vs
Side-by-side financial comparison of Community West Bancshares (CWBC) and Owlet, Inc. (OWLT). Click either name above to swap in a different company.
Community West Bancshares is the larger business by last-quarter revenue ($38.3M vs $26.6M, roughly 1.4× Owlet, Inc.). On growth, Owlet, Inc. posted the faster year-over-year revenue change (29.6% vs 11.6%). Community West Bancshares produced more free cash flow last quarter ($43.6M vs $-651.0K). Over the past eight quarters, Community West Bancshares's revenue compounded faster (36.0% CAGR vs 34.2%).
Community West BancsharesCWBCEarnings & Financial Report
Community West Bancshares is a registered bank holding company headquartered in California. It wholly owns Community West Bank under the Bank Holding Company Act.
Owlet, Inc. is a pediatric health technology firm that develops smart wearable monitoring products for infants, most notably its signature smart sock that tracks real-time heart rate, oxygen levels, and sleep metrics. It serves global consumer markets across North America, Europe, and Asia-Pacific, distributing products via direct-to-consumer e-commerce and partnered retail outlets, focused on supporting parental peace of mind and infant health safety.
CWBC vs OWLT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $38.3M | $26.6M |
| Net Profit | — | $-9.2M |
| Gross Margin | — | 47.6% |
| Operating Margin | 40.0% | -18.4% |
| Net Margin | — | -34.6% |
| Revenue YoY | 11.6% | 29.6% |
| Net Profit YoY | — | -1.5% |
| EPS (diluted) | $0.58 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $38.3M | $26.6M | ||
| Q3 25 | $37.9M | $32.0M | ||
| Q2 25 | $35.7M | $26.1M | ||
| Q1 25 | $34.8M | $21.1M | ||
| Q4 24 | $34.3M | $20.5M | ||
| Q3 24 | $31.3M | $22.1M | ||
| Q2 24 | $30.5M | $20.7M | ||
| Q1 24 | $20.7M | $14.8M |
| Q4 25 | — | $-9.2M | ||
| Q3 25 | $10.9M | $4.1M | ||
| Q2 25 | $7.8M | $-37.6M | ||
| Q1 25 | $8.3M | $3.0M | ||
| Q4 24 | — | $-9.1M | ||
| Q3 24 | $3.4M | $-5.6M | ||
| Q2 24 | $-6.3M | $-1.1M | ||
| Q1 24 | $3.7M | $3.3M |
| Q4 25 | — | 47.6% | ||
| Q3 25 | — | 50.6% | ||
| Q2 25 | — | 51.3% | ||
| Q1 25 | — | 53.7% | ||
| Q4 24 | — | 53.5% | ||
| Q3 24 | — | 52.2% | ||
| Q2 24 | — | 49.5% | ||
| Q1 24 | — | 44.4% |
| Q4 25 | 40.0% | -18.4% | ||
| Q3 25 | 39.8% | 3.8% | ||
| Q2 25 | 30.2% | -7.4% | ||
| Q1 25 | 32.7% | -12.7% | ||
| Q4 24 | 31.0% | -36.2% | ||
| Q3 24 | 13.3% | -21.8% | ||
| Q2 24 | -25.9% | -10.8% | ||
| Q1 24 | 23.2% | -39.0% |
| Q4 25 | — | -34.6% | ||
| Q3 25 | 28.7% | 12.9% | ||
| Q2 25 | 22.0% | -144.4% | ||
| Q1 25 | 23.8% | 14.3% | ||
| Q4 24 | — | -44.2% | ||
| Q3 24 | 10.8% | -25.4% | ||
| Q2 24 | -20.7% | -5.5% | ||
| Q1 24 | 17.8% | 22.2% |
| Q4 25 | $0.58 | — | ||
| Q3 25 | $0.57 | $-0.06 | ||
| Q2 25 | $0.41 | $-2.37 | ||
| Q1 25 | $0.44 | $0.11 | ||
| Q4 24 | $0.29 | $-0.15 | ||
| Q3 24 | $0.18 | $-0.61 | ||
| Q2 24 | $-0.33 | $-0.30 | ||
| Q1 24 | $0.31 | $-0.51 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $119.0M | $35.5M |
| Total DebtLower is stronger | $69.5M | — |
| Stockholders' EquityBook value | $409.6M | $19.0M |
| Total Assets | $3.7B | $85.6M |
| Debt / EquityLower = less leverage | 0.17× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $119.0M | $35.5M | ||
| Q3 25 | $121.6M | $23.8M | ||
| Q2 25 | $134.4M | $21.8M | ||
| Q1 25 | $148.4M | $16.3M | ||
| Q4 24 | $120.4M | $20.2M | ||
| Q3 24 | $149.0M | $21.6M | ||
| Q2 24 | $109.7M | $15.4M | ||
| Q1 24 | $61.0M | $18.4M |
| Q4 25 | $69.5M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $69.9M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $2.1M | ||
| Q1 24 | — | $4.0M |
| Q4 25 | $409.6M | $19.0M | ||
| Q3 25 | $397.6M | $-54.1M | ||
| Q2 25 | $380.0M | $-59.2M | ||
| Q1 25 | $372.2M | $-25.8M | ||
| Q4 24 | $362.7M | $-29.8M | ||
| Q3 24 | $363.5M | $-21.5M | ||
| Q2 24 | $350.2M | $-33.4M | ||
| Q1 24 | $211.7M | $-32.9M |
| Q4 25 | $3.7B | $85.6M | ||
| Q3 25 | $3.6B | $74.9M | ||
| Q2 25 | $3.6B | $63.5M | ||
| Q1 25 | $3.6B | $51.4M | ||
| Q4 24 | $3.5B | $49.5M | ||
| Q3 24 | $3.5B | $56.1M | ||
| Q2 24 | $3.5B | $45.9M | ||
| Q1 24 | $2.4B | $43.8M |
| Q4 25 | 0.17× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $46.1M | $-452.0K |
| Free Cash FlowOCF − Capex | $43.6M | $-651.0K |
| FCF MarginFCF / Revenue | 113.9% | -2.5% |
| Capex IntensityCapex / Revenue | 6.6% | 0.7% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $77.7M | $-11.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $46.1M | $-452.0K | ||
| Q3 25 | $13.2M | $-2.2M | ||
| Q2 25 | $11.5M | $-2.2M | ||
| Q1 25 | $11.1M | $-5.9M | ||
| Q4 24 | $22.2M | $3.0M | ||
| Q3 24 | $7.8M | $-7.5M | ||
| Q2 24 | $5.2M | $-3.4M | ||
| Q1 24 | $4.0M | $-3.4M |
| Q4 25 | $43.6M | $-651.0K | ||
| Q3 25 | $12.8M | $-2.2M | ||
| Q2 25 | $10.6M | $-2.3M | ||
| Q1 25 | $10.8M | $-5.9M | ||
| Q4 24 | $17.2M | $3.0M | ||
| Q3 24 | $5.2M | $-7.5M | ||
| Q2 24 | $4.8M | $-3.4M | ||
| Q1 24 | $3.6M | — |
| Q4 25 | 113.9% | -2.5% | ||
| Q3 25 | 33.7% | -6.8% | ||
| Q2 25 | 29.6% | -8.8% | ||
| Q1 25 | 30.9% | -28.1% | ||
| Q4 24 | 50.0% | 14.5% | ||
| Q3 24 | 16.7% | -33.9% | ||
| Q2 24 | 15.7% | -16.3% | ||
| Q1 24 | 17.3% | — |
| Q4 25 | 6.6% | 0.7% | ||
| Q3 25 | 1.1% | 0.0% | ||
| Q2 25 | 2.7% | 0.2% | ||
| Q1 25 | 0.9% | 0.0% | ||
| Q4 24 | 14.7% | 0.2% | ||
| Q3 24 | 8.1% | 0.0% | ||
| Q2 24 | 1.4% | 0.0% | ||
| Q1 24 | 2.1% | 0.0% |
| Q4 25 | — | — | ||
| Q3 25 | 1.21× | -0.52× | ||
| Q2 25 | 1.47× | — | ||
| Q1 25 | 1.33× | -1.96× | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.29× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 1.09× | -1.03× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CWBC
Segment breakdown not available.
OWLT
| US | $22.7M | 85% |
| Non Us | $3.2M | 12% |
| Other | $651.0K | 2% |
