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Side-by-side financial comparison of Crexendo, Inc. (CXDO) and ECB Bancorp, Inc. (ECBK). Click either name above to swap in a different company.

Crexendo, Inc. is the larger business by last-quarter revenue ($18.1M vs $9.5M, roughly 1.9× ECB Bancorp, Inc.). ECB Bancorp, Inc. runs the higher net margin — 27.3% vs 6.7%, a 20.5% gap on every dollar of revenue. On growth, ECB Bancorp, Inc. posted the faster year-over-year revenue change (33.8% vs 11.2%). Over the past eight quarters, ECB Bancorp, Inc.'s revenue compounded faster (23.8% CAGR vs 12.4%).

Crexendo, Inc. is a U.S.-headquartered cloud communications technology provider. It delivers unified communications as a service (UCaaS), contact center solutions, business VoIP services, and collaborative work tools, primarily catering to small and medium-sized enterprises operating in the North American market.

ECB Bancorp, Inc. (MD) is a US-based bank holding company. It offers a full suite of retail and commercial banking products including deposit accounts, consumer loans, commercial financing and wealth management solutions, primarily serving individuals and small-to-mid enterprises across local markets in Maryland.

CXDO vs ECBK — Head-to-Head

Bigger by revenue
CXDO
CXDO
1.9× larger
CXDO
$18.1M
$9.5M
ECBK
Growing faster (revenue YoY)
ECBK
ECBK
+22.6% gap
ECBK
33.8%
11.2%
CXDO
Higher net margin
ECBK
ECBK
20.5% more per $
ECBK
27.3%
6.7%
CXDO
Faster 2-yr revenue CAGR
ECBK
ECBK
Annualised
ECBK
23.8%
12.4%
CXDO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CXDO
CXDO
ECBK
ECBK
Revenue
$18.1M
$9.5M
Net Profit
$1.2M
$2.6M
Gross Margin
Operating Margin
6.3%
36.7%
Net Margin
6.7%
27.3%
Revenue YoY
11.2%
33.8%
Net Profit YoY
140.2%
79.5%
EPS (diluted)
$0.03
$0.32

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CXDO
CXDO
ECBK
ECBK
Q4 25
$18.1M
$9.5M
Q3 25
$17.5M
$8.8M
Q2 25
$16.6M
$8.0M
Q1 25
$16.1M
$6.9M
Q4 24
$16.2M
$7.1M
Q3 24
$15.6M
$6.6M
Q2 24
$14.7M
$6.3M
Q1 24
$14.3M
$6.2M
Net Profit
CXDO
CXDO
ECBK
ECBK
Q4 25
$1.2M
$2.6M
Q3 25
$1.4M
$2.4M
Q2 25
$1.2M
$1.4M
Q1 25
$1.2M
$1.3M
Q4 24
$507.0K
$1.4M
Q3 24
$148.0K
$1.1M
Q2 24
$588.0K
$791.0K
Q1 24
$434.0K
$621.0K
Operating Margin
CXDO
CXDO
ECBK
ECBK
Q4 25
6.3%
36.7%
Q3 25
7.5%
37.0%
Q2 25
6.7%
23.9%
Q1 25
7.2%
24.9%
Q4 24
3.9%
27.3%
Q3 24
0.9%
23.3%
Q2 24
3.9%
16.9%
Q1 24
3.4%
13.4%
Net Margin
CXDO
CXDO
ECBK
ECBK
Q4 25
6.7%
27.3%
Q3 25
8.3%
27.7%
Q2 25
7.4%
18.0%
Q1 25
7.3%
18.7%
Q4 24
3.1%
20.3%
Q3 24
0.9%
17.2%
Q2 24
4.0%
12.6%
Q1 24
3.0%
10.0%
EPS (diluted)
CXDO
CXDO
ECBK
ECBK
Q4 25
$0.03
$0.32
Q3 25
$0.05
$0.29
Q2 25
$0.04
$0.17
Q1 25
$0.04
$0.16
Q4 24
$0.03
$0.18
Q3 24
$0.00
$0.14
Q2 24
$0.02
$0.09
Q1 24
$0.01
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CXDO
CXDO
ECBK
ECBK
Cash + ST InvestmentsLiquidity on hand
$82.8M
Total DebtLower is stronger
$114.0K
Stockholders' EquityBook value
$63.8M
$171.9M
Total Assets
$77.7M
$1.6B
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CXDO
CXDO
ECBK
ECBK
Q4 25
$82.8M
Q3 25
$201.9M
Q2 25
$191.0M
Q1 25
$143.7M
Q4 24
$309.4M
Q3 24
$114.8M
Q2 24
$108.7M
Q1 24
$109.8M
Total Debt
CXDO
CXDO
ECBK
ECBK
Q4 25
$114.0K
Q3 25
$236.0K
Q2 25
$356.0K
Q1 25
$475.0K
Q4 24
$592.0K
Q3 24
$709.0K
Q2 24
$823.0K
Q1 24
$937.0K
Stockholders' Equity
CXDO
CXDO
ECBK
ECBK
Q4 25
$63.8M
$171.9M
Q3 25
$61.3M
$169.3M
Q2 25
$58.3M
$168.3M
Q1 25
$55.2M
$168.6M
Q4 24
$51.4M
$168.3M
Q3 24
$49.5M
$166.0M
Q2 24
$48.2M
$166.5M
Q1 24
$46.8M
$165.8M
Total Assets
CXDO
CXDO
ECBK
ECBK
Q4 25
$77.7M
$1.6B
Q3 25
$76.0M
$1.6B
Q2 25
$71.4M
$1.5B
Q1 25
$67.4M
$1.5B
Q4 24
$64.9M
$1.4B
Q3 24
$62.3M
$1.4B
Q2 24
$59.6M
$1.3B
Q1 24
$57.5M
$1.3B
Debt / Equity
CXDO
CXDO
ECBK
ECBK
Q4 25
0.00×
Q3 25
0.00×
Q2 25
0.01×
Q1 25
0.01×
Q4 24
0.01×
Q3 24
0.01×
Q2 24
0.02×
Q1 24
0.02×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CXDO
CXDO
ECBK
ECBK
Operating Cash FlowLast quarter
$2.3M
$9.2M
Free Cash FlowOCF − Capex
$9.0M
FCF MarginFCF / Revenue
94.7%
Capex IntensityCapex / Revenue
0.0%
2.2%
Cash ConversionOCF / Net Profit
1.93×
3.55×
TTM Free Cash FlowTrailing 4 quarters
$14.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CXDO
CXDO
ECBK
ECBK
Q4 25
$2.3M
$9.2M
Q3 25
$4.4M
$4.0M
Q2 25
$1.3M
$1.9M
Q1 25
$1.2M
$-631.0K
Q4 24
$2.2M
$6.2M
Q3 24
$1.6M
$861.0K
Q2 24
$2.7M
$1.4M
Q1 24
$-166.0K
$-429.0K
Free Cash Flow
CXDO
CXDO
ECBK
ECBK
Q4 25
$9.0M
Q3 25
$4.0M
Q2 25
$1.3M
$1.8M
Q1 25
$-649.0K
Q4 24
$2.1M
$6.2M
Q3 24
Q2 24
$1.3M
Q1 24
$-449.0K
FCF Margin
CXDO
CXDO
ECBK
ECBK
Q4 25
94.7%
Q3 25
44.9%
Q2 25
7.7%
23.0%
Q1 25
-9.4%
Q4 24
13.2%
86.8%
Q3 24
Q2 24
21.4%
Q1 24
-7.2%
Capex Intensity
CXDO
CXDO
ECBK
ECBK
Q4 25
0.0%
2.2%
Q3 25
0.0%
0.8%
Q2 25
0.1%
0.6%
Q1 25
0.0%
0.3%
Q4 24
0.2%
0.8%
Q3 24
0.0%
0.0%
Q2 24
0.0%
0.6%
Q1 24
0.0%
0.3%
Cash Conversion
CXDO
CXDO
ECBK
ECBK
Q4 25
1.93×
3.55×
Q3 25
3.05×
1.65×
Q2 25
1.05×
1.32×
Q1 25
1.06×
-0.49×
Q4 24
4.29×
4.31×
Q3 24
10.95×
0.76×
Q2 24
4.51×
1.75×
Q1 24
-0.38×
-0.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CXDO
CXDO

Services$8.6M48%
Software Solution Segment$8.3M46%
Products$1.1M6%

ECBK
ECBK

Segment breakdown not available.

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