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Side-by-side financial comparison of Citi Trends Inc (CTRN) and FIRSTSUN CAPITAL BANCORP (FSUN). Click either name above to swap in a different company.

Citi Trends Inc is the larger business by last-quarter revenue ($197.1M vs $110.0M, roughly 1.8× FIRSTSUN CAPITAL BANCORP). FIRSTSUN CAPITAL BANCORP runs the higher net margin — 19.6% vs -3.5%, a 23.1% gap on every dollar of revenue. Over the past eight quarters, FIRSTSUN CAPITAL BANCORP's revenue compounded faster (6.9% CAGR vs -4.3%).

Citi Trends, Inc. is an American retail clothing chain selling discounted products targeted primarily at African-American customers.

FirstSun Capital Bancorp is a U.S.-headquartered financial holding company that offers a comprehensive range of banking and financial services, including commercial and consumer lending, deposit products, wealth management, and treasury solutions. It mainly serves individual customers, small and medium-sized enterprises, and corporate clients across U.S. regional markets.

CTRN vs FSUN — Head-to-Head

Bigger by revenue
CTRN
CTRN
1.8× larger
CTRN
$197.1M
$110.0M
FSUN
Higher net margin
FSUN
FSUN
23.1% more per $
FSUN
19.6%
-3.5%
CTRN
Faster 2-yr revenue CAGR
FSUN
FSUN
Annualised
FSUN
6.9%
-4.3%
CTRN

Income Statement — Q3 FY2026 vs Q1 FY2026

Metric
CTRN
CTRN
FSUN
FSUN
Revenue
$197.1M
$110.0M
Net Profit
$-6.9M
$21.6M
Gross Margin
Operating Margin
-3.7%
Net Margin
-3.5%
19.6%
Revenue YoY
10.1%
Net Profit YoY
3.6%
-8.4%
EPS (diluted)
$-0.86
$0.76

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CTRN
CTRN
FSUN
FSUN
Q1 26
$110.0M
Q4 25
$197.1M
$110.2M
Q3 25
$190.8M
$107.3M
Q2 25
$201.7M
$105.6M
Q1 25
$211.2M
$96.2M
Q4 24
$179.1M
$98.7M
Q3 24
$176.6M
$98.2M
Q2 24
$186.3M
$96.2M
Net Profit
CTRN
CTRN
FSUN
FSUN
Q1 26
$21.6M
Q4 25
$-6.9M
$24.8M
Q3 25
$3.8M
$23.2M
Q2 25
$871.0K
$26.4M
Q1 25
$-14.2M
$23.6M
Q4 24
$-7.2M
$16.4M
Q3 24
$-18.4M
$22.4M
Q2 24
$-3.4M
$24.6M
Operating Margin
CTRN
CTRN
FSUN
FSUN
Q1 26
Q4 25
-3.7%
29.0%
Q3 25
1.8%
26.4%
Q2 25
0.2%
31.2%
Q1 25
0.6%
30.9%
Q4 24
-4.9%
20.4%
Q3 24
-14.1%
29.1%
Q2 24
-3.7%
32.3%
Net Margin
CTRN
CTRN
FSUN
FSUN
Q1 26
19.6%
Q4 25
-3.5%
22.5%
Q3 25
2.0%
21.6%
Q2 25
0.4%
25.0%
Q1 25
-6.7%
24.5%
Q4 24
-4.0%
16.6%
Q3 24
-10.4%
22.8%
Q2 24
-1.8%
25.5%
EPS (diluted)
CTRN
CTRN
FSUN
FSUN
Q1 26
$0.76
Q4 25
$-0.86
$0.89
Q3 25
$0.46
$0.82
Q2 25
$0.11
$0.93
Q1 25
$-1.70
$0.83
Q4 24
$-0.86
$0.57
Q3 24
$-2.21
$0.79
Q2 24
$-0.42
$0.88

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CTRN
CTRN
FSUN
FSUN
Cash + ST InvestmentsLiquidity on hand
$413.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$107.8M
$1.2B
Total Assets
$464.3M
$8.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CTRN
CTRN
FSUN
FSUN
Q1 26
$413.7M
Q4 25
$652.6M
Q3 25
$659.9M
Q2 25
$785.1M
Q1 25
$621.4M
Q4 24
$615.9M
Q3 24
$573.7M
Q2 24
$535.8M
Stockholders' Equity
CTRN
CTRN
FSUN
FSUN
Q1 26
$1.2B
Q4 25
$107.8M
$1.2B
Q3 25
$113.2M
$1.1B
Q2 25
$108.6M
$1.1B
Q1 25
$113.2M
$1.1B
Q4 24
$130.3M
$1.0B
Q3 24
$136.6M
$1.0B
Q2 24
$154.8M
$996.6M
Total Assets
CTRN
CTRN
FSUN
FSUN
Q1 26
$8.6B
Q4 25
$464.3M
$8.5B
Q3 25
$457.4M
$8.5B
Q2 25
$437.4M
$8.4B
Q1 25
$462.8M
$8.2B
Q4 24
$467.1M
$8.1B
Q3 24
$506.7M
$8.1B
Q2 24
$484.1M
$8.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CTRN
CTRN
FSUN
FSUN
Operating Cash FlowLast quarter
$8.6M
Free Cash FlowOCF − Capex
$767.0K
FCF MarginFCF / Revenue
0.4%
Capex IntensityCapex / Revenue
4.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$11.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CTRN
CTRN
FSUN
FSUN
Q1 26
Q4 25
$8.6M
$111.5M
Q3 25
$3.9M
$49.4M
Q2 25
$-11.0M
$15.0M
Q1 25
$28.5M
$26.4M
Q4 24
$-18.4M
$101.1M
Q3 24
$5.6M
$48.1M
Q2 24
$-19.6M
$20.9M
Free Cash Flow
CTRN
CTRN
FSUN
FSUN
Q1 26
Q4 25
$767.0K
$104.0M
Q3 25
$-1.7M
$47.6M
Q2 25
$-13.1M
$13.0M
Q1 25
$26.0M
$24.3M
Q4 24
$-20.4M
$95.7M
Q3 24
$1.7M
$47.1M
Q2 24
$-21.2M
$19.9M
FCF Margin
CTRN
CTRN
FSUN
FSUN
Q1 26
Q4 25
0.4%
94.3%
Q3 25
-0.9%
44.4%
Q2 25
-6.5%
12.3%
Q1 25
12.3%
25.3%
Q4 24
-11.4%
97.0%
Q3 24
0.9%
47.9%
Q2 24
-11.4%
20.6%
Capex Intensity
CTRN
CTRN
FSUN
FSUN
Q1 26
Q4 25
4.0%
6.8%
Q3 25
2.9%
1.6%
Q2 25
1.0%
1.9%
Q1 25
1.2%
2.1%
Q4 24
1.1%
5.5%
Q3 24
2.2%
1.1%
Q2 24
0.9%
1.1%
Cash Conversion
CTRN
CTRN
FSUN
FSUN
Q1 26
Q4 25
4.49×
Q3 25
1.01×
2.13×
Q2 25
-12.59×
0.57×
Q1 25
1.12×
Q4 24
6.18×
Q3 24
2.15×
Q2 24
0.85×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CTRN
CTRN

Segment breakdown not available.

FSUN
FSUN

Net Interest Income$82.8M75%
Noninterest Income$27.2M25%

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