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Side-by-side financial comparison of Consolidated Water Co. Ltd. (CWCO) and First Bancorp, Inc (FNLC). Click either name above to swap in a different company.
Consolidated Water Co. Ltd. is the larger business by last-quarter revenue ($29.6M vs $25.8M, roughly 1.1× First Bancorp, Inc). First Bancorp, Inc runs the higher net margin — 39.4% vs 10.3%, a 29.1% gap on every dollar of revenue. On growth, First Bancorp, Inc posted the faster year-over-year revenue change (17.5% vs 4.4%). First Bancorp, Inc produced more free cash flow last quarter ($34.6M vs $3.4M). Over the past eight quarters, First Bancorp, Inc's revenue compounded faster (18.1% CAGR vs -13.6%).
Coca-Cola Consolidated, Inc., headquartered in Charlotte, North Carolina, is the largest independent Coca-Cola bottler in the United States.
Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.
CWCO vs FNLC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $29.6M | $25.8M |
| Net Profit | $3.0M | $10.2M |
| Gross Margin | 34.7% | — |
| Operating Margin | 9.1% | 48.1% |
| Net Margin | 10.3% | 39.4% |
| Revenue YoY | 4.4% | 17.5% |
| Net Profit YoY | 91.5% | 39.7% |
| EPS (diluted) | $0.18 | $0.91 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $29.6M | $25.8M | ||
| Q3 25 | $35.1M | $24.5M | ||
| Q2 25 | $33.6M | $22.5M | ||
| Q1 25 | $33.7M | $21.8M | ||
| Q4 24 | $28.4M | $22.0M | ||
| Q3 24 | $33.4M | $20.5M | ||
| Q2 24 | $32.5M | $19.2M | ||
| Q1 24 | $39.7M | $18.5M |
| Q4 25 | $3.0M | $10.2M | ||
| Q3 25 | $5.5M | $9.1M | ||
| Q2 25 | $5.1M | $8.1M | ||
| Q1 25 | $4.8M | $7.1M | ||
| Q4 24 | $1.6M | $7.3M | ||
| Q3 24 | $4.5M | $7.6M | ||
| Q2 24 | $15.9M | $6.2M | ||
| Q1 24 | $6.5M | $6.0M |
| Q4 25 | 34.7% | — | ||
| Q3 25 | 36.9% | — | ||
| Q2 25 | 38.2% | — | ||
| Q1 25 | 36.5% | — | ||
| Q4 24 | 29.9% | — | ||
| Q3 24 | 34.8% | — | ||
| Q2 24 | 35.8% | — | ||
| Q1 24 | 35.0% | — |
| Q4 25 | 9.1% | 48.1% | ||
| Q3 25 | 16.4% | 45.2% | ||
| Q2 25 | 15.7% | 43.7% | ||
| Q1 25 | 13.7% | 39.3% | ||
| Q4 24 | 3.8% | 39.5% | ||
| Q3 24 | 14.6% | 44.6% | ||
| Q2 24 | 15.4% | 38.8% | ||
| Q1 24 | 18.4% | 39.3% |
| Q4 25 | 10.3% | 39.4% | ||
| Q3 25 | 15.8% | 37.0% | ||
| Q2 25 | 15.2% | 35.8% | ||
| Q1 25 | 14.2% | 32.5% | ||
| Q4 24 | 5.6% | 33.1% | ||
| Q3 24 | 13.3% | 36.9% | ||
| Q2 24 | 48.8% | 32.1% | ||
| Q1 24 | 16.3% | 32.5% |
| Q4 25 | $0.18 | $0.91 | ||
| Q3 25 | $0.34 | $0.81 | ||
| Q2 25 | $0.32 | $0.72 | ||
| Q1 25 | $0.30 | $0.63 | ||
| Q4 24 | $0.10 | $0.66 | ||
| Q3 24 | $0.28 | $0.68 | ||
| Q2 24 | $0.99 | $0.55 | ||
| Q1 24 | $0.40 | $0.54 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $123.8M | — |
| Total DebtLower is stronger | — | $95.5M |
| Stockholders' EquityBook value | $221.7M | $283.1M |
| Total Assets | $257.6M | $3.2B |
| Debt / EquityLower = less leverage | — | 0.34× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $123.8M | — | ||
| Q3 25 | $123.6M | — | ||
| Q2 25 | $112.2M | — | ||
| Q1 25 | $107.9M | — | ||
| Q4 24 | $99.4M | — | ||
| Q3 24 | $104.9M | — | ||
| Q2 24 | $96.7M | — | ||
| Q1 24 | $46.2M | — |
| Q4 25 | — | $95.5M | ||
| Q3 25 | — | $95.5M | ||
| Q2 25 | — | $95.0M | ||
| Q1 25 | — | $70.0M | ||
| Q4 24 | — | $95.0M | ||
| Q3 24 | — | $95.0M | ||
| Q2 24 | — | $70.0M | ||
| Q1 24 | — | $70.0M |
| Q4 25 | $221.7M | $283.1M | ||
| Q3 25 | $220.4M | $274.6M | ||
| Q2 25 | $216.6M | $265.5M | ||
| Q1 25 | $213.3M | $259.7M | ||
| Q4 24 | $210.0M | $252.5M | ||
| Q3 24 | $209.8M | $256.8M | ||
| Q2 24 | $206.7M | $244.7M | ||
| Q1 24 | $192.1M | $242.6M |
| Q4 25 | $257.6M | $3.2B | ||
| Q3 25 | $257.2M | $3.2B | ||
| Q2 25 | $257.5M | $3.2B | ||
| Q1 25 | $250.4M | $3.2B | ||
| Q4 24 | $243.3M | $3.2B | ||
| Q3 24 | $238.4M | $3.1B | ||
| Q2 24 | $235.2M | $3.1B | ||
| Q1 24 | $223.2M | $3.0B |
| Q4 25 | — | 0.34× | ||
| Q3 25 | — | 0.35× | ||
| Q2 25 | — | 0.36× | ||
| Q1 25 | — | 0.27× | ||
| Q4 24 | — | 0.38× | ||
| Q3 24 | — | 0.37× | ||
| Q2 24 | — | 0.29× | ||
| Q1 24 | — | 0.29× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $5.8M | $37.8M |
| Free Cash FlowOCF − Capex | $3.4M | $34.6M |
| FCF MarginFCF / Revenue | 11.4% | 133.9% |
| Capex IntensityCapex / Revenue | 8.1% | 12.5% |
| Cash ConversionOCF / Net Profit | 1.90× | 3.72× |
| TTM Free Cash FlowTrailing 4 quarters | $33.2M | $55.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $5.8M | $37.8M | ||
| Q3 25 | $15.4M | $12.9M | ||
| Q2 25 | $8.8M | $7.4M | ||
| Q1 25 | $11.8M | $2.2M | ||
| Q4 24 | $-742.0K | $26.0M | ||
| Q3 24 | $10.4M | $9.8M | ||
| Q2 24 | $21.0M | $6.4M | ||
| Q1 24 | $6.0M | $-1.5M |
| Q4 25 | $3.4M | $34.6M | ||
| Q3 25 | $13.5M | $12.6M | ||
| Q2 25 | $6.1M | $7.2M | ||
| Q1 25 | $10.2M | $828.0K | ||
| Q4 24 | $-3.7M | $24.6M | ||
| Q3 24 | $8.3M | $9.6M | ||
| Q2 24 | $19.8M | $6.3M | ||
| Q1 24 | $5.4M | $-1.8M |
| Q4 25 | 11.4% | 133.9% | ||
| Q3 25 | 38.4% | 51.4% | ||
| Q2 25 | 18.3% | 32.1% | ||
| Q1 25 | 30.1% | 3.8% | ||
| Q4 24 | -13.0% | 111.7% | ||
| Q3 24 | 24.9% | 47.0% | ||
| Q2 24 | 60.8% | 32.9% | ||
| Q1 24 | 13.7% | -9.8% |
| Q4 25 | 8.1% | 12.5% | ||
| Q3 25 | 5.5% | 1.2% | ||
| Q2 25 | 7.8% | 0.6% | ||
| Q1 25 | 4.7% | 6.2% | ||
| Q4 24 | 10.4% | 6.7% | ||
| Q3 24 | 6.1% | 0.5% | ||
| Q2 24 | 3.7% | 0.3% | ||
| Q1 24 | 1.3% | 1.8% |
| Q4 25 | 1.90× | 3.72× | ||
| Q3 25 | 2.79× | 1.42× | ||
| Q2 25 | 1.72× | 0.91× | ||
| Q1 25 | 2.45× | 0.31× | ||
| Q4 24 | -0.47× | 3.58× | ||
| Q3 24 | 2.32× | 1.29× | ||
| Q2 24 | 1.32× | 1.03× | ||
| Q1 24 | 0.92× | -0.25× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CWCO
| Services Revenues | $10.5M | 35% |
| Transferred At Point In Time | $8.5M | 29% |
| Operations And Maintenance | $8.4M | 28% |
| Transferred Over Time | $1.9M | 7% |
FNLC
Segment breakdown not available.
