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Side-by-side financial comparison of Crexendo, Inc. (CXDO) and First Bancorp, Inc (FNLC). Click either name above to swap in a different company.
First Bancorp, Inc is the larger business by last-quarter revenue ($25.8M vs $18.1M, roughly 1.4× Crexendo, Inc.). First Bancorp, Inc runs the higher net margin — 39.4% vs 6.7%, a 32.6% gap on every dollar of revenue. On growth, First Bancorp, Inc posted the faster year-over-year revenue change (17.5% vs 11.2%). Over the past eight quarters, First Bancorp, Inc's revenue compounded faster (18.1% CAGR vs 12.4%).
Crexendo, Inc. is a U.S.-headquartered cloud communications technology provider. It delivers unified communications as a service (UCaaS), contact center solutions, business VoIP services, and collaborative work tools, primarily catering to small and medium-sized enterprises operating in the North American market.
Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.
CXDO vs FNLC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $18.1M | $25.8M |
| Net Profit | $1.2M | $10.2M |
| Gross Margin | — | — |
| Operating Margin | 6.3% | 48.1% |
| Net Margin | 6.7% | 39.4% |
| Revenue YoY | 11.2% | 17.5% |
| Net Profit YoY | 140.2% | 39.7% |
| EPS (diluted) | $0.03 | $0.91 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $18.1M | $25.8M | ||
| Q3 25 | $17.5M | $24.5M | ||
| Q2 25 | $16.6M | $22.5M | ||
| Q1 25 | $16.1M | $21.8M | ||
| Q4 24 | $16.2M | $22.0M | ||
| Q3 24 | $15.6M | $20.5M | ||
| Q2 24 | $14.7M | $19.2M | ||
| Q1 24 | $14.3M | $18.5M |
| Q4 25 | $1.2M | $10.2M | ||
| Q3 25 | $1.4M | $9.1M | ||
| Q2 25 | $1.2M | $8.1M | ||
| Q1 25 | $1.2M | $7.1M | ||
| Q4 24 | $507.0K | $7.3M | ||
| Q3 24 | $148.0K | $7.6M | ||
| Q2 24 | $588.0K | $6.2M | ||
| Q1 24 | $434.0K | $6.0M |
| Q4 25 | 6.3% | 48.1% | ||
| Q3 25 | 7.5% | 45.2% | ||
| Q2 25 | 6.7% | 43.7% | ||
| Q1 25 | 7.2% | 39.3% | ||
| Q4 24 | 3.9% | 39.5% | ||
| Q3 24 | 0.9% | 44.6% | ||
| Q2 24 | 3.9% | 38.8% | ||
| Q1 24 | 3.4% | 39.3% |
| Q4 25 | 6.7% | 39.4% | ||
| Q3 25 | 8.3% | 37.0% | ||
| Q2 25 | 7.4% | 35.8% | ||
| Q1 25 | 7.3% | 32.5% | ||
| Q4 24 | 3.1% | 33.1% | ||
| Q3 24 | 0.9% | 36.9% | ||
| Q2 24 | 4.0% | 32.1% | ||
| Q1 24 | 3.0% | 32.5% |
| Q4 25 | $0.03 | $0.91 | ||
| Q3 25 | $0.05 | $0.81 | ||
| Q2 25 | $0.04 | $0.72 | ||
| Q1 25 | $0.04 | $0.63 | ||
| Q4 24 | $0.03 | $0.66 | ||
| Q3 24 | $0.00 | $0.68 | ||
| Q2 24 | $0.02 | $0.55 | ||
| Q1 24 | $0.01 | $0.54 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | $114.0K | $95.5M |
| Stockholders' EquityBook value | $63.8M | $283.1M |
| Total Assets | $77.7M | $3.2B |
| Debt / EquityLower = less leverage | 0.00× | 0.34× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $114.0K | $95.5M | ||
| Q3 25 | $236.0K | $95.5M | ||
| Q2 25 | $356.0K | $95.0M | ||
| Q1 25 | $475.0K | $70.0M | ||
| Q4 24 | $592.0K | $95.0M | ||
| Q3 24 | $709.0K | $95.0M | ||
| Q2 24 | $823.0K | $70.0M | ||
| Q1 24 | $937.0K | $70.0M |
| Q4 25 | $63.8M | $283.1M | ||
| Q3 25 | $61.3M | $274.6M | ||
| Q2 25 | $58.3M | $265.5M | ||
| Q1 25 | $55.2M | $259.7M | ||
| Q4 24 | $51.4M | $252.5M | ||
| Q3 24 | $49.5M | $256.8M | ||
| Q2 24 | $48.2M | $244.7M | ||
| Q1 24 | $46.8M | $242.6M |
| Q4 25 | $77.7M | $3.2B | ||
| Q3 25 | $76.0M | $3.2B | ||
| Q2 25 | $71.4M | $3.2B | ||
| Q1 25 | $67.4M | $3.2B | ||
| Q4 24 | $64.9M | $3.2B | ||
| Q3 24 | $62.3M | $3.1B | ||
| Q2 24 | $59.6M | $3.1B | ||
| Q1 24 | $57.5M | $3.0B |
| Q4 25 | 0.00× | 0.34× | ||
| Q3 25 | 0.00× | 0.35× | ||
| Q2 25 | 0.01× | 0.36× | ||
| Q1 25 | 0.01× | 0.27× | ||
| Q4 24 | 0.01× | 0.38× | ||
| Q3 24 | 0.01× | 0.37× | ||
| Q2 24 | 0.02× | 0.29× | ||
| Q1 24 | 0.02× | 0.29× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $2.3M | $37.8M |
| Free Cash FlowOCF − Capex | — | $34.6M |
| FCF MarginFCF / Revenue | — | 133.9% |
| Capex IntensityCapex / Revenue | 0.0% | 12.5% |
| Cash ConversionOCF / Net Profit | 1.93× | 3.72× |
| TTM Free Cash FlowTrailing 4 quarters | — | $55.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.3M | $37.8M | ||
| Q3 25 | $4.4M | $12.9M | ||
| Q2 25 | $1.3M | $7.4M | ||
| Q1 25 | $1.2M | $2.2M | ||
| Q4 24 | $2.2M | $26.0M | ||
| Q3 24 | $1.6M | $9.8M | ||
| Q2 24 | $2.7M | $6.4M | ||
| Q1 24 | $-166.0K | $-1.5M |
| Q4 25 | — | $34.6M | ||
| Q3 25 | — | $12.6M | ||
| Q2 25 | $1.3M | $7.2M | ||
| Q1 25 | — | $828.0K | ||
| Q4 24 | $2.1M | $24.6M | ||
| Q3 24 | — | $9.6M | ||
| Q2 24 | — | $6.3M | ||
| Q1 24 | — | $-1.8M |
| Q4 25 | — | 133.9% | ||
| Q3 25 | — | 51.4% | ||
| Q2 25 | 7.7% | 32.1% | ||
| Q1 25 | — | 3.8% | ||
| Q4 24 | 13.2% | 111.7% | ||
| Q3 24 | — | 47.0% | ||
| Q2 24 | — | 32.9% | ||
| Q1 24 | — | -9.8% |
| Q4 25 | 0.0% | 12.5% | ||
| Q3 25 | 0.0% | 1.2% | ||
| Q2 25 | 0.1% | 0.6% | ||
| Q1 25 | 0.0% | 6.2% | ||
| Q4 24 | 0.2% | 6.7% | ||
| Q3 24 | 0.0% | 0.5% | ||
| Q2 24 | 0.0% | 0.3% | ||
| Q1 24 | 0.0% | 1.8% |
| Q4 25 | 1.93× | 3.72× | ||
| Q3 25 | 3.05× | 1.42× | ||
| Q2 25 | 1.05× | 0.91× | ||
| Q1 25 | 1.06× | 0.31× | ||
| Q4 24 | 4.29× | 3.58× | ||
| Q3 24 | 10.95× | 1.29× | ||
| Q2 24 | 4.51× | 1.03× | ||
| Q1 24 | -0.38× | -0.25× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CXDO
| Services | $8.6M | 48% |
| Software Solution Segment | $8.3M | 46% |
| Products | $1.1M | 6% |
FNLC
Segment breakdown not available.
