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Side-by-side financial comparison of Citizens Community Bancorp Inc. (CZWI) and TriSalus Life Sciences, Inc. (TLSI). Click either name above to swap in a different company.

Citizens Community Bancorp Inc. is the larger business by last-quarter revenue ($15.8M vs $13.2M, roughly 1.2× TriSalus Life Sciences, Inc.). Citizens Community Bancorp Inc. runs the higher net margin — 27.1% vs -73.9%, a 101.0% gap on every dollar of revenue. On growth, TriSalus Life Sciences, Inc. posted the faster year-over-year revenue change (59.8% vs 14.9%). Citizens Community Bancorp Inc. produced more free cash flow last quarter ($10.4M vs $-2.5M). Over the past eight quarters, TriSalus Life Sciences, Inc.'s revenue compounded faster (43.0% CAGR vs 1.9%).

Glacier Bancorp, Inc. is a regional multi-bank holding company headquartered in Kalispell, Montana, United States. It is a successor corporation to the Delaware corporation originally incorporated in 1990. The company provides personal and commercial banking services from 221 locations in Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, and, Nevada.

TriSalus Life Sciences, Inc. is a clinical-stage biotechnology company focused on advancing immuno-oncology and interventional oncology solutions. It develops proprietary targeted drug delivery technologies designed to improve treatment efficacy for patients with liver, pancreatic and other hard-to-treat solid tumors, primarily operating in North American markets via partnerships with clinical care and research institutions.

CZWI vs TLSI — Head-to-Head

Bigger by revenue
CZWI
CZWI
1.2× larger
CZWI
$15.8M
$13.2M
TLSI
Growing faster (revenue YoY)
TLSI
TLSI
+45.0% gap
TLSI
59.8%
14.9%
CZWI
Higher net margin
CZWI
CZWI
101.0% more per $
CZWI
27.1%
-73.9%
TLSI
More free cash flow
CZWI
CZWI
$12.9M more FCF
CZWI
$10.4M
$-2.5M
TLSI
Faster 2-yr revenue CAGR
TLSI
TLSI
Annualised
TLSI
43.0%
1.9%
CZWI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CZWI
CZWI
TLSI
TLSI
Revenue
$15.8M
$13.2M
Net Profit
$4.3M
$-9.8M
Gross Margin
86.7%
Operating Margin
31.0%
-24.8%
Net Margin
27.1%
-73.9%
Revenue YoY
14.9%
59.8%
Net Profit YoY
58.1%
3.5%
EPS (diluted)
$0.44
$-0.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CZWI
CZWI
TLSI
TLSI
Q4 25
$15.8M
$13.2M
Q3 25
$16.2M
$11.6M
Q2 25
$16.1M
$11.2M
Q1 25
$14.2M
$9.2M
Q4 24
$13.7M
$8.3M
Q3 24
$14.2M
$7.3M
Q2 24
$13.5M
$7.4M
Q1 24
$15.2M
$6.5M
Net Profit
CZWI
CZWI
TLSI
TLSI
Q4 25
$4.3M
$-9.8M
Q3 25
$3.7M
$-10.8M
Q2 25
$3.3M
$-8.3M
Q1 25
$3.2M
$-10.4M
Q4 24
$2.7M
$-10.1M
Q3 24
$3.3M
$-2.4M
Q2 24
$3.7M
$-4.3M
Q1 24
$4.1M
$-13.2M
Gross Margin
CZWI
CZWI
TLSI
TLSI
Q4 25
86.7%
Q3 25
83.5%
Q2 25
83.9%
Q1 25
83.7%
Q4 24
85.3%
Q3 24
86.3%
Q2 24
87.6%
Q1 24
85.0%
Operating Margin
CZWI
CZWI
TLSI
TLSI
Q4 25
31.0%
-24.8%
Q3 25
27.9%
-77.9%
Q2 25
25.1%
-65.4%
Q1 25
28.0%
-79.9%
Q4 24
24.5%
-91.8%
Q3 24
29.5%
-118.9%
Q2 24
35.0%
-111.0%
Q1 24
34.2%
-180.8%
Net Margin
CZWI
CZWI
TLSI
TLSI
Q4 25
27.1%
-73.9%
Q3 25
22.7%
-93.5%
Q2 25
20.3%
-73.9%
Q1 25
22.5%
-113.2%
Q4 24
19.7%
-122.4%
Q3 24
23.1%
-32.6%
Q2 24
27.2%
-58.8%
Q1 24
26.9%
-204.5%
EPS (diluted)
CZWI
CZWI
TLSI
TLSI
Q4 25
$0.44
$-0.22
Q3 25
$0.37
$-0.96
Q2 25
$0.33
$-0.27
Q1 25
$0.32
$-0.39
Q4 24
$0.28
$-0.38
Q3 24
$0.32
$-0.12
Q2 24
$0.35
$-0.21
Q1 24
$0.39
$-0.60

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CZWI
CZWI
TLSI
TLSI
Cash + ST InvestmentsLiquidity on hand
$118.9M
$20.4M
Total DebtLower is stronger
$51.8M
Stockholders' EquityBook value
$187.9M
$-33.9M
Total Assets
$1.8B
$35.3M
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CZWI
CZWI
TLSI
TLSI
Q4 25
$118.9M
$20.4M
Q3 25
$82.4M
$22.7M
Q2 25
$67.5M
$26.5M
Q1 25
$100.2M
$13.0M
Q4 24
$50.2M
$8.5M
Q3 24
$36.6M
$11.3M
Q2 24
$36.9M
$16.5M
Q1 24
$28.6M
$4.0M
Total Debt
CZWI
CZWI
TLSI
TLSI
Q4 25
$51.8M
Q3 25
Q2 25
Q1 25
Q4 24
$66.6M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CZWI
CZWI
TLSI
TLSI
Q4 25
$187.9M
$-33.9M
Q3 25
$186.8M
$-26.7M
Q2 25
$183.5M
$-19.4M
Q1 25
$180.1M
$-34.4M
Q4 24
$179.1M
$-25.9M
Q3 24
$180.1M
$-20.4M
Q2 24
$176.0M
$-25.3M
Q1 24
$172.8M
$-36.0M
Total Assets
CZWI
CZWI
TLSI
TLSI
Q4 25
$1.8B
$35.3M
Q3 25
$1.7B
$36.5M
Q2 25
$1.7B
$41.3M
Q1 25
$1.8B
$28.6M
Q4 24
$1.7B
$24.0M
Q3 24
$1.8B
$27.5M
Q2 24
$1.8B
$32.4M
Q1 24
$1.8B
$17.9M
Debt / Equity
CZWI
CZWI
TLSI
TLSI
Q4 25
0.28×
Q3 25
Q2 25
Q1 25
Q4 24
0.37×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CZWI
CZWI
TLSI
TLSI
Operating Cash FlowLast quarter
$11.7M
$-2.5M
Free Cash FlowOCF − Capex
$10.4M
$-2.5M
FCF MarginFCF / Revenue
65.9%
-19.1%
Capex IntensityCapex / Revenue
8.3%
0.3%
Cash ConversionOCF / Net Profit
2.74×
TTM Free Cash FlowTrailing 4 quarters
$17.5M
$-19.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CZWI
CZWI
TLSI
TLSI
Q4 25
$11.7M
$-2.5M
Q3 25
$6.6M
$-3.7M
Q2 25
$-406.0K
$-7.3M
Q1 25
$1.6M
$-4.5M
Q4 24
$20.4M
$-5.7M
Q3 24
$3.5M
$-10.8M
Q2 24
$5.1M
$-13.4M
Q1 24
$9.1M
$-10.9M
Free Cash Flow
CZWI
CZWI
TLSI
TLSI
Q4 25
$10.4M
$-2.5M
Q3 25
$6.2M
$-3.9M
Q2 25
$-632.0K
$-7.4M
Q1 25
$1.5M
$-5.3M
Q4 24
$19.5M
$-5.8M
Q3 24
$3.4M
$-11.0M
Q2 24
$4.8M
$-13.5M
Q1 24
$8.9M
$-10.9M
FCF Margin
CZWI
CZWI
TLSI
TLSI
Q4 25
65.9%
-19.1%
Q3 25
38.4%
-33.9%
Q2 25
-3.9%
-66.1%
Q1 25
10.7%
-57.3%
Q4 24
142.2%
-69.7%
Q3 24
23.8%
-149.9%
Q2 24
35.7%
-183.1%
Q1 24
58.9%
-169.3%
Capex Intensity
CZWI
CZWI
TLSI
TLSI
Q4 25
8.3%
0.3%
Q3 25
2.4%
1.9%
Q2 25
1.4%
0.8%
Q1 25
0.7%
8.2%
Q4 24
6.5%
0.6%
Q3 24
0.9%
2.3%
Q2 24
2.3%
0.8%
Q1 24
1.4%
1.0%
Cash Conversion
CZWI
CZWI
TLSI
TLSI
Q4 25
2.74×
Q3 25
1.80×
Q2 25
-0.12×
Q1 25
0.50×
Q4 24
7.55×
Q3 24
1.07×
Q2 24
1.39×
Q1 24
2.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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