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Side-by-side financial comparison of Citi Trends Inc (CTRN) and Hilltop Holdings Inc. (HTH). Click either name above to swap in a different company.
Hilltop Holdings Inc. is the larger business by last-quarter revenue ($300.5M vs $197.1M, roughly 1.5× Citi Trends Inc). Hilltop Holdings Inc. runs the higher net margin — 13.0% vs -3.5%, a 16.5% gap on every dollar of revenue. Over the past eight quarters, Hilltop Holdings Inc.'s revenue compounded faster (0.6% CAGR vs -4.3%).
Citi Trends, Inc. is an American retail clothing chain selling discounted products targeted primarily at African-American customers.
Hilltop Holdings Inc. is a financial holding company based in Dallas, Texas. It offers financial products and banking services through three primary subsidiaries: PlainsCapital Bank, PrimeLending, and HilltopSecurities.
CTRN vs HTH — Head-to-Head
Income Statement — Q3 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $197.1M | $300.5M |
| Net Profit | $-6.9M | $39.0M |
| Gross Margin | — | — |
| Operating Margin | -3.7% | — |
| Net Margin | -3.5% | 13.0% |
| Revenue YoY | 10.1% | — |
| Net Profit YoY | 3.6% | -12.4% |
| EPS (diluted) | $-0.86 | $0.64 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $300.5M | ||
| Q4 25 | $197.1M | $329.9M | ||
| Q3 25 | $190.8M | $330.2M | ||
| Q2 25 | $201.7M | $303.3M | ||
| Q1 25 | $211.2M | $318.5M | ||
| Q4 24 | $179.1M | $301.1M | ||
| Q3 24 | $176.6M | $305.5M | ||
| Q2 24 | $186.3M | $297.0M |
| Q1 26 | — | $39.0M | ||
| Q4 25 | $-6.9M | $41.6M | ||
| Q3 25 | $3.8M | $45.8M | ||
| Q2 25 | $871.0K | $36.1M | ||
| Q1 25 | $-14.2M | $42.1M | ||
| Q4 24 | $-7.2M | $35.5M | ||
| Q3 24 | $-18.4M | $29.7M | ||
| Q2 24 | $-3.4M | $20.3M |
| Q1 26 | — | — | ||
| Q4 25 | -3.7% | 16.1% | ||
| Q3 25 | 1.8% | 18.4% | ||
| Q2 25 | 0.2% | 16.3% | ||
| Q1 25 | 0.6% | 18.1% | ||
| Q4 24 | -4.9% | 14.7% | ||
| Q3 24 | -14.1% | 13.9% | ||
| Q2 24 | -3.7% | 10.0% |
| Q1 26 | — | 13.0% | ||
| Q4 25 | -3.5% | 12.6% | ||
| Q3 25 | 2.0% | 13.9% | ||
| Q2 25 | 0.4% | 11.9% | ||
| Q1 25 | -6.7% | 13.2% | ||
| Q4 24 | -4.0% | 11.8% | ||
| Q3 24 | -10.4% | 9.7% | ||
| Q2 24 | -1.8% | 6.8% |
| Q1 26 | — | $0.64 | ||
| Q4 25 | $-0.86 | $0.68 | ||
| Q3 25 | $0.46 | $0.74 | ||
| Q2 25 | $0.11 | $0.57 | ||
| Q1 25 | $-1.70 | $0.65 | ||
| Q4 24 | $-0.86 | $0.55 | ||
| Q3 24 | $-2.21 | $0.46 | ||
| Q2 24 | $-0.42 | $0.31 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | $990.8M |
| Stockholders' EquityBook value | $107.8M | $2.2B |
| Total Assets | $464.3M | $15.7B |
| Debt / EquityLower = less leverage | — | 0.46× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $990.8M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $2.2B | ||
| Q4 25 | $107.8M | $2.2B | ||
| Q3 25 | $113.2M | $2.2B | ||
| Q2 25 | $108.6M | $2.2B | ||
| Q1 25 | $113.2M | $2.2B | ||
| Q4 24 | $130.3M | $2.2B | ||
| Q3 24 | $136.6M | $2.2B | ||
| Q2 24 | $154.8M | $2.1B |
| Q1 26 | — | $15.7B | ||
| Q4 25 | $464.3M | $15.8B | ||
| Q3 25 | $457.4M | $15.6B | ||
| Q2 25 | $437.4M | $15.4B | ||
| Q1 25 | $462.8M | $15.8B | ||
| Q4 24 | $467.1M | $16.3B | ||
| Q3 24 | $506.7M | $15.9B | ||
| Q2 24 | $484.1M | $15.6B |
| Q1 26 | — | 0.46× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $8.6M | — |
| Free Cash FlowOCF − Capex | $767.0K | — |
| FCF MarginFCF / Revenue | 0.4% | — |
| Capex IntensityCapex / Revenue | 4.0% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $11.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $8.6M | $-38.7M | ||
| Q3 25 | $3.9M | $273.0M | ||
| Q2 25 | $-11.0M | $-234.6M | ||
| Q1 25 | $28.5M | $5.8M | ||
| Q4 24 | $-18.4M | $273.9M | ||
| Q3 24 | $5.6M | $515.6M | ||
| Q2 24 | $-19.6M | $-435.3M |
| Q1 26 | — | — | ||
| Q4 25 | $767.0K | $-55.5M | ||
| Q3 25 | $-1.7M | $271.0M | ||
| Q2 25 | $-13.1M | $-234.6M | ||
| Q1 25 | $26.0M | $5.0M | ||
| Q4 24 | $-20.4M | $266.8M | ||
| Q3 24 | $1.7M | $513.8M | ||
| Q2 24 | $-21.2M | $-437.3M |
| Q1 26 | — | — | ||
| Q4 25 | 0.4% | -16.8% | ||
| Q3 25 | -0.9% | 82.1% | ||
| Q2 25 | -6.5% | -77.4% | ||
| Q1 25 | 12.3% | 1.6% | ||
| Q4 24 | -11.4% | 88.6% | ||
| Q3 24 | 0.9% | 168.2% | ||
| Q2 24 | -11.4% | -147.2% |
| Q1 26 | — | — | ||
| Q4 25 | 4.0% | 5.1% | ||
| Q3 25 | 2.9% | 0.6% | ||
| Q2 25 | 1.0% | 0.0% | ||
| Q1 25 | 1.2% | 0.3% | ||
| Q4 24 | 1.1% | 2.4% | ||
| Q3 24 | 2.2% | 0.6% | ||
| Q2 24 | 0.9% | 0.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | -0.93× | ||
| Q3 25 | 1.01× | 5.96× | ||
| Q2 25 | -12.59× | -6.50× | ||
| Q1 25 | — | 0.14× | ||
| Q4 24 | — | 7.71× | ||
| Q3 24 | — | 17.36× | ||
| Q2 24 | — | -21.41× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CTRN
Segment breakdown not available.
HTH
| Noninterest Income | $188.4M | 63% |
| Net Interest Income | $112.1M | 37% |
