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Side-by-side financial comparison of Citi Trends Inc (CTRN) and FIRST INTERSTATE BANCSYSTEM INC (FIBK). Click either name above to swap in a different company.
FIRST INTERSTATE BANCSYSTEM INC is the larger business by last-quarter revenue ($313.0M vs $197.1M, roughly 1.6× Citi Trends Inc). FIRST INTERSTATE BANCSYSTEM INC runs the higher net margin — 34.8% vs -3.5%, a 38.3% gap on every dollar of revenue. On growth, FIRST INTERSTATE BANCSYSTEM INC posted the faster year-over-year revenue change (19.8% vs 10.1%). Over the past eight quarters, FIRST INTERSTATE BANCSYSTEM INC's revenue compounded faster (13.7% CAGR vs -4.3%).
Citi Trends, Inc. is an American retail clothing chain selling discounted products targeted primarily at African-American customers.
First Interstate BancSystem, Inc. is a financial holding company headquartered in Billings, Montana. It is the parent company of First Interstate Bank, a community bank with locations throughout 14 states within the Western and Midwestern United States. It is the largest bank based in Montana, as measured by total assets.
CTRN vs FIBK — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $197.1M | $313.0M |
| Net Profit | $-6.9M | $108.8M |
| Gross Margin | — | — |
| Operating Margin | -3.7% | 44.5% |
| Net Margin | -3.5% | 34.8% |
| Revenue YoY | 10.1% | 19.8% |
| Net Profit YoY | 3.6% | 108.8% |
| EPS (diluted) | $-0.86 | $1.07 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $197.1M | $313.0M | ||
| Q3 25 | $190.8M | $250.5M | ||
| Q2 25 | $201.7M | $248.3M | ||
| Q1 25 | $211.2M | $247.0M | ||
| Q4 24 | $179.1M | $261.3M | ||
| Q3 24 | $176.6M | $251.9M | ||
| Q2 24 | $186.3M | $244.3M | ||
| Q1 24 | $215.2M | $242.2M |
| Q4 25 | $-6.9M | $108.8M | ||
| Q3 25 | $3.8M | $71.4M | ||
| Q2 25 | $871.0K | $71.7M | ||
| Q1 25 | $-14.2M | $50.2M | ||
| Q4 24 | $-7.2M | $52.1M | ||
| Q3 24 | $-18.4M | $55.5M | ||
| Q2 24 | $-3.4M | $60.0M | ||
| Q1 24 | $3.6M | $58.4M |
| Q4 25 | -3.7% | 44.5% | ||
| Q3 25 | 1.8% | 37.0% | ||
| Q2 25 | 0.2% | 37.7% | ||
| Q1 25 | 0.6% | 26.9% | ||
| Q4 24 | -4.9% | 25.5% | ||
| Q3 24 | -14.1% | 28.9% | ||
| Q2 24 | -3.7% | 32.1% | ||
| Q1 24 | 1.8% | 31.7% |
| Q4 25 | -3.5% | 34.8% | ||
| Q3 25 | 2.0% | 28.5% | ||
| Q2 25 | 0.4% | 28.9% | ||
| Q1 25 | -6.7% | 20.3% | ||
| Q4 24 | -4.0% | 19.9% | ||
| Q3 24 | -10.4% | 22.0% | ||
| Q2 24 | -1.8% | 24.6% | ||
| Q1 24 | 1.7% | 24.1% |
| Q4 25 | $-0.86 | $1.07 | ||
| Q3 25 | $0.46 | $0.69 | ||
| Q2 25 | $0.11 | $0.69 | ||
| Q1 25 | $-1.70 | $0.49 | ||
| Q4 24 | $-0.86 | $0.50 | ||
| Q3 24 | $-2.21 | $0.54 | ||
| Q2 24 | $-0.42 | $0.58 | ||
| Q1 24 | $0.43 | $0.57 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | $146.3M |
| Stockholders' EquityBook value | $107.8M | $3.4B |
| Total Assets | $464.3M | $26.6B |
| Debt / EquityLower = less leverage | — | 0.04× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $146.3M | ||
| Q3 25 | — | $146.2M | ||
| Q2 25 | — | $252.0M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $132.2M | ||
| Q3 24 | — | $137.3M | ||
| Q2 24 | — | $383.4M | ||
| Q1 24 | — | $370.8M |
| Q4 25 | $107.8M | $3.4B | ||
| Q3 25 | $113.2M | $3.4B | ||
| Q2 25 | $108.6M | $3.4B | ||
| Q1 25 | $113.2M | $3.4B | ||
| Q4 24 | $130.3M | $3.3B | ||
| Q3 24 | $136.6M | $3.4B | ||
| Q2 24 | $154.8M | $3.2B | ||
| Q1 24 | $157.7M | $3.2B |
| Q4 25 | $464.3M | $26.6B | ||
| Q3 25 | $457.4M | $27.3B | ||
| Q2 25 | $437.4M | $27.6B | ||
| Q1 25 | $462.8M | $28.3B | ||
| Q4 24 | $467.1M | $29.1B | ||
| Q3 24 | $506.7M | $29.6B | ||
| Q2 24 | $484.1M | $30.3B | ||
| Q1 24 | $518.7M | $30.1B |
| Q4 25 | — | 0.04× | ||
| Q3 25 | — | 0.04× | ||
| Q2 25 | — | 0.07× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.04× | ||
| Q3 24 | — | 0.04× | ||
| Q2 24 | — | 0.12× | ||
| Q1 24 | — | 0.12× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $8.6M | $305.6M |
| Free Cash FlowOCF − Capex | $767.0K | — |
| FCF MarginFCF / Revenue | 0.4% | — |
| Capex IntensityCapex / Revenue | 4.0% | — |
| Cash ConversionOCF / Net Profit | — | 2.81× |
| TTM Free Cash FlowTrailing 4 quarters | $11.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $8.6M | $305.6M | ||
| Q3 25 | $3.9M | $91.7M | ||
| Q2 25 | $-11.0M | $68.1M | ||
| Q1 25 | $28.5M | $78.5M | ||
| Q4 24 | $-18.4M | $355.0M | ||
| Q3 24 | $5.6M | $89.9M | ||
| Q2 24 | $-19.6M | $82.3M | ||
| Q1 24 | $23.3M | $87.6M |
| Q4 25 | $767.0K | — | ||
| Q3 25 | $-1.7M | — | ||
| Q2 25 | $-13.1M | — | ||
| Q1 25 | $26.0M | — | ||
| Q4 24 | $-20.4M | — | ||
| Q3 24 | $1.7M | — | ||
| Q2 24 | $-21.2M | — | ||
| Q1 24 | $20.0M | — |
| Q4 25 | 0.4% | — | ||
| Q3 25 | -0.9% | — | ||
| Q2 25 | -6.5% | — | ||
| Q1 25 | 12.3% | — | ||
| Q4 24 | -11.4% | — | ||
| Q3 24 | 0.9% | — | ||
| Q2 24 | -11.4% | — | ||
| Q1 24 | 9.3% | — |
| Q4 25 | 4.0% | — | ||
| Q3 25 | 2.9% | — | ||
| Q2 25 | 1.0% | — | ||
| Q1 25 | 1.2% | — | ||
| Q4 24 | 1.1% | — | ||
| Q3 24 | 2.2% | — | ||
| Q2 24 | 0.9% | — | ||
| Q1 24 | 1.5% | — |
| Q4 25 | — | 2.81× | ||
| Q3 25 | 1.01× | 1.28× | ||
| Q2 25 | -12.59× | 0.95× | ||
| Q1 25 | — | 1.56× | ||
| Q4 24 | — | 6.81× | ||
| Q3 24 | — | 1.62× | ||
| Q2 24 | — | 1.37× | ||
| Q1 24 | 6.56× | 1.50× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
