
$36.3M
Free Cash Flow
CTRN
CTRN
FBK
FBK
Q4 25
$767.0K
$147.0M
Q3 25
$-1.7M
$45.6M
Q2 25
$-13.1M
$68.4M
Q1 25
$26.0M
$-18.1M
Q4 24
$-20.4M
$132.3M
Q3 24
$1.7M
$56.7M
Q2 24
$-21.2M
$28.4M
Q1 24
$20.0M
$34.6M
FCF Margin
CTRN
CTRN
FBK
FBK
Q4 25
0.4%
82.3%
Q3 25
-0.9%
26.2%
Q2 25
-6.5%
89.0%
Q1 25
12.3%
-13.9%
Q4 24
-11.4%
101.4%
Q3 24
0.9%
63.3%
Q2 24
-11.4%
22.1%
Q1 24
9.3%
32.2%
Capex Intensity
CTRN
CTRN
FBK
FBK
Q4 25
4.0%
5.0%
Q3 25
2.9%
1.2%
Q2 25
1.0%
4.4%
Q1 25
1.2%
1.3%
Q4 24
1.1%
5.0%
Q3 24
2.2%
1.2%
Q2 24
0.9%
1.7%
Q1 24
1.5%
1.5%
Cash Conversion
CTRN
CTRN
FBK
FBK
Q4 25
2.74×
Q3 25
1.01×
2.04×
Q2 25
-12.59×
24.68×
Q1 25
-0.42×
Q4 24
3.66×
Q3 24
5.65×
Q2 24
0.77×
Q1 24
6.56×
1.30×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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