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Side-by-side financial comparison of Citi Trends Inc (CTRN) and Paylocity Holding Corp (PCTY). Click either name above to swap in a different company.
Paylocity Holding Corp is the larger business by last-quarter revenue ($387.0M vs $197.1M, roughly 2.0× Citi Trends Inc). Paylocity Holding Corp runs the higher net margin — 13.0% vs -3.5%, a 16.5% gap on every dollar of revenue. On growth, Paylocity Holding Corp posted the faster year-over-year revenue change (11.3% vs 10.1%). Paylocity Holding Corp produced more free cash flow last quarter ($113.6M vs $767.0K). Over the past eight quarters, Paylocity Holding Corp's revenue compounded faster (2.7% CAGR vs -4.3%).
Citi Trends, Inc. is an American retail clothing chain selling discounted products targeted primarily at African-American customers.
Paylocity Holding Corporation is an American provider of cloud-based payroll, , spend management, and human capital management (HCM) software.
CTRN vs PCTY — Head-to-Head
Income Statement — Q3 FY2026 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $197.1M | $387.0M |
| Net Profit | $-6.9M | $50.2M |
| Gross Margin | — | 72.9% |
| Operating Margin | -3.7% | 18.2% |
| Net Margin | -3.5% | 13.0% |
| Revenue YoY | 10.1% | 11.3% |
| Net Profit YoY | 3.6% | 34.0% |
| EPS (diluted) | $-0.86 | $0.92 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $197.1M | $387.0M | ||
| Q3 25 | $190.8M | $378.9M | ||
| Q2 25 | $201.7M | $369.9M | ||
| Q1 25 | $211.2M | $421.1M | ||
| Q4 24 | $179.1M | $347.7M | ||
| Q3 24 | $176.6M | $333.1M | ||
| Q2 24 | $186.3M | $324.7M | ||
| Q1 24 | $215.2M | $366.8M |
| Q4 25 | $-6.9M | $50.2M | ||
| Q3 25 | $3.8M | $48.0M | ||
| Q2 25 | $871.0K | $48.6M | ||
| Q1 25 | $-14.2M | $91.5M | ||
| Q4 24 | $-7.2M | $37.5M | ||
| Q3 24 | $-18.4M | $49.6M | ||
| Q2 24 | $-3.4M | $48.8M | ||
| Q1 24 | $3.6M | $85.3M |
| Q4 25 | — | 72.9% | ||
| Q3 25 | — | 73.9% | ||
| Q2 25 | — | 73.5% | ||
| Q1 25 | — | 77.1% | ||
| Q4 24 | — | 72.6% | ||
| Q3 24 | — | 74.4% | ||
| Q2 24 | — | 74.0% | ||
| Q1 24 | — | 77.8% |
| Q4 25 | -3.7% | 18.2% | ||
| Q3 25 | 1.8% | 19.6% | ||
| Q2 25 | 0.2% | 17.9% | ||
| Q1 25 | 0.6% | 30.2% | ||
| Q4 24 | -4.9% | 13.4% | ||
| Q3 24 | -14.1% | 19.3% | ||
| Q2 24 | -3.7% | 19.4% | ||
| Q1 24 | 1.8% | 29.0% |
| Q4 25 | -3.5% | 13.0% | ||
| Q3 25 | 2.0% | 12.7% | ||
| Q2 25 | 0.4% | 13.1% | ||
| Q1 25 | -6.7% | 21.7% | ||
| Q4 24 | -4.0% | 10.8% | ||
| Q3 24 | -10.4% | 14.9% | ||
| Q2 24 | -1.8% | 15.0% | ||
| Q1 24 | 1.7% | 23.3% |
| Q4 25 | $-0.86 | $0.92 | ||
| Q3 25 | $0.46 | $0.86 | ||
| Q2 25 | $0.11 | $0.87 | ||
| Q1 25 | $-1.70 | $1.61 | ||
| Q4 24 | $-0.86 | $0.66 | ||
| Q3 24 | $-2.21 | $0.88 | ||
| Q2 24 | $-0.42 | $0.85 | ||
| Q1 24 | $0.43 | $1.50 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $162.5M |
| Total DebtLower is stronger | — | $81.3M |
| Stockholders' EquityBook value | $107.8M | $1.1B |
| Total Assets | $464.3M | $7.0B |
| Debt / EquityLower = less leverage | — | 0.07× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $162.5M | ||
| Q3 25 | — | $165.2M | ||
| Q2 25 | — | $398.1M | ||
| Q1 25 | — | $477.8M | ||
| Q4 24 | — | $482.4M | ||
| Q3 24 | — | $778.5M | ||
| Q2 24 | — | $401.8M | ||
| Q1 24 | — | $492.7M |
| Q4 25 | — | $81.3M | ||
| Q3 25 | — | $81.3M | ||
| Q2 25 | — | $162.5M | ||
| Q1 25 | — | $243.8M | ||
| Q4 24 | — | $325.0M | ||
| Q3 24 | — | $325.0M | ||
| Q2 24 | — | $0 | ||
| Q1 24 | — | — |
| Q4 25 | $107.8M | $1.1B | ||
| Q3 25 | $113.2M | $1.1B | ||
| Q2 25 | $108.6M | $1.2B | ||
| Q1 25 | $113.2M | $1.2B | ||
| Q4 24 | $130.3M | $1.2B | ||
| Q3 24 | $136.6M | $1.1B | ||
| Q2 24 | $154.8M | $1.0B | ||
| Q1 24 | $157.7M | $1.1B |
| Q4 25 | $464.3M | $7.0B | ||
| Q3 25 | $457.4M | $4.2B | ||
| Q2 25 | $437.4M | $4.4B | ||
| Q1 25 | $462.8M | $5.2B | ||
| Q4 24 | $467.1M | $5.3B | ||
| Q3 24 | $506.7M | $4.0B | ||
| Q2 24 | $484.1M | $4.2B | ||
| Q1 24 | $518.7M | $5.0B |
| Q4 25 | — | 0.07× | ||
| Q3 25 | — | 0.07× | ||
| Q2 25 | — | 0.13× | ||
| Q1 25 | — | 0.20× | ||
| Q4 24 | — | 0.28× | ||
| Q3 24 | — | 0.29× | ||
| Q2 24 | — | 0.00× | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $8.6M | $117.0M |
| Free Cash FlowOCF − Capex | $767.0K | $113.6M |
| FCF MarginFCF / Revenue | 0.4% | 29.4% |
| Capex IntensityCapex / Revenue | 4.0% | 0.9% |
| Cash ConversionOCF / Net Profit | — | 2.33× |
| TTM Free Cash FlowTrailing 4 quarters | $11.9M | $461.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $8.6M | $117.0M | ||
| Q3 25 | $3.9M | $86.5M | ||
| Q2 25 | $-11.0M | $86.6M | ||
| Q1 25 | $28.5M | $186.0M | ||
| Q4 24 | $-18.4M | $54.2M | ||
| Q3 24 | $5.6M | $91.5M | ||
| Q2 24 | $-19.6M | $79.9M | ||
| Q1 24 | $23.3M | $167.5M |
| Q4 25 | $767.0K | $113.6M | ||
| Q3 25 | $-1.7M | $82.7M | ||
| Q2 25 | $-13.1M | $81.1M | ||
| Q1 25 | $26.0M | $183.7M | ||
| Q4 24 | $-20.4M | $51.2M | ||
| Q3 24 | $1.7M | $89.1M | ||
| Q2 24 | $-21.2M | $73.6M | ||
| Q1 24 | $20.0M | $162.0M |
| Q4 25 | 0.4% | 29.4% | ||
| Q3 25 | -0.9% | 21.8% | ||
| Q2 25 | -6.5% | 21.9% | ||
| Q1 25 | 12.3% | 43.6% | ||
| Q4 24 | -11.4% | 14.7% | ||
| Q3 24 | 0.9% | 26.8% | ||
| Q2 24 | -11.4% | 22.7% | ||
| Q1 24 | 9.3% | 44.2% |
| Q4 25 | 4.0% | 0.9% | ||
| Q3 25 | 2.9% | 1.0% | ||
| Q2 25 | 1.0% | 1.5% | ||
| Q1 25 | 1.2% | 0.5% | ||
| Q4 24 | 1.1% | 0.9% | ||
| Q3 24 | 2.2% | 0.7% | ||
| Q2 24 | 0.9% | 1.9% | ||
| Q1 24 | 1.5% | 1.5% |
| Q4 25 | — | 2.33× | ||
| Q3 25 | 1.01× | 1.80× | ||
| Q2 25 | -12.59× | 1.78× | ||
| Q1 25 | — | 2.03× | ||
| Q4 24 | — | 1.45× | ||
| Q3 24 | — | 1.84× | ||
| Q2 24 | — | 1.64× | ||
| Q1 24 | 6.56× | 1.96× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CTRN
Segment breakdown not available.
PCTY
| Recurring Fees | $370.1M | 96% |
| Implementation Services And Other | $16.9M | 4% |
