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Side-by-side financial comparison of CVB FINANCIAL CORP (CVBF) and VERRA MOBILITY Corp (VRRM). Click either name above to swap in a different company.

VERRA MOBILITY Corp is the larger business by last-quarter revenue ($257.9M vs $133.8M, roughly 1.9× CVB FINANCIAL CORP). On growth, VERRA MOBILITY Corp posted the faster year-over-year revenue change (16.4% vs 8.4%). CVB FINANCIAL CORP produced more free cash flow last quarter ($217.3M vs $5.7M). Over the past eight quarters, VERRA MOBILITY Corp's revenue compounded faster (10.9% CAGR vs 2.8%).

CVB Financial Corp is a U.S. bank holding company operating Citizens Business Bank, serving mainly California markets. It offers commercial banking, personal banking and wealth management solutions for small to medium enterprises, professional firms and individual consumers, with core services including loans, deposit accounts and asset management.

Verra Mobility Corp is a leading global smart mobility technology solution provider. It delivers toll management, parking and traffic compliance enforcement, connected vehicle services, and fleet management tools, serving government transport agencies, rental car operators, commercial fleet owners, and automotive partners across North America, Europe, and Asia-Pacific.

CVBF vs VRRM — Head-to-Head

Bigger by revenue
VRRM
VRRM
1.9× larger
VRRM
$257.9M
$133.8M
CVBF
Growing faster (revenue YoY)
VRRM
VRRM
+8.1% gap
VRRM
16.4%
8.4%
CVBF
More free cash flow
CVBF
CVBF
$211.6M more FCF
CVBF
$217.3M
$5.7M
VRRM
Faster 2-yr revenue CAGR
VRRM
VRRM
Annualised
VRRM
10.9%
2.8%
CVBF

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CVBF
CVBF
VRRM
VRRM
Revenue
$133.8M
$257.9M
Net Profit
$18.9M
Gross Margin
Operating Margin
55.6%
16.7%
Net Margin
7.3%
Revenue YoY
8.4%
16.4%
Net Profit YoY
128.3%
EPS (diluted)
$0.41
$0.12

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CVBF
CVBF
VRRM
VRRM
Q4 25
$133.8M
$257.9M
Q3 25
$128.6M
$261.9M
Q2 25
$126.4M
$236.0M
Q1 25
$126.7M
$223.3M
Q4 24
$123.5M
$221.5M
Q3 24
$126.5M
$225.6M
Q2 24
$125.3M
$222.4M
Q1 24
$126.6M
$209.7M
Net Profit
CVBF
CVBF
VRRM
VRRM
Q4 25
$18.9M
Q3 25
$52.6M
$46.8M
Q2 25
$50.6M
$38.6M
Q1 25
$51.1M
$32.3M
Q4 24
$-66.7M
Q3 24
$51.2M
$34.7M
Q2 24
$50.0M
$34.2M
Q1 24
$48.6M
$29.1M
Operating Margin
CVBF
CVBF
VRRM
VRRM
Q4 25
55.6%
16.7%
Q3 25
53.7%
28.6%
Q2 25
54.4%
26.8%
Q1 25
54.9%
25.7%
Q4 24
55.1%
-19.6%
Q3 24
53.5%
28.3%
Q2 24
54.9%
27.5%
Q1 24
52.8%
25.9%
Net Margin
CVBF
CVBF
VRRM
VRRM
Q4 25
7.3%
Q3 25
40.9%
17.9%
Q2 25
40.0%
16.3%
Q1 25
40.3%
14.5%
Q4 24
-30.1%
Q3 24
40.5%
15.4%
Q2 24
39.9%
15.4%
Q1 24
38.4%
13.9%
EPS (diluted)
CVBF
CVBF
VRRM
VRRM
Q4 25
$0.41
$0.12
Q3 25
$0.38
$0.29
Q2 25
$0.37
$0.24
Q1 25
$0.36
$0.20
Q4 24
$0.36
$-0.39
Q3 24
$0.37
$0.21
Q2 24
$0.36
$0.20
Q1 24
$0.35
$0.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CVBF
CVBF
VRRM
VRRM
Cash + ST InvestmentsLiquidity on hand
$376.4M
$65.3M
Total DebtLower is stronger
$1.0B
Stockholders' EquityBook value
$2.3B
$293.0M
Total Assets
$15.6B
$1.6B
Debt / EquityLower = less leverage
3.51×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CVBF
CVBF
VRRM
VRRM
Q4 25
$376.4M
$65.3M
Q3 25
$783.9M
$196.1M
Q2 25
$738.6M
$147.7M
Q1 25
$529.1M
$108.5M
Q4 24
$204.7M
$77.6M
Q3 24
$453.5M
$206.1M
Q2 24
$844.2M
$122.0M
Q1 24
$949.6M
$149.5M
Total Debt
CVBF
CVBF
VRRM
VRRM
Q4 25
$1.0B
Q3 25
$1.0B
Q2 25
$1.0B
Q1 25
$1.0B
Q4 24
$1.0B
Q3 24
$1.0B
Q2 24
$1.0B
Q1 24
$1.0B
Stockholders' Equity
CVBF
CVBF
VRRM
VRRM
Q4 25
$2.3B
$293.0M
Q3 25
$2.3B
$403.1M
Q2 25
$2.2B
$352.1M
Q1 25
$2.2B
$299.6M
Q4 24
$2.2B
$265.1M
Q3 24
$2.2B
$486.5M
Q2 24
$2.1B
$438.6M
Q1 24
$2.1B
$449.0M
Total Assets
CVBF
CVBF
VRRM
VRRM
Q4 25
$15.6B
$1.6B
Q3 25
$15.7B
$1.8B
Q2 25
$15.4B
$1.7B
Q1 25
$15.3B
$1.6B
Q4 24
$15.2B
$1.6B
Q3 24
$15.4B
$1.9B
Q2 24
$16.2B
$1.8B
Q1 24
$16.5B
$1.8B
Debt / Equity
CVBF
CVBF
VRRM
VRRM
Q4 25
3.51×
Q3 25
2.55×
Q2 25
2.93×
Q1 25
3.45×
Q4 24
3.90×
Q3 24
2.13×
Q2 24
2.36×
Q1 24
2.31×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CVBF
CVBF
VRRM
VRRM
Operating Cash FlowLast quarter
$221.4M
$40.0M
Free Cash FlowOCF − Capex
$217.3M
$5.7M
FCF MarginFCF / Revenue
162.4%
2.2%
Capex IntensityCapex / Revenue
3.0%
13.3%
Cash ConversionOCF / Net Profit
2.12×
TTM Free Cash FlowTrailing 4 quarters
$391.5M
$136.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CVBF
CVBF
VRRM
VRRM
Q4 25
$221.4M
$40.0M
Q3 25
$81.5M
$77.7M
Q2 25
$53.1M
$75.1M
Q1 25
$41.9M
$63.0M
Q4 24
$249.8M
$40.5M
Q3 24
$71.4M
$108.8M
Q2 24
$26.1M
$40.0M
Q1 24
$77.5M
$34.3M
Free Cash Flow
CVBF
CVBF
VRRM
VRRM
Q4 25
$217.3M
$5.7M
Q3 25
$80.7M
$49.0M
Q2 25
$52.3M
$40.3M
Q1 25
$41.2M
$41.7M
Q4 24
$244.6M
$21.6M
Q3 24
$70.2M
$85.1M
Q2 24
$24.4M
$26.0M
Q1 24
$77.3M
$20.1M
FCF Margin
CVBF
CVBF
VRRM
VRRM
Q4 25
162.4%
2.2%
Q3 25
62.8%
18.7%
Q2 25
41.4%
17.1%
Q1 25
32.5%
18.7%
Q4 24
198.0%
9.8%
Q3 24
55.5%
37.7%
Q2 24
19.5%
11.7%
Q1 24
61.1%
9.6%
Capex Intensity
CVBF
CVBF
VRRM
VRRM
Q4 25
3.0%
13.3%
Q3 25
0.7%
11.0%
Q2 25
0.7%
14.8%
Q1 25
0.5%
9.5%
Q4 24
4.2%
8.5%
Q3 24
1.0%
10.5%
Q2 24
1.4%
6.3%
Q1 24
0.1%
6.8%
Cash Conversion
CVBF
CVBF
VRRM
VRRM
Q4 25
2.12×
Q3 25
1.55×
1.66×
Q2 25
1.05×
1.95×
Q1 25
0.82×
1.95×
Q4 24
Q3 24
1.39×
3.13×
Q2 24
0.52×
1.17×
Q1 24
1.59×
1.18×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CVBF
CVBF

Segment breakdown not available.

VRRM
VRRM

Services$239.5M93%
CA$8.4M3%
GB$5.7M2%
Other Customer$1.6M1%
Parking Solutions$1.1M0%

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