vs
Side-by-side financial comparison of Citi Trends Inc (CTRN) and FIRSTSUN CAPITAL BANCORP (FSUN). Click either name above to swap in a different company.
Citi Trends Inc is the larger business by last-quarter revenue ($197.1M vs $110.0M, roughly 1.8× FIRSTSUN CAPITAL BANCORP). FIRSTSUN CAPITAL BANCORP runs the higher net margin — 19.6% vs -3.5%, a 23.1% gap on every dollar of revenue. Over the past eight quarters, FIRSTSUN CAPITAL BANCORP's revenue compounded faster (6.9% CAGR vs -4.3%).
Citi Trends, Inc. is an American retail clothing chain selling discounted products targeted primarily at African-American customers.
FirstSun Capital Bancorp is a U.S.-headquartered financial holding company that offers a comprehensive range of banking and financial services, including commercial and consumer lending, deposit products, wealth management, and treasury solutions. It mainly serves individual customers, small and medium-sized enterprises, and corporate clients across U.S. regional markets.
CTRN vs FSUN — Head-to-Head
Income Statement — Q3 FY2026 vs Q1 FY2026
| Metric | ||
|---|---|---|
| Revenue | $197.1M | $110.0M |
| Net Profit | $-6.9M | $21.6M |
| Gross Margin | — | — |
| Operating Margin | -3.7% | — |
| Net Margin | -3.5% | 19.6% |
| Revenue YoY | 10.1% | — |
| Net Profit YoY | 3.6% | -8.4% |
| EPS (diluted) | $-0.86 | $0.76 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $110.0M | ||
| Q4 25 | $197.1M | $110.2M | ||
| Q3 25 | $190.8M | $107.3M | ||
| Q2 25 | $201.7M | $105.6M | ||
| Q1 25 | $211.2M | $96.2M | ||
| Q4 24 | $179.1M | $98.7M | ||
| Q3 24 | $176.6M | $98.2M | ||
| Q2 24 | $186.3M | $96.2M |
| Q1 26 | — | $21.6M | ||
| Q4 25 | $-6.9M | $24.8M | ||
| Q3 25 | $3.8M | $23.2M | ||
| Q2 25 | $871.0K | $26.4M | ||
| Q1 25 | $-14.2M | $23.6M | ||
| Q4 24 | $-7.2M | $16.4M | ||
| Q3 24 | $-18.4M | $22.4M | ||
| Q2 24 | $-3.4M | $24.6M |
| Q1 26 | — | — | ||
| Q4 25 | -3.7% | 29.0% | ||
| Q3 25 | 1.8% | 26.4% | ||
| Q2 25 | 0.2% | 31.2% | ||
| Q1 25 | 0.6% | 30.9% | ||
| Q4 24 | -4.9% | 20.4% | ||
| Q3 24 | -14.1% | 29.1% | ||
| Q2 24 | -3.7% | 32.3% |
| Q1 26 | — | 19.6% | ||
| Q4 25 | -3.5% | 22.5% | ||
| Q3 25 | 2.0% | 21.6% | ||
| Q2 25 | 0.4% | 25.0% | ||
| Q1 25 | -6.7% | 24.5% | ||
| Q4 24 | -4.0% | 16.6% | ||
| Q3 24 | -10.4% | 22.8% | ||
| Q2 24 | -1.8% | 25.5% |
| Q1 26 | — | $0.76 | ||
| Q4 25 | $-0.86 | $0.89 | ||
| Q3 25 | $0.46 | $0.82 | ||
| Q2 25 | $0.11 | $0.93 | ||
| Q1 25 | $-1.70 | $0.83 | ||
| Q4 24 | $-0.86 | $0.57 | ||
| Q3 24 | $-2.21 | $0.79 | ||
| Q2 24 | $-0.42 | $0.88 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $413.7M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $107.8M | $1.2B |
| Total Assets | $464.3M | $8.6B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $413.7M | ||
| Q4 25 | — | $652.6M | ||
| Q3 25 | — | $659.9M | ||
| Q2 25 | — | $785.1M | ||
| Q1 25 | — | $621.4M | ||
| Q4 24 | — | $615.9M | ||
| Q3 24 | — | $573.7M | ||
| Q2 24 | — | $535.8M |
| Q1 26 | — | $1.2B | ||
| Q4 25 | $107.8M | $1.2B | ||
| Q3 25 | $113.2M | $1.1B | ||
| Q2 25 | $108.6M | $1.1B | ||
| Q1 25 | $113.2M | $1.1B | ||
| Q4 24 | $130.3M | $1.0B | ||
| Q3 24 | $136.6M | $1.0B | ||
| Q2 24 | $154.8M | $996.6M |
| Q1 26 | — | $8.6B | ||
| Q4 25 | $464.3M | $8.5B | ||
| Q3 25 | $457.4M | $8.5B | ||
| Q2 25 | $437.4M | $8.4B | ||
| Q1 25 | $462.8M | $8.2B | ||
| Q4 24 | $467.1M | $8.1B | ||
| Q3 24 | $506.7M | $8.1B | ||
| Q2 24 | $484.1M | $8.0B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $8.6M | — |
| Free Cash FlowOCF − Capex | $767.0K | — |
| FCF MarginFCF / Revenue | 0.4% | — |
| Capex IntensityCapex / Revenue | 4.0% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $11.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $8.6M | $111.5M | ||
| Q3 25 | $3.9M | $49.4M | ||
| Q2 25 | $-11.0M | $15.0M | ||
| Q1 25 | $28.5M | $26.4M | ||
| Q4 24 | $-18.4M | $101.1M | ||
| Q3 24 | $5.6M | $48.1M | ||
| Q2 24 | $-19.6M | $20.9M |
| Q1 26 | — | — | ||
| Q4 25 | $767.0K | $104.0M | ||
| Q3 25 | $-1.7M | $47.6M | ||
| Q2 25 | $-13.1M | $13.0M | ||
| Q1 25 | $26.0M | $24.3M | ||
| Q4 24 | $-20.4M | $95.7M | ||
| Q3 24 | $1.7M | $47.1M | ||
| Q2 24 | $-21.2M | $19.9M |
| Q1 26 | — | — | ||
| Q4 25 | 0.4% | 94.3% | ||
| Q3 25 | -0.9% | 44.4% | ||
| Q2 25 | -6.5% | 12.3% | ||
| Q1 25 | 12.3% | 25.3% | ||
| Q4 24 | -11.4% | 97.0% | ||
| Q3 24 | 0.9% | 47.9% | ||
| Q2 24 | -11.4% | 20.6% |
| Q1 26 | — | — | ||
| Q4 25 | 4.0% | 6.8% | ||
| Q3 25 | 2.9% | 1.6% | ||
| Q2 25 | 1.0% | 1.9% | ||
| Q1 25 | 1.2% | 2.1% | ||
| Q4 24 | 1.1% | 5.5% | ||
| Q3 24 | 2.2% | 1.1% | ||
| Q2 24 | 0.9% | 1.1% |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.49× | ||
| Q3 25 | 1.01× | 2.13× | ||
| Q2 25 | -12.59× | 0.57× | ||
| Q1 25 | — | 1.12× | ||
| Q4 24 | — | 6.18× | ||
| Q3 24 | — | 2.15× | ||
| Q2 24 | — | 0.85× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CTRN
Segment breakdown not available.
FSUN
| Net Interest Income | $82.8M | 75% |
| Noninterest Income | $27.2M | 25% |