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Side-by-side financial comparison of Citi Trends Inc (CTRN) and FULTON FINANCIAL CORP (FULT). Click either name above to swap in a different company.
FULTON FINANCIAL CORP is the larger business by last-quarter revenue ($336.2M vs $197.1M, roughly 1.7× Citi Trends Inc). FULTON FINANCIAL CORP runs the higher net margin — 28.2% vs -3.5%, a 31.7% gap on every dollar of revenue. On growth, Citi Trends Inc posted the faster year-over-year revenue change (10.1% vs 4.2%). Over the past eight quarters, FULTON FINANCIAL CORP's revenue compounded faster (0.2% CAGR vs -4.3%).
Citi Trends, Inc. is an American retail clothing chain selling discounted products targeted primarily at African-American customers.
Fulton Financial Corporation is an American regional financial services holding company, headquartered in Lancaster, Pennsylvania.
CTRN vs FULT — Head-to-Head
Income Statement — Q3 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $197.1M | $336.2M |
| Net Profit | $-6.9M | $94.8M |
| Gross Margin | — | — |
| Operating Margin | -3.7% | — |
| Net Margin | -3.5% | 28.2% |
| Revenue YoY | 10.1% | 4.2% |
| Net Profit YoY | 3.6% | 1.9% |
| EPS (diluted) | $-0.86 | $0.55 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $336.2M | ||
| Q4 25 | $197.1M | $336.0M | ||
| Q3 25 | $190.8M | $334.6M | ||
| Q2 25 | $201.7M | $324.1M | ||
| Q1 25 | $211.2M | $318.4M | ||
| Q4 24 | $179.1M | $319.6M | ||
| Q3 24 | $176.6M | $317.7M | ||
| Q2 24 | $186.3M | $334.7M |
| Q1 26 | — | $94.8M | ||
| Q4 25 | $-6.9M | $99.0M | ||
| Q3 25 | $3.8M | $100.5M | ||
| Q2 25 | $871.0K | $99.2M | ||
| Q1 25 | $-14.2M | $93.0M | ||
| Q4 24 | $-7.2M | $68.6M | ||
| Q3 24 | $-18.4M | $63.2M | ||
| Q2 24 | $-3.4M | $95.0M |
| Q1 26 | — | — | ||
| Q4 25 | -3.7% | 35.7% | ||
| Q3 25 | 1.8% | 38.2% | ||
| Q2 25 | 0.2% | 37.8% | ||
| Q1 25 | 0.6% | 36.1% | ||
| Q4 24 | -4.9% | 27.0% | ||
| Q3 24 | -14.1% | 25.1% | ||
| Q2 24 | -3.7% | 30.8% |
| Q1 26 | — | 28.2% | ||
| Q4 25 | -3.5% | 29.5% | ||
| Q3 25 | 2.0% | 30.0% | ||
| Q2 25 | 0.4% | 30.6% | ||
| Q1 25 | -6.7% | 29.2% | ||
| Q4 24 | -4.0% | 21.5% | ||
| Q3 24 | -10.4% | 19.9% | ||
| Q2 24 | -1.8% | 28.4% |
| Q1 26 | — | $0.55 | ||
| Q4 25 | $-0.86 | $0.53 | ||
| Q3 25 | $0.46 | $0.53 | ||
| Q2 25 | $0.11 | $0.53 | ||
| Q1 25 | $-1.70 | $0.49 | ||
| Q4 24 | $-0.86 | $0.36 | ||
| Q3 24 | $-2.21 | $0.33 | ||
| Q2 24 | $-0.42 | $0.52 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $107.8M | $3.5B |
| Total Assets | $464.3M | $32.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $3.5B | ||
| Q4 25 | $107.8M | $3.5B | ||
| Q3 25 | $113.2M | $3.4B | ||
| Q2 25 | $108.6M | $3.3B | ||
| Q1 25 | $113.2M | $3.3B | ||
| Q4 24 | $130.3M | $3.2B | ||
| Q3 24 | $136.6M | $3.2B | ||
| Q2 24 | $154.8M | $3.1B |
| Q1 26 | — | $32.2B | ||
| Q4 25 | $464.3M | $32.1B | ||
| Q3 25 | $457.4M | $32.0B | ||
| Q2 25 | $437.4M | $32.0B | ||
| Q1 25 | $462.8M | $32.1B | ||
| Q4 24 | $467.1M | $32.1B | ||
| Q3 24 | $506.7M | $32.2B | ||
| Q2 24 | $484.1M | $31.8B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $8.6M | — |
| Free Cash FlowOCF − Capex | $767.0K | — |
| FCF MarginFCF / Revenue | 0.4% | — |
| Capex IntensityCapex / Revenue | 4.0% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $11.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $8.6M | $304.5M | ||
| Q3 25 | $3.9M | $116.1M | ||
| Q2 25 | $-11.0M | $91.7M | ||
| Q1 25 | $28.5M | $703.0K | ||
| Q4 24 | $-18.4M | $416.6M | ||
| Q3 24 | $5.6M | $-22.0M | ||
| Q2 24 | $-19.6M | $157.8M |
| Q1 26 | — | — | ||
| Q4 25 | $767.0K | — | ||
| Q3 25 | $-1.7M | — | ||
| Q2 25 | $-13.1M | — | ||
| Q1 25 | $26.0M | — | ||
| Q4 24 | $-20.4M | — | ||
| Q3 24 | $1.7M | — | ||
| Q2 24 | $-21.2M | — |
| Q1 26 | — | — | ||
| Q4 25 | 0.4% | — | ||
| Q3 25 | -0.9% | — | ||
| Q2 25 | -6.5% | — | ||
| Q1 25 | 12.3% | — | ||
| Q4 24 | -11.4% | — | ||
| Q3 24 | 0.9% | — | ||
| Q2 24 | -11.4% | — |
| Q1 26 | — | — | ||
| Q4 25 | 4.0% | — | ||
| Q3 25 | 2.9% | — | ||
| Q2 25 | 1.0% | — | ||
| Q1 25 | 1.2% | — | ||
| Q4 24 | 1.1% | — | ||
| Q3 24 | 2.2% | — | ||
| Q2 24 | 0.9% | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 3.08× | ||
| Q3 25 | 1.01× | 1.16× | ||
| Q2 25 | -12.59× | 0.92× | ||
| Q1 25 | — | 0.01× | ||
| Q4 24 | — | 6.07× | ||
| Q3 24 | — | -0.35× | ||
| Q2 24 | — | 1.66× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
