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Side-by-side financial comparison of CVB FINANCIAL CORP (CVBF) and OPKO HEALTH, INC. (OPK). Click either name above to swap in a different company.

OPKO HEALTH, INC. is the larger business by last-quarter revenue ($148.5M vs $133.8M, roughly 1.1× CVB FINANCIAL CORP). On growth, CVB FINANCIAL CORP posted the faster year-over-year revenue change (8.4% vs -19.2%). CVB FINANCIAL CORP produced more free cash flow last quarter ($217.3M vs $-28.6M). Over the past eight quarters, CVB FINANCIAL CORP's revenue compounded faster (2.8% CAGR vs -7.5%).

CVB Financial Corp is a U.S. bank holding company operating Citizens Business Bank, serving mainly California markets. It offers commercial banking, personal banking and wealth management solutions for small to medium enterprises, professional firms and individual consumers, with core services including loans, deposit accounts and asset management.

OPKO Health, Inc. is a medical test and medication company focused on diagnostics and pharmaceuticals. The company is a publicly traded company on NASDAQ and TASE under the symbol "OPK".

CVBF vs OPK — Head-to-Head

Bigger by revenue
OPK
OPK
1.1× larger
OPK
$148.5M
$133.8M
CVBF
Growing faster (revenue YoY)
CVBF
CVBF
+27.5% gap
CVBF
8.4%
-19.2%
OPK
More free cash flow
CVBF
CVBF
$245.9M more FCF
CVBF
$217.3M
$-28.6M
OPK
Faster 2-yr revenue CAGR
CVBF
CVBF
Annualised
CVBF
2.8%
-7.5%
OPK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CVBF
CVBF
OPK
OPK
Revenue
$133.8M
$148.5M
Net Profit
$-31.3M
Gross Margin
43.1%
Operating Margin
55.6%
-25.8%
Net Margin
-21.1%
Revenue YoY
8.4%
-19.2%
Net Profit YoY
-322.8%
EPS (diluted)
$0.41
$-0.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CVBF
CVBF
OPK
OPK
Q4 25
$133.8M
$148.5M
Q3 25
$128.6M
$151.7M
Q2 25
$126.4M
$156.8M
Q1 25
$126.7M
$150.0M
Q4 24
$123.5M
$183.6M
Q3 24
$126.5M
$173.6M
Q2 24
$125.3M
$182.2M
Q1 24
$126.6M
$173.7M
Net Profit
CVBF
CVBF
OPK
OPK
Q4 25
$-31.3M
Q3 25
$52.6M
$21.6M
Q2 25
$50.6M
$-148.4M
Q1 25
$51.1M
$-67.6M
Q4 24
$14.0M
Q3 24
$51.2M
$24.9M
Q2 24
$50.0M
$-10.3M
Q1 24
$48.6M
$-81.8M
Gross Margin
CVBF
CVBF
OPK
OPK
Q4 25
43.1%
Q3 25
32.9%
Q2 25
31.5%
Q1 25
28.4%
Q4 24
46.1%
Q3 24
23.1%
Q2 24
28.4%
Q1 24
24.2%
Operating Margin
CVBF
CVBF
OPK
OPK
Q4 25
55.6%
-25.8%
Q3 25
53.7%
31.7%
Q2 25
54.4%
-38.3%
Q1 25
54.9%
-44.8%
Q4 24
55.1%
-18.0%
Q3 24
53.5%
8.2%
Q2 24
54.9%
-33.9%
Q1 24
52.8%
-41.2%
Net Margin
CVBF
CVBF
OPK
OPK
Q4 25
-21.1%
Q3 25
40.9%
14.3%
Q2 25
40.0%
-94.7%
Q1 25
40.3%
-45.1%
Q4 24
7.6%
Q3 24
40.5%
14.3%
Q2 24
39.9%
-5.7%
Q1 24
38.4%
-47.1%
EPS (diluted)
CVBF
CVBF
OPK
OPK
Q4 25
$0.41
$-0.04
Q3 25
$0.38
$0.03
Q2 25
$0.37
$-0.19
Q1 25
$0.36
$-0.10
Q4 24
$0.36
$0.02
Q3 24
$0.37
$0.03
Q2 24
$0.36
$-0.01
Q1 24
$0.35
$-0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CVBF
CVBF
OPK
OPK
Cash + ST InvestmentsLiquidity on hand
$376.4M
$364.4M
Total DebtLower is stronger
$344.0M
Stockholders' EquityBook value
$2.3B
$1.3B
Total Assets
$15.6B
$1.9B
Debt / EquityLower = less leverage
0.27×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CVBF
CVBF
OPK
OPK
Q4 25
$376.4M
$364.4M
Q3 25
$783.9M
$412.0M
Q2 25
$738.6M
$267.3M
Q1 25
$529.1M
$428.8M
Q4 24
$204.7M
$426.6M
Q3 24
$453.5M
$400.1M
Q2 24
$844.2M
$40.6M
Q1 24
$949.6M
$75.6M
Total Debt
CVBF
CVBF
OPK
OPK
Q4 25
$344.0M
Q3 25
$344.2M
Q2 25
$343.3M
Q1 25
$439.2M
Q4 24
$437.2M
Q3 24
$441.0M
Q2 24
$201.9M
Q1 24
$350.1M
Stockholders' Equity
CVBF
CVBF
OPK
OPK
Q4 25
$2.3B
$1.3B
Q3 25
$2.3B
$1.3B
Q2 25
$2.2B
$1.3B
Q1 25
$2.2B
$1.3B
Q4 24
$2.2B
$1.4B
Q3 24
$2.2B
$1.4B
Q2 24
$2.1B
$1.4B
Q1 24
$2.1B
$1.3B
Total Assets
CVBF
CVBF
OPK
OPK
Q4 25
$15.6B
$1.9B
Q3 25
$15.7B
$2.0B
Q2 25
$15.4B
$2.0B
Q1 25
$15.3B
$2.1B
Q4 24
$15.2B
$2.2B
Q3 24
$15.4B
$2.3B
Q2 24
$16.2B
$2.0B
Q1 24
$16.5B
$2.0B
Debt / Equity
CVBF
CVBF
OPK
OPK
Q4 25
0.27×
Q3 25
0.26×
Q2 25
0.26×
Q1 25
0.33×
Q4 24
0.32×
Q3 24
0.31×
Q2 24
0.14×
Q1 24
0.28×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CVBF
CVBF
OPK
OPK
Operating Cash FlowLast quarter
$221.4M
$-25.9M
Free Cash FlowOCF − Capex
$217.3M
$-28.6M
FCF MarginFCF / Revenue
162.4%
-19.3%
Capex IntensityCapex / Revenue
3.0%
1.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$391.5M
$-190.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CVBF
CVBF
OPK
OPK
Q4 25
$221.4M
$-25.9M
Q3 25
$81.5M
$-34.6M
Q2 25
$53.1M
$-83.4M
Q1 25
$41.9M
$-34.6M
Q4 24
$249.8M
$-44.4M
Q3 24
$71.4M
$-77.1M
Q2 24
$26.1M
$-26.4M
Q1 24
$77.5M
$-35.6M
Free Cash Flow
CVBF
CVBF
OPK
OPK
Q4 25
$217.3M
$-28.6M
Q3 25
$80.7M
$-37.8M
Q2 25
$52.3M
$-86.7M
Q1 25
$41.2M
$-37.7M
Q4 24
$244.6M
$-49.8M
Q3 24
$70.2M
$-85.0M
Q2 24
$24.4M
$-33.7M
Q1 24
$77.3M
$-40.0M
FCF Margin
CVBF
CVBF
OPK
OPK
Q4 25
162.4%
-19.3%
Q3 25
62.8%
-24.9%
Q2 25
41.4%
-55.3%
Q1 25
32.5%
-25.2%
Q4 24
198.0%
-27.1%
Q3 24
55.5%
-49.0%
Q2 24
19.5%
-18.5%
Q1 24
61.1%
-23.0%
Capex Intensity
CVBF
CVBF
OPK
OPK
Q4 25
3.0%
1.8%
Q3 25
0.7%
2.1%
Q2 25
0.7%
2.1%
Q1 25
0.5%
2.1%
Q4 24
4.2%
2.9%
Q3 24
1.0%
4.6%
Q2 24
1.4%
4.0%
Q1 24
0.1%
2.6%
Cash Conversion
CVBF
CVBF
OPK
OPK
Q4 25
Q3 25
1.55×
-1.60×
Q2 25
1.05×
Q1 25
0.82×
Q4 24
-3.17×
Q3 24
1.39×
-3.10×
Q2 24
0.52×
Q1 24
1.59×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CVBF
CVBF

Segment breakdown not available.

OPK
OPK

Services$71.1M48%
Transfer Of Intellectual Property And Other$33.7M23%
IE$22.1M15%
Rayaldee$8.8M6%
Barda Agreement$6.8M5%
MX$6.3M4%

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