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Side-by-side financial comparison of CVB FINANCIAL CORP (CVBF) and Ribbon Communications Inc. (RBBN). Click either name above to swap in a different company.

Ribbon Communications Inc. is the larger business by last-quarter revenue ($162.6M vs $133.8M, roughly 1.2× CVB FINANCIAL CORP). On growth, CVB FINANCIAL CORP posted the faster year-over-year revenue change (8.4% vs -10.3%). Over the past eight quarters, CVB FINANCIAL CORP's revenue compounded faster (2.8% CAGR vs -8.1%).

CVB Financial Corp is a U.S. bank holding company operating Citizens Business Bank, serving mainly California markets. It offers commercial banking, personal banking and wealth management solutions for small to medium enterprises, professional firms and individual consumers, with core services including loans, deposit accounts and asset management.

Ribbon Communications Inc. is a public company that makes software, IP and optical networking solutions for service providers, enterprises and critical infrastructure sectors. The company was formed in 2017, following the merger of Genband and Sonus Networks and is headquartered in Plano, Texas.

CVBF vs RBBN — Head-to-Head

Bigger by revenue
RBBN
RBBN
1.2× larger
RBBN
$162.6M
$133.8M
CVBF
Growing faster (revenue YoY)
CVBF
CVBF
+18.7% gap
CVBF
8.4%
-10.3%
RBBN
Faster 2-yr revenue CAGR
CVBF
CVBF
Annualised
CVBF
2.8%
-8.1%
RBBN

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CVBF
CVBF
RBBN
RBBN
Revenue
$133.8M
$162.6M
Net Profit
$89.1M
Gross Margin
42.9%
Operating Margin
55.6%
37.6%
Net Margin
54.8%
Revenue YoY
8.4%
-10.3%
Net Profit YoY
EPS (diluted)
$0.41
$0.50

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CVBF
CVBF
RBBN
RBBN
Q1 26
$162.6M
Q4 25
$133.8M
$227.3M
Q3 25
$128.6M
$215.4M
Q2 25
$126.4M
$220.6M
Q1 25
$126.7M
$181.3M
Q4 24
$123.5M
$251.4M
Q3 24
$126.5M
$210.2M
Q2 24
$125.3M
$192.6M
Net Profit
CVBF
CVBF
RBBN
RBBN
Q1 26
$89.1M
Q4 25
Q3 25
$52.6M
$-12.1M
Q2 25
$50.6M
$-11.1M
Q1 25
$51.1M
$-26.2M
Q4 24
Q3 24
$51.2M
$-13.4M
Q2 24
$50.0M
$-16.8M
Gross Margin
CVBF
CVBF
RBBN
RBBN
Q1 26
42.9%
Q4 25
53.3%
Q3 25
50.1%
Q2 25
49.6%
Q1 25
45.4%
Q4 24
55.7%
Q3 24
52.1%
Q2 24
50.8%
Operating Margin
CVBF
CVBF
RBBN
RBBN
Q1 26
37.6%
Q4 25
55.6%
4.1%
Q3 25
53.7%
1.3%
Q2 25
54.4%
1.9%
Q1 25
54.9%
-10.8%
Q4 24
55.1%
13.2%
Q3 24
53.5%
-0.4%
Q2 24
54.9%
-1.0%
Net Margin
CVBF
CVBF
RBBN
RBBN
Q1 26
54.8%
Q4 25
Q3 25
40.9%
-5.6%
Q2 25
40.0%
-5.0%
Q1 25
40.3%
-14.5%
Q4 24
Q3 24
40.5%
-6.4%
Q2 24
39.9%
-8.7%
EPS (diluted)
CVBF
CVBF
RBBN
RBBN
Q1 26
$0.50
Q4 25
$0.41
$0.50
Q3 25
$0.38
$-0.07
Q2 25
$0.37
$-0.06
Q1 25
$0.36
$-0.15
Q4 24
$0.36
$0.05
Q3 24
$0.37
$-0.08
Q2 24
$0.36
$-0.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CVBF
CVBF
RBBN
RBBN
Cash + ST InvestmentsLiquidity on hand
$376.4M
$67.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.3B
$419.1M
Total Assets
$15.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CVBF
CVBF
RBBN
RBBN
Q1 26
$67.6M
Q4 25
$376.4M
$96.4M
Q3 25
$783.9M
$74.8M
Q2 25
$738.6M
$60.5M
Q1 25
$529.1M
$71.2M
Q4 24
$204.7M
$87.8M
Q3 24
$453.5M
$37.2M
Q2 24
$844.2M
$64.6M
Total Debt
CVBF
CVBF
RBBN
RBBN
Q1 26
Q4 25
$342.1M
Q3 25
$344.3M
Q2 25
$346.5M
Q1 25
$347.4M
Q4 24
$348.3M
Q3 24
$349.1M
Q2 24
$350.0M
Stockholders' Equity
CVBF
CVBF
RBBN
RBBN
Q1 26
$419.1M
Q4 25
$2.3B
$449.0M
Q3 25
$2.3B
$360.1M
Q2 25
$2.2B
$370.4M
Q1 25
$2.2B
$381.8M
Q4 24
$2.2B
$404.6M
Q3 24
$2.2B
$395.5M
Q2 24
$2.1B
$405.0M
Total Assets
CVBF
CVBF
RBBN
RBBN
Q1 26
Q4 25
$15.6B
$1.2B
Q3 25
$15.7B
$1.1B
Q2 25
$15.4B
$1.1B
Q1 25
$15.3B
$1.1B
Q4 24
$15.2B
$1.2B
Q3 24
$15.4B
$1.1B
Q2 24
$16.2B
$1.1B
Debt / Equity
CVBF
CVBF
RBBN
RBBN
Q1 26
Q4 25
0.76×
Q3 25
0.96×
Q2 25
0.94×
Q1 25
0.91×
Q4 24
0.86×
Q3 24
0.88×
Q2 24
0.86×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CVBF
CVBF
RBBN
RBBN
Operating Cash FlowLast quarter
$221.4M
Free Cash FlowOCF − Capex
$217.3M
FCF MarginFCF / Revenue
162.4%
Capex IntensityCapex / Revenue
3.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$391.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CVBF
CVBF
RBBN
RBBN
Q1 26
Q4 25
$221.4M
$29.2M
Q3 25
$81.5M
$26.5M
Q2 25
$53.1M
$-795.0K
Q1 25
$41.9M
$-3.5M
Q4 24
$249.8M
$61.8M
Q3 24
$71.4M
$-14.8M
Q2 24
$26.1M
$-9.8M
Free Cash Flow
CVBF
CVBF
RBBN
RBBN
Q1 26
Q4 25
$217.3M
$27.3M
Q3 25
$80.7M
$21.0M
Q2 25
$52.3M
$-6.5M
Q1 25
$41.2M
$-15.7M
Q4 24
$244.6M
$53.8M
Q3 24
$70.2M
$-23.7M
Q2 24
$24.4M
$-12.9M
FCF Margin
CVBF
CVBF
RBBN
RBBN
Q1 26
Q4 25
162.4%
12.0%
Q3 25
62.8%
9.7%
Q2 25
41.4%
-2.9%
Q1 25
32.5%
-8.7%
Q4 24
198.0%
21.4%
Q3 24
55.5%
-11.3%
Q2 24
19.5%
-6.7%
Capex Intensity
CVBF
CVBF
RBBN
RBBN
Q1 26
Q4 25
3.0%
0.9%
Q3 25
0.7%
2.6%
Q2 25
0.7%
2.6%
Q1 25
0.5%
6.7%
Q4 24
4.2%
3.2%
Q3 24
1.0%
4.2%
Q2 24
1.4%
1.6%
Cash Conversion
CVBF
CVBF
RBBN
RBBN
Q1 26
Q4 25
Q3 25
1.55×
Q2 25
1.05×
Q1 25
0.82×
Q4 24
Q3 24
1.39×
Q2 24
0.52×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CVBF
CVBF

Segment breakdown not available.

RBBN
RBBN

Service$94.5M58%
Product$68.1M42%

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