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Side-by-side financial comparison of CPI AEROSTRUCTURES INC (CVU) and Citizens Community Bancorp Inc. (CZWI). Click either name above to swap in a different company.

CPI AEROSTRUCTURES INC is the larger business by last-quarter revenue ($19.4M vs $15.8M, roughly 1.2× Citizens Community Bancorp Inc.). Citizens Community Bancorp Inc. runs the higher net margin — 27.1% vs 3.6%, a 23.5% gap on every dollar of revenue. On growth, Citizens Community Bancorp Inc. posted the faster year-over-year revenue change (14.9% vs -10.8%). Citizens Community Bancorp Inc. produced more free cash flow last quarter ($10.4M vs $-2.1M). Over the past eight quarters, Citizens Community Bancorp Inc.'s revenue compounded faster (1.9% CAGR vs 0.9%).

CPI Aerostructures Inc., known as CPI Aero, is a contract aircraft component manufacturer based in Edgewood, New York.

Glacier Bancorp, Inc. is a regional multi-bank holding company headquartered in Kalispell, Montana, United States. It is a successor corporation to the Delaware corporation originally incorporated in 1990. The company provides personal and commercial banking services from 221 locations in Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, and, Nevada.

CVU vs CZWI — Head-to-Head

Bigger by revenue
CVU
CVU
1.2× larger
CVU
$19.4M
$15.8M
CZWI
Growing faster (revenue YoY)
CZWI
CZWI
+25.7% gap
CZWI
14.9%
-10.8%
CVU
Higher net margin
CZWI
CZWI
23.5% more per $
CZWI
27.1%
3.6%
CVU
More free cash flow
CZWI
CZWI
$12.5M more FCF
CZWI
$10.4M
$-2.1M
CVU
Faster 2-yr revenue CAGR
CZWI
CZWI
Annualised
CZWI
1.9%
0.9%
CVU

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CVU
CVU
CZWI
CZWI
Revenue
$19.4M
$15.8M
Net Profit
$691.8K
$4.3M
Gross Margin
20.3%
Operating Margin
6.4%
31.0%
Net Margin
3.6%
27.1%
Revenue YoY
-10.8%
14.9%
Net Profit YoY
-28.8%
58.1%
EPS (diluted)
$0.04
$0.44

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CVU
CVU
CZWI
CZWI
Q4 25
$19.4M
$15.8M
Q3 25
$19.3M
$16.2M
Q2 25
$15.2M
$16.1M
Q1 25
$15.4M
$14.2M
Q4 24
$21.8M
$13.7M
Q3 24
$19.4M
$14.2M
Q2 24
$20.8M
$13.5M
Q1 24
$19.1M
$15.2M
Net Profit
CVU
CVU
CZWI
CZWI
Q4 25
$691.8K
$4.3M
Q3 25
$1.1M
$3.7M
Q2 25
$-1.3M
$3.3M
Q1 25
$-1.3M
$3.2M
Q4 24
$971.5K
$2.7M
Q3 24
$749.7K
$3.3M
Q2 24
$1.4M
$3.7M
Q1 24
$168.2K
$4.1M
Gross Margin
CVU
CVU
CZWI
CZWI
Q4 25
20.3%
Q3 25
22.3%
Q2 25
4.4%
Q1 25
10.7%
Q4 24
20.0%
Q3 24
21.7%
Q2 24
24.6%
Q1 24
18.6%
Operating Margin
CVU
CVU
CZWI
CZWI
Q4 25
6.4%
31.0%
Q3 25
9.1%
27.9%
Q2 25
-13.1%
25.1%
Q1 25
-7.7%
28.0%
Q4 24
9.5%
24.5%
Q3 24
7.6%
29.5%
Q2 24
11.2%
35.0%
Q1 24
4.4%
34.2%
Net Margin
CVU
CVU
CZWI
CZWI
Q4 25
3.6%
27.1%
Q3 25
5.8%
22.7%
Q2 25
-8.7%
20.3%
Q1 25
-8.6%
22.5%
Q4 24
4.5%
19.7%
Q3 24
3.9%
23.1%
Q2 24
6.8%
27.2%
Q1 24
0.9%
26.9%
EPS (diluted)
CVU
CVU
CZWI
CZWI
Q4 25
$0.04
$0.44
Q3 25
$0.09
$0.37
Q2 25
$-0.10
$0.33
Q1 25
$-0.10
$0.32
Q4 24
$0.08
$0.28
Q3 24
$0.06
$0.32
Q2 24
$0.11
$0.35
Q1 24
$0.01
$0.39

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CVU
CVU
CZWI
CZWI
Cash + ST InvestmentsLiquidity on hand
$118.9M
Total DebtLower is stronger
$0
$51.8M
Stockholders' EquityBook value
$25.8M
$187.9M
Total Assets
$75.2M
$1.8B
Debt / EquityLower = less leverage
0.00×
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CVU
CVU
CZWI
CZWI
Q4 25
$118.9M
Q3 25
$82.4M
Q2 25
$67.5M
Q1 25
$100.2M
Q4 24
$50.2M
Q3 24
$36.6M
Q2 24
$36.9M
Q1 24
$28.6M
Total Debt
CVU
CVU
CZWI
CZWI
Q4 25
$0
$51.8M
Q3 25
Q2 25
Q1 25
Q4 24
$26.5K
$66.6M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CVU
CVU
CZWI
CZWI
Q4 25
$25.8M
$187.9M
Q3 25
$25.0M
$186.8M
Q2 25
$23.8M
$183.5M
Q1 25
$24.9M
$180.1M
Q4 24
$25.9M
$179.1M
Q3 24
$24.9M
$180.1M
Q2 24
$24.1M
$176.0M
Q1 24
$22.5M
$172.8M
Total Assets
CVU
CVU
CZWI
CZWI
Q4 25
$75.2M
$1.8B
Q3 25
$74.1M
$1.7B
Q2 25
$72.3M
$1.7B
Q1 25
$65.4M
$1.8B
Q4 24
$68.0M
$1.7B
Q3 24
$68.9M
$1.8B
Q2 24
$70.2M
$1.8B
Q1 24
$70.8M
$1.8B
Debt / Equity
CVU
CVU
CZWI
CZWI
Q4 25
0.00×
0.28×
Q3 25
Q2 25
Q1 25
Q4 24
0.00×
0.37×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CVU
CVU
CZWI
CZWI
Operating Cash FlowLast quarter
$-2.1M
$11.7M
Free Cash FlowOCF − Capex
$-2.1M
$10.4M
FCF MarginFCF / Revenue
-10.8%
65.9%
Capex IntensityCapex / Revenue
0.0%
8.3%
Cash ConversionOCF / Net Profit
-3.03×
2.74×
TTM Free Cash FlowTrailing 4 quarters
$-5.3M
$17.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CVU
CVU
CZWI
CZWI
Q4 25
$-2.1M
$11.7M
Q3 25
$212.1K
$6.6M
Q2 25
$-596.3K
$-406.0K
Q1 25
$-2.7M
$1.6M
Q4 24
$4.4M
$20.4M
Q3 24
$715.1K
$3.5M
Q2 24
$-591.7K
$5.1M
Q1 24
$-960.5K
$9.1M
Free Cash Flow
CVU
CVU
CZWI
CZWI
Q4 25
$-2.1M
$10.4M
Q3 25
$211.1K
$6.2M
Q2 25
$-599.8K
$-632.0K
Q1 25
$-2.8M
$1.5M
Q4 24
$4.3M
$19.5M
Q3 24
$586.9K
$3.4M
Q2 24
$-746.9K
$4.8M
Q1 24
$-1.0M
$8.9M
FCF Margin
CVU
CVU
CZWI
CZWI
Q4 25
-10.8%
65.9%
Q3 25
1.1%
38.4%
Q2 25
-4.0%
-3.9%
Q1 25
-18.1%
10.7%
Q4 24
19.9%
142.2%
Q3 24
3.0%
23.8%
Q2 24
-3.6%
35.7%
Q1 24
-5.3%
58.9%
Capex Intensity
CVU
CVU
CZWI
CZWI
Q4 25
0.0%
8.3%
Q3 25
0.0%
2.4%
Q2 25
0.0%
1.4%
Q1 25
0.4%
0.7%
Q4 24
0.3%
6.5%
Q3 24
0.7%
0.9%
Q2 24
0.7%
2.3%
Q1 24
0.2%
1.4%
Cash Conversion
CVU
CVU
CZWI
CZWI
Q4 25
-3.03×
2.74×
Q3 25
0.19×
1.80×
Q2 25
-0.12×
Q1 25
0.50×
Q4 24
4.53×
7.55×
Q3 24
0.95×
1.07×
Q2 24
-0.42×
1.39×
Q1 24
-5.71×
2.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CVU
CVU

Government Subcontracts$16.4M85%
Commercial Contracts$2.3M12%
Prime Government Contracts$725.8K4%

CZWI
CZWI

Segment breakdown not available.

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