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Side-by-side financial comparison of CVR ENERGY INC (CVI) and Triumph Financial, Inc. (TFIN). Click either name above to swap in a different company.

CVR ENERGY INC is the larger business by last-quarter revenue ($2.0B vs $120.1M, roughly 16.5× Triumph Financial, Inc.). On growth, CVR ENERGY INC posted the faster year-over-year revenue change (20.3% vs 16.0%). Over the past eight quarters, Triumph Financial, Inc.'s revenue compounded faster (9.0% CAGR vs 0.3%).

CVR Energy Inc is a United States-based energy holding company operating two core segments: petroleum refining and nitrogen fertilizer manufacturing. It produces a wide range of products including gasoline, diesel, jet fuel, and agricultural fertilizers, primarily serving commercial, industrial and agricultural customers across North America.

The Triumph Motor Company was a British car and motor manufacturing company in the 19th and 20th centuries. The marque had its origins in 1885 when Siegfried Bettmann of Nuremberg formed S. Bettmann & Co. and started importing bicycles from Europe and selling them under his own trade name in London. The trade name became "Triumph" the following year, and in 1887 Bettmann was joined by a partner, Moritz Schulte, also from Germany. In 1889, the businessmen started producing their own bicycles i...

CVI vs TFIN — Head-to-Head

Bigger by revenue
CVI
CVI
16.5× larger
CVI
$2.0B
$120.1M
TFIN
Growing faster (revenue YoY)
CVI
CVI
+4.3% gap
CVI
20.3%
16.0%
TFIN
Faster 2-yr revenue CAGR
TFIN
TFIN
Annualised
TFIN
9.0%
0.3%
CVI

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CVI
CVI
TFIN
TFIN
Revenue
$2.0B
$120.1M
Net Profit
$-160.0M
Gross Margin
-5.2%
Operating Margin
Net Margin
-8.1%
Revenue YoY
20.3%
16.0%
Net Profit YoY
-56.1%
400.6%
EPS (diluted)
$-1.91

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CVI
CVI
TFIN
TFIN
Q1 26
$2.0B
Q4 25
$1.8B
$120.1M
Q3 25
$1.9B
$109.3M
Q2 25
$1.8B
$108.1M
Q1 25
$1.6B
$101.6M
Q4 24
$1.9B
$103.6M
Q3 24
$1.8B
$106.2M
Q2 24
$2.0B
$105.1M
Net Profit
CVI
CVI
TFIN
TFIN
Q1 26
$-160.0M
Q4 25
$-110.0M
Q3 25
$374.0M
$1.7M
Q2 25
$-114.0M
$4.4M
Q1 25
$-123.0M
$17.0K
Q4 24
$28.0M
$3.8M
Q3 24
$-124.0M
$5.3M
Q2 24
$21.0M
$2.7M
Gross Margin
CVI
CVI
TFIN
TFIN
Q1 26
-5.2%
Q4 25
-3.1%
Q3 25
28.8%
Q2 25
-3.7%
Q1 25
-5.5%
Q4 24
3.0%
Q3 24
-3.9%
Q2 24
2.9%
Operating Margin
CVI
CVI
TFIN
TFIN
Q1 26
Q4 25
-5.3%
Q3 25
26.3%
1.2%
Q2 25
-5.8%
7.3%
Q1 25
-8.0%
0.1%
Q4 24
1.1%
5.6%
Q3 24
-6.2%
5.9%
Q2 24
1.4%
3.4%
Net Margin
CVI
CVI
TFIN
TFIN
Q1 26
-8.1%
Q4 25
-6.1%
Q3 25
19.2%
1.6%
Q2 25
-6.5%
4.1%
Q1 25
-7.5%
0.0%
Q4 24
1.4%
3.7%
Q3 24
-6.8%
5.0%
Q2 24
1.1%
2.6%
EPS (diluted)
CVI
CVI
TFIN
TFIN
Q1 26
$-1.91
Q4 25
$-1.09
Q3 25
$3.72
$0.04
Q2 25
$-1.14
$0.15
Q1 25
$-1.22
$-0.03
Q4 24
$0.28
$0.13
Q3 24
$-1.24
$0.19
Q2 24
$0.21
$0.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CVI
CVI
TFIN
TFIN
Cash + ST InvestmentsLiquidity on hand
$512.0M
$248.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$941.8M
Total Assets
$3.9B
$6.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CVI
CVI
TFIN
TFIN
Q1 26
$512.0M
Q4 25
$511.0M
$248.5M
Q3 25
$670.0M
$147.2M
Q2 25
$596.0M
$282.3M
Q1 25
$695.0M
$502.9M
Q4 24
$987.0M
$330.1M
Q3 24
$534.0M
$489.3M
Q2 24
$586.0M
$500.7M
Total Debt
CVI
CVI
TFIN
TFIN
Q1 26
Q4 25
$1.8B
Q3 25
$1.8B
Q2 25
$1.8B
Q1 25
$1.9B
Q4 24
$1.9B
Q3 24
$1.6B
Q2 24
$1.6B
Stockholders' Equity
CVI
CVI
TFIN
TFIN
Q1 26
Q4 25
$730.0M
$941.8M
Q3 25
$840.0M
$919.3M
Q2 25
$466.0M
$912.4M
Q1 25
$580.0M
$893.9M
Q4 24
$703.0M
$890.9M
Q3 24
$675.0M
$885.8M
Q2 24
$849.0M
$874.2M
Total Assets
CVI
CVI
TFIN
TFIN
Q1 26
$3.9B
Q4 25
$3.7B
$6.4B
Q3 25
$4.0B
$6.4B
Q2 25
$4.0B
$6.5B
Q1 25
$4.3B
$6.3B
Q4 24
$4.3B
$5.9B
Q3 24
$3.9B
$5.9B
Q2 24
$4.0B
$5.8B
Debt / Equity
CVI
CVI
TFIN
TFIN
Q1 26
Q4 25
2.40×
Q3 25
2.17×
Q2 25
3.97×
Q1 25
3.29×
Q4 24
2.71×
Q3 24
2.33×
Q2 24
1.86×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CVI
CVI
TFIN
TFIN
Operating Cash FlowLast quarter
$67.1M
Free Cash FlowOCF − Capex
$21.0M
FCF MarginFCF / Revenue
1.1%
Capex IntensityCapex / Revenue
1.5%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CVI
CVI
TFIN
TFIN
Q1 26
Q4 25
$0
$67.1M
Q3 25
$163.0M
$24.4M
Q2 25
$176.0M
$9.8M
Q1 25
$-195.0M
$-3.6M
Q4 24
$98.0M
$58.5M
Q3 24
$48.0M
$26.6M
Q2 24
$81.0M
$21.9M
Free Cash Flow
CVI
CVI
TFIN
TFIN
Q1 26
$21.0M
Q4 25
Q3 25
$125.0M
$22.4M
Q2 25
$135.0M
$6.8M
Q1 25
$-246.0M
$-7.9M
Q4 24
$43.0M
Q3 24
$14.0M
$25.8M
Q2 24
$38.0M
$-31.9M
FCF Margin
CVI
CVI
TFIN
TFIN
Q1 26
1.1%
Q4 25
Q3 25
6.4%
20.5%
Q2 25
7.7%
6.2%
Q1 25
-14.9%
-7.7%
Q4 24
2.2%
Q3 24
0.8%
24.3%
Q2 24
1.9%
-30.3%
Capex Intensity
CVI
CVI
TFIN
TFIN
Q1 26
1.5%
Q4 25
3.0%
Q3 25
2.0%
1.8%
Q2 25
2.3%
2.8%
Q1 25
3.1%
4.2%
Q4 24
2.8%
Q3 24
1.9%
0.8%
Q2 24
2.2%
51.1%
Cash Conversion
CVI
CVI
TFIN
TFIN
Q1 26
Q4 25
Q3 25
0.44×
14.29×
Q2 25
2.22×
Q1 25
-212.82×
Q4 24
3.50×
15.25×
Q3 24
4.97×
Q2 24
3.86×
7.95×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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