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Side-by-side financial comparison of CXApp Inc. (CXAI) and OLB GROUP, INC. (OLB). Click either name above to swap in a different company.

OLB GROUP, INC. is the larger business by last-quarter revenue ($1.8M vs $1.0M, roughly 1.7× CXApp Inc.). OLB GROUP, INC. runs the higher net margin — -83.7% vs -544.1%, a 460.4% gap on every dollar of revenue. On growth, OLB GROUP, INC. posted the faster year-over-year revenue change (-35.2% vs -38.5%). Over the past eight quarters, CXApp Inc.'s revenue compounded faster (-25.0% CAGR vs -28.7%).

CXApp Inc. is a technology firm specializing in digital workplace experience solutions. It offers cloud-based software tools for employee engagement, office space optimization, visitor management, and hybrid work coordination, serving mid-to-large enterprises across North America, APAC and Europe.

OLB Group, Inc. is a global financial technology provider offering omnichannel payment processing solutions, e-commerce enablement tools, and digital banking services for small and medium-sized enterprises across North America, Europe, and key Asia-Pacific markets. Its core segments include merchant services, crypto payment integration, and cloud-based business management platforms.

CXAI vs OLB — Head-to-Head

Bigger by revenue
OLB
OLB
1.7× larger
OLB
$1.8M
$1.0M
CXAI
Growing faster (revenue YoY)
OLB
OLB
+3.3% gap
OLB
-35.2%
-38.5%
CXAI
Higher net margin
OLB
OLB
460.4% more per $
OLB
-83.7%
-544.1%
CXAI
Faster 2-yr revenue CAGR
CXAI
CXAI
Annualised
CXAI
-25.0%
-28.7%
OLB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CXAI
CXAI
OLB
OLB
Revenue
$1.0M
$1.8M
Net Profit
$-5.6M
$-1.5M
Gross Margin
86.9%
Operating Margin
-576.9%
-83.7%
Net Margin
-544.1%
-83.7%
Revenue YoY
-38.5%
-35.2%
Net Profit YoY
-56.7%
67.5%
EPS (diluted)
$-0.48

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CXAI
CXAI
OLB
OLB
Q4 25
$1.0M
$1.8M
Q3 25
$1.1M
$2.3M
Q2 25
$1.2M
$2.3M
Q1 25
$1.2M
$2.3M
Q4 24
$1.7M
$2.7M
Q3 24
$1.9M
$3.1M
Q2 24
$1.8M
$3.5M
Q1 24
$1.8M
$3.5M
Net Profit
CXAI
CXAI
OLB
OLB
Q4 25
$-5.6M
$-1.5M
Q3 25
$-3.2M
$-1.2M
Q2 25
$-3.1M
$-2.1M
Q1 25
$-1.6M
$-1.1M
Q4 24
$-3.5M
$-4.6M
Q3 24
$-5.4M
$-1.6M
Q2 24
$-5.3M
$-2.6M
Q1 24
$-5.2M
$-2.4M
Gross Margin
CXAI
CXAI
OLB
OLB
Q4 25
86.9%
Q3 25
89.0%
Q2 25
86.0%
Q1 25
87.7%
Q4 24
86.0%
Q3 24
80.4%
Q2 24
80.0%
Q1 24
82.0%
Operating Margin
CXAI
CXAI
OLB
OLB
Q4 25
-576.9%
-83.7%
Q3 25
-343.4%
-49.1%
Q2 25
-336.1%
-74.8%
Q1 25
-306.0%
-36.6%
Q4 24
-169.7%
-166.0%
Q3 24
-194.3%
-52.9%
Q2 24
-206.7%
-74.3%
Q1 24
-197.3%
-82.6%
Net Margin
CXAI
CXAI
OLB
OLB
Q4 25
-544.1%
-83.7%
Q3 25
-283.4%
-50.8%
Q2 25
-256.7%
-93.7%
Q1 25
-132.0%
-46.9%
Q4 24
-213.6%
-167.1%
Q3 24
-286.5%
-52.9%
Q2 24
-297.6%
-75.2%
Q1 24
-284.4%
-67.8%
EPS (diluted)
CXAI
CXAI
OLB
OLB
Q4 25
$-0.48
Q3 25
$-0.13
Q2 25
$-0.66
Q1 25
$-0.47
Q4 24
$-3.55
Q3 24
$-0.92
Q2 24
$-1.49
Q1 24
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CXAI
CXAI
OLB
OLB
Cash + ST InvestmentsLiquidity on hand
$11.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$14.0M
$4.6M
Total Assets
$32.4M
$12.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CXAI
CXAI
OLB
OLB
Q4 25
$11.1M
Q3 25
$5.1M
Q2 25
$4.9M
Q1 25
$3.9M
$29.3K
Q4 24
$4.9M
$27.4K
Q3 24
$41.3K
Q2 24
$53.3K
Q1 24
$3.3K
Stockholders' Equity
CXAI
CXAI
OLB
OLB
Q4 25
$14.0M
$4.6M
Q3 25
$15.2M
$5.3M
Q2 25
$14.3M
$6.4M
Q1 25
$15.6M
$2.3M
Q4 24
$15.6M
$3.2M
Q3 24
$13.6M
$6.7M
Q2 24
$16.3M
$8.3M
Q1 24
$20.9M
$11.0M
Total Assets
CXAI
CXAI
OLB
OLB
Q4 25
$32.4M
$12.3M
Q3 25
$28.5M
$12.2M
Q2 25
$29.6M
$12.4M
Q1 25
$29.3M
$12.5M
Q4 24
$31.8M
$12.7M
Q3 24
$15.9M
Q2 24
$16.6M
Q1 24
$18.3M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CXAI
CXAI
OLB
OLB
Operating Cash FlowLast quarter
$-3.6M
$-1.3M
Free Cash FlowOCF − Capex
$-3.6M
FCF MarginFCF / Revenue
-355.5%
Capex IntensityCapex / Revenue
0.2%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-10.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CXAI
CXAI
OLB
OLB
Q4 25
$-3.6M
$-1.3M
Q3 25
$-2.8M
$-115.5K
Q2 25
$-3.0M
$-1.0M
Q1 25
$-979.0K
$-155.8K
Q4 24
$-2.7M
$-2.6M
Q3 24
$-2.1M
$-376.7K
Q2 24
$-1.9M
$-785.5K
Q1 24
$-650.0K
$-424.7K
Free Cash Flow
CXAI
CXAI
OLB
OLB
Q4 25
$-3.6M
Q3 25
$-2.8M
Q2 25
$-3.0M
Q1 25
$-984.0K
Q4 24
Q3 24
$-2.1M
Q2 24
$-1.9M
Q1 24
$-668.0K
FCF Margin
CXAI
CXAI
OLB
OLB
Q4 25
-355.5%
Q3 25
-248.1%
Q2 25
-247.2%
Q1 25
-80.4%
Q4 24
Q3 24
-109.3%
Q2 24
-108.6%
Q1 24
-36.7%
Capex Intensity
CXAI
CXAI
OLB
OLB
Q4 25
0.2%
Q3 25
0.4%
Q2 25
0.9%
Q1 25
0.4%
Q4 24
0.0%
Q3 24
0.2%
Q2 24
0.5%
Q1 24
1.0%

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CXAI
CXAI

Segment breakdown not available.

OLB
OLB

Transaction And Processing Fees$1.7M94%
Other$99.2K6%

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