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Side-by-side financial comparison of Civeo Corp (CVEO) and CPI Card Group Inc. (PMTS). Click either name above to swap in a different company.

Civeo Corp is the larger business by last-quarter revenue ($161.6M vs $153.1M, roughly 1.1× CPI Card Group Inc.). CPI Card Group Inc. runs the higher net margin — 4.8% vs -4.0%, a 8.8% gap on every dollar of revenue. On growth, CPI Card Group Inc. posted the faster year-over-year revenue change (22.3% vs 7.1%). CPI Card Group Inc. produced more free cash flow last quarter ($35.2M vs $14.5M). Over the past eight quarters, CPI Card Group Inc.'s revenue compounded faster (16.9% CAGR vs -1.4%).

The Civeo Corporation is an American accommodation services multinational corporation. It is a spin-off of Oil States International. It is a public company listed on the New York Stock Exchange.

CPI Card Group Inc. is a leading provider of payment card production and associated solutions, including contactless and contact credit/debit cards, prepaid cards, and card personalization services. It primarily serves financial institutions, fintech firms, and retail brands across its core North American market.

CVEO vs PMTS — Head-to-Head

Bigger by revenue
CVEO
CVEO
1.1× larger
CVEO
$161.6M
$153.1M
PMTS
Growing faster (revenue YoY)
PMTS
PMTS
+15.3% gap
PMTS
22.3%
7.1%
CVEO
Higher net margin
PMTS
PMTS
8.8% more per $
PMTS
4.8%
-4.0%
CVEO
More free cash flow
PMTS
PMTS
$20.7M more FCF
PMTS
$35.2M
$14.5M
CVEO
Faster 2-yr revenue CAGR
PMTS
PMTS
Annualised
PMTS
16.9%
-1.4%
CVEO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CVEO
CVEO
PMTS
PMTS
Revenue
$161.6M
$153.1M
Net Profit
$-6.5M
$7.3M
Gross Margin
22.7%
31.5%
Operating Margin
-0.1%
12.0%
Net Margin
-4.0%
4.8%
Revenue YoY
7.1%
22.3%
Net Profit YoY
58.1%
8.5%
EPS (diluted)
$-0.58
$0.62

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CVEO
CVEO
PMTS
PMTS
Q4 25
$161.6M
$153.1M
Q3 25
$170.5M
$138.0M
Q2 25
$162.7M
$129.8M
Q1 25
$144.0M
$122.8M
Q4 24
$151.0M
$125.1M
Q3 24
$176.3M
$124.8M
Q2 24
$188.7M
$118.8M
Q1 24
$166.1M
$111.9M
Net Profit
CVEO
CVEO
PMTS
PMTS
Q4 25
$-6.5M
$7.3M
Q3 25
$-455.0K
$2.3M
Q2 25
$-3.3M
$518.0K
Q1 25
$-9.8M
$4.8M
Q4 24
$-15.4M
$6.8M
Q3 24
$-5.1M
$1.3M
Q2 24
$8.2M
$6.0M
Q1 24
$-5.1M
$5.5M
Gross Margin
CVEO
CVEO
PMTS
PMTS
Q4 25
22.7%
31.5%
Q3 25
25.7%
29.7%
Q2 25
25.3%
30.9%
Q1 25
20.4%
33.2%
Q4 24
18.6%
34.1%
Q3 24
21.4%
35.8%
Q2 24
25.4%
35.7%
Q1 24
21.5%
37.1%
Operating Margin
CVEO
CVEO
PMTS
PMTS
Q4 25
-0.1%
12.0%
Q3 25
4.1%
9.4%
Q2 25
1.7%
7.3%
Q1 25
-3.8%
11.5%
Q4 24
-6.7%
12.7%
Q3 24
0.0%
14.3%
Q2 24
6.9%
12.5%
Q1 24
-1.1%
12.6%
Net Margin
CVEO
CVEO
PMTS
PMTS
Q4 25
-4.0%
4.8%
Q3 25
-0.3%
1.7%
Q2 25
-2.0%
0.4%
Q1 25
-6.8%
3.9%
Q4 24
-10.2%
5.4%
Q3 24
-2.9%
1.0%
Q2 24
4.4%
5.1%
Q1 24
-3.1%
4.9%
EPS (diluted)
CVEO
CVEO
PMTS
PMTS
Q4 25
$-0.58
$0.62
Q3 25
$-0.04
$0.19
Q2 25
$-0.25
$0.04
Q1 25
$-0.72
$0.40
Q4 24
$-1.04
$0.56
Q3 24
$-0.36
$0.11
Q2 24
$0.56
$0.51
Q1 24
$-0.35
$0.46

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CVEO
CVEO
PMTS
PMTS
Cash + ST InvestmentsLiquidity on hand
$14.4M
$21.7M
Total DebtLower is stronger
$286.7M
Stockholders' EquityBook value
$174.4M
$-17.3M
Total Assets
$477.4M
$403.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CVEO
CVEO
PMTS
PMTS
Q4 25
$14.4M
$21.7M
Q3 25
$12.0M
$16.0M
Q2 25
$14.6M
$17.1M
Q1 25
$28.4M
$31.5M
Q4 24
$5.2M
$33.5M
Q3 24
$17.9M
$14.7M
Q2 24
$7.4M
$7.5M
Q1 24
$16.8M
$17.1M
Total Debt
CVEO
CVEO
PMTS
PMTS
Q4 25
$286.7M
Q3 25
$308.4M
Q2 25
$310.9M
Q1 25
$280.7M
Q4 24
$43.3M
$280.4M
Q3 24
$280.2M
Q2 24
$269.7M
Q1 24
$265.3M
Stockholders' Equity
CVEO
CVEO
PMTS
PMTS
Q4 25
$174.4M
$-17.3M
Q3 25
$182.5M
$-25.7M
Q2 25
$209.4M
$-29.0M
Q1 25
$220.7M
$-29.7M
Q4 24
$236.4M
$-35.6M
Q3 24
$282.2M
$-42.8M
Q2 24
$297.4M
$-44.6M
Q1 24
$297.4M
$-48.5M
Total Assets
CVEO
CVEO
PMTS
PMTS
Q4 25
$477.4M
$403.2M
Q3 25
$491.1M
$407.1M
Q2 25
$508.8M
$399.8M
Q1 25
$423.8M
$351.9M
Q4 24
$405.1M
$349.7M
Q3 24
$477.6M
$342.3M
Q2 24
$483.2M
$321.4M
Q1 24
$513.1M
$319.8M
Debt / Equity
CVEO
CVEO
PMTS
PMTS
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.18×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CVEO
CVEO
PMTS
PMTS
Operating Cash FlowLast quarter
$19.3M
$39.6M
Free Cash FlowOCF − Capex
$14.5M
$35.2M
FCF MarginFCF / Revenue
8.9%
23.0%
Capex IntensityCapex / Revenue
3.0%
2.9%
Cash ConversionOCF / Net Profit
5.39×
TTM Free Cash FlowTrailing 4 quarters
$2.1M
$41.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CVEO
CVEO
PMTS
PMTS
Q4 25
$19.3M
$39.6M
Q3 25
$13.8M
$10.0M
Q2 25
$-2.3M
$4.3M
Q1 25
$-8.4M
$5.6M
Q4 24
$9.5M
$26.7M
Q3 24
$35.7M
$12.5M
Q2 24
$32.4M
$-4.8M
Q1 24
$6.0M
$8.9M
Free Cash Flow
CVEO
CVEO
PMTS
PMTS
Q4 25
$14.5M
$35.2M
Q3 25
$8.2M
$5.3M
Q2 25
$-6.8M
$533.0K
Q1 25
$-13.7M
$292.0K
Q4 24
$1.8M
$21.6M
Q3 24
$28.2M
$11.1M
Q2 24
$27.0M
$-6.0M
Q1 24
$372.0K
$7.4M
FCF Margin
CVEO
CVEO
PMTS
PMTS
Q4 25
8.9%
23.0%
Q3 25
4.8%
3.8%
Q2 25
-4.2%
0.4%
Q1 25
-9.5%
0.2%
Q4 24
1.2%
17.3%
Q3 24
16.0%
8.9%
Q2 24
14.3%
-5.0%
Q1 24
0.2%
6.6%
Capex Intensity
CVEO
CVEO
PMTS
PMTS
Q4 25
3.0%
2.9%
Q3 25
3.3%
3.4%
Q2 25
2.8%
2.9%
Q1 25
3.7%
4.3%
Q4 24
5.1%
4.0%
Q3 24
4.2%
1.2%
Q2 24
2.8%
1.0%
Q1 24
3.4%
1.3%
Cash Conversion
CVEO
CVEO
PMTS
PMTS
Q4 25
5.39×
Q3 25
4.32×
Q2 25
8.39×
Q1 25
1.17×
Q4 24
3.94×
Q3 24
9.70×
Q2 24
3.93×
-0.79×
Q1 24
1.63×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CVEO
CVEO

Segment breakdown not available.

PMTS
PMTS

US Debit And Credit$128.9M84%
US Prepaid Debit$24.4M16%

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