vs

Side-by-side financial comparison of Community West Bancshares (CWBC) and Fluent, Inc. (FLNT). Click either name above to swap in a different company.

Fluent, Inc. is the larger business by last-quarter revenue ($61.8M vs $38.3M, roughly 1.6× Community West Bancshares). On growth, Community West Bancshares posted the faster year-over-year revenue change (11.6% vs -5.5%). Over the past eight quarters, Community West Bancshares's revenue compounded faster (36.0% CAGR vs -3.2%).

Community West Bancshares is a registered bank holding company headquartered in California. It wholly owns Community West Bank under the Bank Holding Company Act.

THG Fluently, formerly Language Connect, is a translation and language localisation service provided by THG Ingenuity. It provides a range of language services, including translation, interpreting, localisation, voice-overs, transcription, and multilingual search engine optimization.

CWBC vs FLNT — Head-to-Head

Bigger by revenue
FLNT
FLNT
1.6× larger
FLNT
$61.8M
$38.3M
CWBC
Growing faster (revenue YoY)
CWBC
CWBC
+17.1% gap
CWBC
11.6%
-5.5%
FLNT
Faster 2-yr revenue CAGR
CWBC
CWBC
Annualised
CWBC
36.0%
-3.2%
FLNT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CWBC
CWBC
FLNT
FLNT
Revenue
$38.3M
$61.8M
Net Profit
$-4.1M
Gross Margin
Operating Margin
40.0%
0.3%
Net Margin
-6.7%
Revenue YoY
11.6%
-5.5%
Net Profit YoY
-20.1%
EPS (diluted)
$0.58
$-0.09

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CWBC
CWBC
FLNT
FLNT
Q4 25
$38.3M
$61.8M
Q3 25
$37.9M
$47.0M
Q2 25
$35.7M
$44.7M
Q1 25
$34.8M
$55.2M
Q4 24
$34.3M
$65.4M
Q3 24
$31.3M
$64.5M
Q2 24
$30.5M
$58.7M
Q1 24
$20.7M
$66.0M
Net Profit
CWBC
CWBC
FLNT
FLNT
Q4 25
$-4.1M
Q3 25
$10.9M
$-7.6M
Q2 25
$7.8M
$-7.2M
Q1 25
$8.3M
$-8.3M
Q4 24
$-3.4M
Q3 24
$3.4M
$-7.9M
Q2 24
$-6.3M
$-11.6M
Q1 24
$3.7M
$-6.3M
Operating Margin
CWBC
CWBC
FLNT
FLNT
Q4 25
40.0%
0.3%
Q3 25
39.8%
-13.4%
Q2 25
30.2%
-15.9%
Q1 25
32.7%
-12.8%
Q4 24
31.0%
-8.3%
Q3 24
13.3%
-6.0%
Q2 24
-25.9%
-17.7%
Q1 24
23.2%
-6.0%
Net Margin
CWBC
CWBC
FLNT
FLNT
Q4 25
-6.7%
Q3 25
28.7%
-16.1%
Q2 25
22.0%
-16.2%
Q1 25
23.8%
-15.0%
Q4 24
-5.2%
Q3 24
10.8%
-12.3%
Q2 24
-20.7%
-19.8%
Q1 24
17.8%
-9.5%
EPS (diluted)
CWBC
CWBC
FLNT
FLNT
Q4 25
$0.58
$-0.09
Q3 25
$0.57
$-0.27
Q2 25
$0.41
$-0.30
Q1 25
$0.44
$-0.39
Q4 24
$0.29
$-0.12
Q3 24
$0.18
$-0.48
Q2 24
$-0.33
$-0.75
Q1 24
$0.31
$-0.45

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CWBC
CWBC
FLNT
FLNT
Cash + ST InvestmentsLiquidity on hand
$119.0M
$12.9M
Total DebtLower is stronger
$69.5M
$34.6M
Stockholders' EquityBook value
$409.6M
$18.2M
Total Assets
$3.7B
$89.1M
Debt / EquityLower = less leverage
0.17×
1.90×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CWBC
CWBC
FLNT
FLNT
Q4 25
$119.0M
$12.9M
Q3 25
$121.6M
$9.2M
Q2 25
$134.4M
$4.9M
Q1 25
$148.4M
$4.8M
Q4 24
$120.4M
$9.4M
Q3 24
$149.0M
$6.6M
Q2 24
$109.7M
$5.0M
Q1 24
$61.0M
$11.7M
Total Debt
CWBC
CWBC
FLNT
FLNT
Q4 25
$69.5M
$34.6M
Q3 25
$26.0M
Q2 25
$23.2M
Q1 25
$25.6M
Q4 24
$69.9M
$35.6M
Q3 24
$37.9M
Q2 24
$33.3M
Q1 24
$31.0M
Stockholders' Equity
CWBC
CWBC
FLNT
FLNT
Q4 25
$409.6M
$18.2M
Q3 25
$397.6M
$21.6M
Q2 25
$380.0M
$19.1M
Q1 25
$372.2M
$22.0M
Q4 24
$362.7M
$25.0M
Q3 24
$363.5M
$20.0M
Q2 24
$350.2M
$27.5M
Q1 24
$211.7M
$28.7M
Total Assets
CWBC
CWBC
FLNT
FLNT
Q4 25
$3.7B
$89.1M
Q3 25
$3.6B
$76.1M
Q2 25
$3.6B
$74.5M
Q1 25
$3.6B
$77.5M
Q4 24
$3.5B
$93.6M
Q3 24
$3.5B
$77.5M
Q2 24
$3.5B
$98.5M
Q1 24
$2.4B
$103.6M
Debt / Equity
CWBC
CWBC
FLNT
FLNT
Q4 25
0.17×
1.90×
Q3 25
1.21×
Q2 25
1.21×
Q1 25
1.16×
Q4 24
0.19×
1.43×
Q3 24
1.90×
Q2 24
1.21×
Q1 24
1.08×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CWBC
CWBC
FLNT
FLNT
Operating Cash FlowLast quarter
$46.1M
$2.8M
Free Cash FlowOCF − Capex
$43.6M
FCF MarginFCF / Revenue
113.9%
Capex IntensityCapex / Revenue
6.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$77.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CWBC
CWBC
FLNT
FLNT
Q4 25
$46.1M
$2.8M
Q3 25
$13.2M
$-7.3M
Q2 25
$11.5M
$935.0K
Q1 25
$11.1M
$2.1M
Q4 24
$22.2M
$-2.1M
Q3 24
$7.8M
$1.2M
Q2 24
$5.2M
$-13.1M
Q1 24
$4.0M
$-132.0K
Free Cash Flow
CWBC
CWBC
FLNT
FLNT
Q4 25
$43.6M
Q3 25
$12.8M
$-7.3M
Q2 25
$10.6M
Q1 25
$10.8M
Q4 24
$17.2M
Q3 24
$5.2M
$1.2M
Q2 24
$4.8M
Q1 24
$3.6M
FCF Margin
CWBC
CWBC
FLNT
FLNT
Q4 25
113.9%
Q3 25
33.7%
-15.6%
Q2 25
29.6%
Q1 25
30.9%
Q4 24
50.0%
Q3 24
16.7%
1.9%
Q2 24
15.7%
Q1 24
17.3%
Capex Intensity
CWBC
CWBC
FLNT
FLNT
Q4 25
6.6%
Q3 25
1.1%
0.0%
Q2 25
2.7%
Q1 25
0.9%
Q4 24
14.7%
Q3 24
8.1%
0.0%
Q2 24
1.4%
Q1 24
2.1%
Cash Conversion
CWBC
CWBC
FLNT
FLNT
Q4 25
Q3 25
1.21×
Q2 25
1.47×
Q1 25
1.33×
Q4 24
Q3 24
2.29×
Q2 24
Q1 24
1.09×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CWBC
CWBC

Segment breakdown not available.

FLNT
FLNT

Commerce Media Solutions$34.7M56%
Owned And Operated$21.3M34%
Call Solutions$3.8M6%
Ad Parlor$2.0M3%

Related Comparisons