First Bancorp, IncFNLCEarnings & Financial Report
Nasdaq · Financials · National Commercial Banks
Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.
FNLC Q4 FY2025 Key Financial Metrics
Revenue
$25.8M
Gross Profit
N/A
Operating Profit
$12.4M
Net Profit
$10.2M
Gross Margin
N/A
Operating Margin
48.1%
Net Margin
39.4%
YoY Growth
17.5%
EPS
$0.91
First Bancorp, Inc Q4 FY2025 Financial Summary
First Bancorp, Inc reported revenue of $25.8M (up 17.5% YoY) for Q4 FY2025, with a net profit of $10.2M (up 39.7% YoY) (39.4% margin).
Key Financial Metrics
| Total Revenue | $25.8M |
|---|---|
| Net Profit | $10.2M |
| Gross Margin | N/A |
| Operating Margin | 48.1% |
| Report Period | Q4 FY2025 |
First Bancorp, Inc Annual Revenue by Year
First Bancorp, Inc annual revenue history includes year-by-year totals (for example, 2025 revenue was $94.7M).
First Bancorp, Inc Quarterly Revenue & Net Profit History
First Bancorp, Inc results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $25.8M | +17.5% | $10.2M | 39.4% |
| Q3 FY2025 | $24.5M | +19.5% | $9.1M | 37.0% |
| Q2 FY2025 | $22.5M | +17.2% | $8.1M | 35.8% |
| Q1 FY2025 | $21.8M | +17.7% | $7.1M | 32.5% |
| Q4 FY2024 | $22.0M | +10.2% | $7.3M | 33.1% |
| Q3 FY2024 | $20.5M | +3.4% | $7.6M | 36.9% |
| Q2 FY2024 | $19.2M | -2.8% | $6.2M | 32.1% |
| Q1 FY2024 | $18.5M | -12.0% | $6.0M | 32.5% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $18.5M | $19.2M | $20.5M | $22.0M | $21.8M | $22.5M | $24.5M | $25.8M |
| YoY Growth | -12.0% | -2.8% | 3.4% | 10.2% | 17.7% | 17.2% | 19.5% | 17.5% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $2.98B | $3.08B | $3.14B | $3.16B | $3.19B | $3.20B | $3.20B | $3.17B |
| Liabilities | $2.74B | $2.84B | $2.89B | $2.90B | $2.93B | $2.93B | $2.92B | $2.88B |
| Equity | $242.6M | $244.7M | $256.8M | $252.5M | $259.7M | $265.5M | $274.6M | $283.1M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $-1.5M | $6.4M | $9.8M | $26.0M | $2.2M | $7.4M | $12.9M | $37.8M |