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Side-by-side financial comparison of Community West Bancshares (CWBC) and Legacy Housing Corp (LEGH). Click either name above to swap in a different company.

Community West Bancshares is the larger business by last-quarter revenue ($38.3M vs $25.5M, roughly 1.5× Legacy Housing Corp). On growth, Community West Bancshares posted the faster year-over-year revenue change (11.6% vs -30.6%). Community West Bancshares produced more free cash flow last quarter ($43.6M vs $15.7M). Over the past eight quarters, Community West Bancshares's revenue compounded faster (36.0% CAGR vs -9.1%).

Community West Bancshares is a registered bank holding company headquartered in California. It wholly owns Community West Bank under the Bank Holding Company Act.

Legacy Housing Corp is a prominent U.S.-based manufacturer of affordable manufactured homes, tiny homes, and accessory dwelling units. It mainly caters to low- and middle-income consumers across North America, providing customizable residential solutions, supporting construction materials, and after-sales services for individual and community development clients.

CWBC vs LEGH — Head-to-Head

Bigger by revenue
CWBC
CWBC
1.5× larger
CWBC
$38.3M
$25.5M
LEGH
Growing faster (revenue YoY)
CWBC
CWBC
+42.2% gap
CWBC
11.6%
-30.6%
LEGH
More free cash flow
CWBC
CWBC
$27.9M more FCF
CWBC
$43.6M
$15.7M
LEGH
Faster 2-yr revenue CAGR
CWBC
CWBC
Annualised
CWBC
36.0%
-9.1%
LEGH

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CWBC
CWBC
LEGH
LEGH
Revenue
$38.3M
$25.5M
Net Profit
$8.2M
Gross Margin
26.4%
Operating Margin
40.0%
40.4%
Net Margin
32.2%
Revenue YoY
11.6%
-30.6%
Net Profit YoY
-43.5%
EPS (diluted)
$0.58
$0.38

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CWBC
CWBC
LEGH
LEGH
Q4 25
$38.3M
$25.5M
Q3 25
$37.9M
$28.8M
Q2 25
$35.7M
$38.4M
Q1 25
$34.8M
$24.3M
Q4 24
$34.3M
$36.7M
Q3 24
$31.3M
$30.2M
Q2 24
$30.5M
$31.7M
Q1 24
$20.7M
$30.8M
Net Profit
CWBC
CWBC
LEGH
LEGH
Q4 25
$8.2M
Q3 25
$10.9M
$8.6M
Q2 25
$7.8M
$14.7M
Q1 25
$8.3M
$10.3M
Q4 24
$14.5M
Q3 24
$3.4M
$15.8M
Q2 24
$-6.3M
$16.2M
Q1 24
$3.7M
$15.1M
Gross Margin
CWBC
CWBC
LEGH
LEGH
Q4 25
26.4%
Q3 25
20.2%
Q2 25
32.4%
Q1 25
29.2%
Q4 24
27.3%
Q3 24
29.2%
Q2 24
31.9%
Q1 24
33.6%
Operating Margin
CWBC
CWBC
LEGH
LEGH
Q4 25
40.0%
40.4%
Q3 25
39.8%
33.7%
Q2 25
30.2%
43.8%
Q1 25
32.7%
47.7%
Q4 24
31.0%
42.3%
Q3 24
13.3%
50.8%
Q2 24
-25.9%
50.6%
Q1 24
23.2%
54.3%
Net Margin
CWBC
CWBC
LEGH
LEGH
Q4 25
32.2%
Q3 25
28.7%
30.0%
Q2 25
22.0%
38.3%
Q1 25
23.8%
42.3%
Q4 24
39.5%
Q3 24
10.8%
52.4%
Q2 24
-20.7%
51.1%
Q1 24
17.8%
49.1%
EPS (diluted)
CWBC
CWBC
LEGH
LEGH
Q4 25
$0.58
$0.38
Q3 25
$0.57
$0.35
Q2 25
$0.41
$0.60
Q1 25
$0.44
$0.41
Q4 24
$0.29
$0.59
Q3 24
$0.18
$0.64
Q2 24
$-0.33
$0.65
Q1 24
$0.31
$0.60

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CWBC
CWBC
LEGH
LEGH
Cash + ST InvestmentsLiquidity on hand
$119.0M
$8.5M
Total DebtLower is stronger
$69.5M
Stockholders' EquityBook value
$409.6M
$528.6M
Total Assets
$3.7B
$580.3M
Debt / EquityLower = less leverage
0.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CWBC
CWBC
LEGH
LEGH
Q4 25
$119.0M
$8.5M
Q3 25
$121.6M
$13.6M
Q2 25
$134.4M
$2.6M
Q1 25
$148.4M
$3.4M
Q4 24
$120.4M
$1.1M
Q3 24
$149.0M
$570.0K
Q2 24
$109.7M
$60.0K
Q1 24
$61.0M
$621.0K
Total Debt
CWBC
CWBC
LEGH
LEGH
Q4 25
$69.5M
Q3 25
Q2 25
Q1 25
Q4 24
$69.9M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CWBC
CWBC
LEGH
LEGH
Q4 25
$409.6M
$528.6M
Q3 25
$397.6M
$521.6M
Q2 25
$380.0M
$512.8M
Q1 25
$372.2M
$503.7M
Q4 24
$362.7M
$494.0M
Q3 24
$363.5M
$479.3M
Q2 24
$350.2M
$463.2M
Q1 24
$211.7M
$450.4M
Total Assets
CWBC
CWBC
LEGH
LEGH
Q4 25
$3.7B
$580.3M
Q3 25
$3.6B
$557.9M
Q2 25
$3.6B
$552.0M
Q1 25
$3.6B
$544.6M
Q4 24
$3.5B
$534.2M
Q3 24
$3.5B
$521.4M
Q2 24
$3.5B
$514.9M
Q1 24
$2.4B
$510.0M
Debt / Equity
CWBC
CWBC
LEGH
LEGH
Q4 25
0.17×
Q3 25
Q2 25
Q1 25
Q4 24
0.19×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CWBC
CWBC
LEGH
LEGH
Operating Cash FlowLast quarter
$46.1M
$19.0M
Free Cash FlowOCF − Capex
$43.6M
$15.7M
FCF MarginFCF / Revenue
113.9%
61.6%
Capex IntensityCapex / Revenue
6.6%
13.1%
Cash ConversionOCF / Net Profit
2.32×
TTM Free Cash FlowTrailing 4 quarters
$77.7M
$28.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CWBC
CWBC
LEGH
LEGH
Q4 25
$46.1M
$19.0M
Q3 25
$13.2M
$7.2M
Q2 25
$11.5M
$6.1M
Q1 25
$11.1M
$4.9M
Q4 24
$22.2M
$7.9M
Q3 24
$7.8M
$13.8M
Q2 24
$5.2M
$3.5M
Q1 24
$4.0M
$10.8M
Free Cash Flow
CWBC
CWBC
LEGH
LEGH
Q4 25
$43.6M
$15.7M
Q3 25
$12.8M
$5.1M
Q2 25
$10.6M
$3.7M
Q1 25
$10.8M
$3.6M
Q4 24
$17.2M
$6.0M
Q3 24
$5.2M
$9.1M
Q2 24
$4.8M
$1.7M
Q1 24
$3.6M
$9.9M
FCF Margin
CWBC
CWBC
LEGH
LEGH
Q4 25
113.9%
61.6%
Q3 25
33.7%
17.8%
Q2 25
29.6%
9.6%
Q1 25
30.9%
15.0%
Q4 24
50.0%
16.4%
Q3 24
16.7%
30.2%
Q2 24
15.7%
5.4%
Q1 24
17.3%
32.2%
Capex Intensity
CWBC
CWBC
LEGH
LEGH
Q4 25
6.6%
13.1%
Q3 25
1.1%
7.1%
Q2 25
2.7%
6.2%
Q1 25
0.9%
5.2%
Q4 24
14.7%
5.1%
Q3 24
8.1%
15.6%
Q2 24
1.4%
5.5%
Q1 24
2.1%
2.8%
Cash Conversion
CWBC
CWBC
LEGH
LEGH
Q4 25
2.32×
Q3 25
1.21×
0.83×
Q2 25
1.47×
0.41×
Q1 25
1.33×
0.48×
Q4 24
0.54×
Q3 24
2.29×
0.88×
Q2 24
0.21×
Q1 24
1.09×
0.71×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CWBC
CWBC

Segment breakdown not available.

LEGH
LEGH

Commercial Sales$8.6M34%
Retail Store Sales$6.0M24%
Inventory Finance Sales$5.0M20%
Direct Sales$4.4M17%
Other$1.5M6%

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