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Side-by-side financial comparison of Consolidated Water Co. Ltd. (CWCO) and FVCBankcorp, Inc. (FVCB). Click either name above to swap in a different company.

Consolidated Water Co. Ltd. is the larger business by last-quarter revenue ($29.6M vs $16.9M, roughly 1.8× FVCBankcorp, Inc.). On growth, FVCBankcorp, Inc. posted the faster year-over-year revenue change (4377.5% vs 4.4%). FVCBankcorp, Inc. produced more free cash flow last quarter ($23.8M vs $3.4M). Over the past eight quarters, FVCBankcorp, Inc.'s revenue compounded faster (586.6% CAGR vs -13.6%).

Coca-Cola Consolidated, Inc., headquartered in Charlotte, North Carolina, is the largest independent Coca-Cola bottler in the United States.

FVCBankcorp, Inc. is a Virginia-based U.S. bank holding company operating FVCbank, a community-focused financial institution. It provides a full range of personal and commercial banking products including deposit accounts, business and personal loans, mortgage services, and wealth management solutions, serving SMEs, professionals and individual consumers across the Mid-Atlantic region.

CWCO vs FVCB — Head-to-Head

Bigger by revenue
CWCO
CWCO
1.8× larger
CWCO
$29.6M
$16.9M
FVCB
Growing faster (revenue YoY)
FVCB
FVCB
+4373.1% gap
FVCB
4377.5%
4.4%
CWCO
More free cash flow
FVCB
FVCB
$20.4M more FCF
FVCB
$23.8M
$3.4M
CWCO
Faster 2-yr revenue CAGR
FVCB
FVCB
Annualised
FVCB
586.6%
-13.6%
CWCO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CWCO
CWCO
FVCB
FVCB
Revenue
$29.6M
$16.9M
Net Profit
$3.0M
Gross Margin
34.7%
Operating Margin
9.1%
43.7%
Net Margin
10.3%
Revenue YoY
4.4%
4377.5%
Net Profit YoY
91.5%
EPS (diluted)
$0.18
$0.31

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CWCO
CWCO
FVCB
FVCB
Q4 25
$29.6M
$16.9M
Q3 25
$35.1M
$416.0K
Q2 25
$33.6M
$15.8M
Q1 25
$33.7M
$382.0K
Q4 24
$28.4M
$378.0K
Q3 24
$33.4M
$412.0K
Q2 24
$32.5M
$415.0K
Q1 24
$39.7M
$359.0K
Net Profit
CWCO
CWCO
FVCB
FVCB
Q4 25
$3.0M
Q3 25
$5.5M
$5.6M
Q2 25
$5.1M
$5.7M
Q1 25
$4.8M
$5.2M
Q4 24
$1.6M
Q3 24
$4.5M
$4.7M
Q2 24
$15.9M
$4.2M
Q1 24
$6.5M
$1.3M
Gross Margin
CWCO
CWCO
FVCB
FVCB
Q4 25
34.7%
Q3 25
36.9%
Q2 25
38.2%
Q1 25
36.5%
Q4 24
29.9%
Q3 24
34.8%
Q2 24
35.8%
Q1 24
35.0%
Operating Margin
CWCO
CWCO
FVCB
FVCB
Q4 25
9.1%
43.7%
Q3 25
16.4%
Q2 25
15.7%
45.9%
Q1 25
13.7%
Q4 24
3.8%
Q3 24
14.6%
Q2 24
15.4%
Q1 24
18.4%
Net Margin
CWCO
CWCO
FVCB
FVCB
Q4 25
10.3%
Q3 25
15.8%
1341.1%
Q2 25
15.2%
36.0%
Q1 25
14.2%
1352.1%
Q4 24
5.6%
Q3 24
13.3%
1133.3%
Q2 24
48.8%
1001.2%
Q1 24
16.3%
373.3%
EPS (diluted)
CWCO
CWCO
FVCB
FVCB
Q4 25
$0.18
$0.31
Q3 25
$0.34
$0.31
Q2 25
$0.32
$0.31
Q1 25
$0.30
$0.28
Q4 24
$0.10
$0.27
Q3 24
$0.28
$0.25
Q2 24
$0.99
$0.23
Q1 24
$0.40
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CWCO
CWCO
FVCB
FVCB
Cash + ST InvestmentsLiquidity on hand
$123.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$221.7M
$253.6M
Total Assets
$257.6M
$2.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CWCO
CWCO
FVCB
FVCB
Q4 25
$123.8M
Q3 25
$123.6M
Q2 25
$112.2M
Q1 25
$107.9M
Q4 24
$99.4M
Q3 24
$104.9M
Q2 24
$96.7M
Q1 24
$46.2M
Stockholders' Equity
CWCO
CWCO
FVCB
FVCB
Q4 25
$221.7M
$253.6M
Q3 25
$220.4M
$249.8M
Q2 25
$216.6M
$243.2M
Q1 25
$213.3M
$242.3M
Q4 24
$210.0M
$235.4M
Q3 24
$209.8M
$230.8M
Q2 24
$206.7M
$226.5M
Q1 24
$192.1M
$220.7M
Total Assets
CWCO
CWCO
FVCB
FVCB
Q4 25
$257.6M
$2.3B
Q3 25
$257.2M
$2.3B
Q2 25
$257.5M
$2.2B
Q1 25
$250.4M
$2.2B
Q4 24
$243.3M
$2.2B
Q3 24
$238.4M
$2.3B
Q2 24
$235.2M
$2.3B
Q1 24
$223.2M
$2.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CWCO
CWCO
FVCB
FVCB
Operating Cash FlowLast quarter
$5.8M
$23.9M
Free Cash FlowOCF − Capex
$3.4M
$23.8M
FCF MarginFCF / Revenue
11.4%
140.7%
Capex IntensityCapex / Revenue
8.1%
0.3%
Cash ConversionOCF / Net Profit
1.90×
TTM Free Cash FlowTrailing 4 quarters
$33.2M
$40.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CWCO
CWCO
FVCB
FVCB
Q4 25
$5.8M
$23.9M
Q3 25
$15.4M
$7.6M
Q2 25
$8.8M
$3.3M
Q1 25
$11.8M
$5.4M
Q4 24
$-742.0K
$18.2M
Q3 24
$10.4M
$4.7M
Q2 24
$21.0M
$1.6M
Q1 24
$6.0M
$7.2M
Free Cash Flow
CWCO
CWCO
FVCB
FVCB
Q4 25
$3.4M
$23.8M
Q3 25
$13.5M
$7.6M
Q2 25
$6.1M
$3.3M
Q1 25
$10.2M
$5.4M
Q4 24
$-3.7M
$18.1M
Q3 24
$8.3M
$4.6M
Q2 24
$19.8M
$1.5M
Q1 24
$5.4M
$7.1M
FCF Margin
CWCO
CWCO
FVCB
FVCB
Q4 25
11.4%
140.7%
Q3 25
38.4%
1818.0%
Q2 25
18.3%
20.8%
Q1 25
30.1%
1413.6%
Q4 24
-13.0%
4786.0%
Q3 24
24.9%
1121.8%
Q2 24
60.8%
361.2%
Q1 24
13.7%
1988.3%
Capex Intensity
CWCO
CWCO
FVCB
FVCB
Q4 25
8.1%
0.3%
Q3 25
5.5%
0.2%
Q2 25
7.8%
0.1%
Q1 25
4.7%
4.2%
Q4 24
10.4%
37.3%
Q3 24
6.1%
14.1%
Q2 24
3.7%
12.8%
Q1 24
1.3%
3.9%
Cash Conversion
CWCO
CWCO
FVCB
FVCB
Q4 25
1.90×
Q3 25
2.79×
1.36×
Q2 25
1.72×
0.58×
Q1 25
2.45×
1.05×
Q4 24
-0.47×
Q3 24
2.32×
1.00×
Q2 24
1.32×
0.37×
Q1 24
0.92×
5.34×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CWCO
CWCO

Services Revenues$10.5M35%
Transferred At Point In Time$8.5M29%
Operations And Maintenance$8.4M28%
Transferred Over Time$1.9M7%

FVCB
FVCB

Segment breakdown not available.

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