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Side-by-side financial comparison of ECB Bancorp, Inc. (ECBK) and INTERGROUP CORP (INTG). Click either name above to swap in a different company.
INTERGROUP CORP is the larger business by last-quarter revenue ($17.3M vs $9.5M, roughly 1.8× ECB Bancorp, Inc.). ECB Bancorp, Inc. runs the higher net margin — 27.3% vs 8.8%, a 18.5% gap on every dollar of revenue. On growth, ECB Bancorp, Inc. posted the faster year-over-year revenue change (33.8% vs 19.8%). ECB Bancorp, Inc. produced more free cash flow last quarter ($9.0M vs $-481.0K). Over the past eight quarters, ECB Bancorp, Inc.'s revenue compounded faster (23.8% CAGR vs 7.8%).
ECB Bancorp, Inc. (MD) is a US-based bank holding company. It offers a full suite of retail and commercial banking products including deposit accounts, consumer loans, commercial financing and wealth management solutions, primarily serving individuals and small-to-mid enterprises across local markets in Maryland.
Intergroup Corp is a diversified holding firm operating two core segments: real estate and hotel operations. It owns, manages and leases commercial and residential properties across the U.S., and runs limited-service hotels for leisure and business travelers.
ECBK vs INTG — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $9.5M | $17.3M |
| Net Profit | $2.6M | $1.5M |
| Gross Margin | — | — |
| Operating Margin | 36.7% | 11.6% |
| Net Margin | 27.3% | 8.8% |
| Revenue YoY | 33.8% | 19.8% |
| Net Profit YoY | 79.5% | 155.6% |
| EPS (diluted) | $0.32 | $0.71 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $9.5M | $17.3M | ||
| Q3 25 | $8.8M | $17.9M | ||
| Q2 25 | $8.0M | $16.2M | ||
| Q1 25 | $6.9M | $16.8M | ||
| Q4 24 | $7.1M | $14.4M | ||
| Q3 24 | $6.6M | $16.9M | ||
| Q2 24 | $6.3M | $13.4M | ||
| Q1 24 | $6.2M | $14.9M |
| Q4 25 | $2.6M | $1.5M | ||
| Q3 25 | $2.4M | $-535.0K | ||
| Q2 25 | $1.4M | $-2.2M | ||
| Q1 25 | $1.3M | $-578.0K | ||
| Q4 24 | $1.4M | $-2.7M | ||
| Q3 24 | $1.1M | $-398.0K | ||
| Q2 24 | $791.0K | $-4.9M | ||
| Q1 24 | $621.0K | $-3.2M |
| Q4 25 | 36.7% | 11.6% | ||
| Q3 25 | 37.0% | 15.3% | ||
| Q2 25 | 23.9% | 8.1% | ||
| Q1 25 | 24.9% | 14.0% | ||
| Q4 24 | 27.3% | 5.9% | ||
| Q3 24 | 23.3% | 18.5% | ||
| Q2 24 | 16.9% | 3.7% | ||
| Q1 24 | 13.4% | 4.8% |
| Q4 25 | 27.3% | 8.8% | ||
| Q3 25 | 27.7% | -3.0% | ||
| Q2 25 | 18.0% | -13.9% | ||
| Q1 25 | 18.7% | -3.4% | ||
| Q4 24 | 20.3% | -18.9% | ||
| Q3 24 | 17.2% | -2.4% | ||
| Q2 24 | 12.6% | -36.7% | ||
| Q1 24 | 10.0% | -21.3% |
| Q4 25 | $0.32 | $0.71 | ||
| Q3 25 | $0.29 | $-0.25 | ||
| Q2 25 | $0.17 | — | ||
| Q1 25 | $0.16 | $-0.27 | ||
| Q4 24 | $0.18 | $-1.26 | ||
| Q3 24 | $0.14 | $-0.18 | ||
| Q2 24 | $0.09 | — | ||
| Q1 24 | $0.07 | $-1.44 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $82.8M | $7.5M |
| Total DebtLower is stronger | — | $233.2M |
| Stockholders' EquityBook value | $171.9M | $-85.2M |
| Total Assets | $1.6B | $101.1M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $82.8M | $7.5M | ||
| Q3 25 | $201.9M | $6.0M | ||
| Q2 25 | $191.0M | $6.1M | ||
| Q1 25 | $143.7M | $4.8M | ||
| Q4 24 | $309.4M | $15.4M | ||
| Q3 24 | $114.8M | $12.2M | ||
| Q2 24 | $108.7M | $11.6M | ||
| Q1 24 | $109.8M | $19.5M |
| Q4 25 | — | $233.2M | ||
| Q3 25 | — | $237.8M | ||
| Q2 25 | — | $240.5M | ||
| Q1 25 | — | $241.5M | ||
| Q4 24 | — | $227.2M | ||
| Q3 24 | — | $218.1M | ||
| Q2 24 | — | $225.7M | ||
| Q1 24 | — | $225.0M |
| Q4 25 | $171.9M | $-85.2M | ||
| Q3 25 | $169.3M | $-86.7M | ||
| Q2 25 | $168.3M | $-86.1M | ||
| Q1 25 | $168.6M | $-84.5M | ||
| Q4 24 | $168.3M | $-83.9M | ||
| Q3 24 | $166.0M | $-80.9M | ||
| Q2 24 | $166.5M | $-80.3M | ||
| Q1 24 | $165.8M | $-76.4M |
| Q4 25 | $1.6B | $101.1M | ||
| Q3 25 | $1.6B | $102.5M | ||
| Q2 25 | $1.5B | $104.1M | ||
| Q1 25 | $1.5B | $103.2M | ||
| Q4 24 | $1.4B | $110.6M | ||
| Q3 24 | $1.4B | $109.3M | ||
| Q2 24 | $1.3B | $107.8M | ||
| Q1 24 | $1.3B | $119.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $9.2M | $-23.0K |
| Free Cash FlowOCF − Capex | $9.0M | $-481.0K |
| FCF MarginFCF / Revenue | 94.7% | -2.8% |
| Capex IntensityCapex / Revenue | 2.2% | 2.6% |
| Cash ConversionOCF / Net Profit | 3.55× | -0.02× |
| TTM Free Cash FlowTrailing 4 quarters | $14.2M | $739.0K |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $9.2M | $-23.0K | ||
| Q3 25 | $4.0M | $-296.0K | ||
| Q2 25 | $1.9M | $5.9M | ||
| Q1 25 | $-631.0K | $-854.0K | ||
| Q4 24 | $6.2M | $-781.0K | ||
| Q3 24 | $861.0K | $3.4M | ||
| Q2 24 | $1.4M | $6.8M | ||
| Q1 24 | $-429.0K | $1.9M |
| Q4 25 | $9.0M | $-481.0K | ||
| Q3 25 | $4.0M | $-1.3M | ||
| Q2 25 | $1.8M | $3.6M | ||
| Q1 25 | $-649.0K | $-1.2M | ||
| Q4 24 | $6.2M | $-1.1M | ||
| Q3 24 | — | $3.1M | ||
| Q2 24 | $1.3M | $2.7M | ||
| Q1 24 | $-449.0K | $1.1M |
| Q4 25 | 94.7% | -2.8% | ||
| Q3 25 | 44.9% | -7.1% | ||
| Q2 25 | 23.0% | 22.5% | ||
| Q1 25 | -9.4% | -6.8% | ||
| Q4 24 | 86.8% | -7.8% | ||
| Q3 24 | — | 18.3% | ||
| Q2 24 | 21.4% | 20.4% | ||
| Q1 24 | -7.2% | 7.6% |
| Q4 25 | 2.2% | 2.6% | ||
| Q3 25 | 0.8% | 5.4% | ||
| Q2 25 | 0.6% | 13.9% | ||
| Q1 25 | 0.3% | 1.8% | ||
| Q4 24 | 0.8% | 2.4% | ||
| Q3 24 | 0.0% | 1.6% | ||
| Q2 24 | 0.6% | 30.4% | ||
| Q1 24 | 0.3% | 4.9% |
| Q4 25 | 3.55× | -0.02× | ||
| Q3 25 | 1.65× | — | ||
| Q2 25 | 1.32× | — | ||
| Q1 25 | -0.49× | — | ||
| Q4 24 | 4.31× | — | ||
| Q3 24 | 0.76× | — | ||
| Q2 24 | 1.75× | — | ||
| Q1 24 | -0.69× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ECBK
Segment breakdown not available.
INTG
| Hotel Operations | $12.7M | 73% |
| Real Estate Operation | $4.6M | 27% |
