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Side-by-side financial comparison of Dayforce (DAY) and Principal Financial Group (PFG). Click either name above to swap in a different company.
Principal Financial Group is the larger business by last-quarter revenue ($750.8M vs $481.6M, roughly 1.6× Dayforce). Principal Financial Group runs the higher net margin — 0.3% vs -40.9%, a 41.1% gap on every dollar of revenue. On growth, Dayforce posted the faster year-over-year revenue change (9.5% vs 4.0%). Over the past eight quarters, Dayforce's revenue compounded faster (9.8% CAGR vs -58.3%).
Dayforce, Inc., formerly Ceridian, is an American human resources software and services company.
Principal Financial GroupPFGEarnings & Financial Report
Principal Financial Group, Inc. (PFG) is an American global financial investment management and insurance company headquartered in Des Moines, Iowa, United States.
DAY vs PFG — Head-to-Head
Income Statement — Q3 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $481.6M | $750.8M |
| Net Profit | $-196.8M | $1.9M |
| Gross Margin | — | — |
| Operating Margin | 6.3% | — |
| Net Margin | -40.9% | 0.3% |
| Revenue YoY | 9.5% | 4.0% |
| Net Profit YoY | -9940.0% | 783.0% |
| EPS (diluted) | $-1.23 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $750.8M | ||
| Q4 25 | — | $4.6B | ||
| Q3 25 | $481.6M | $3.7B | ||
| Q2 25 | $464.7M | $3.7B | ||
| Q1 25 | $481.8M | $3.7B | ||
| Q4 24 | $465.2M | $4.8B | ||
| Q3 24 | $440.0M | $3.0B | ||
| Q2 24 | $423.3M | $4.3B |
| Q1 26 | — | $1.9M | ||
| Q4 25 | — | $517.0M | ||
| Q3 25 | $-196.8M | $213.8M | ||
| Q2 25 | $21.3M | $406.2M | ||
| Q1 25 | $14.9M | $48.1M | ||
| Q4 24 | $10.8M | $905.4M | ||
| Q3 24 | $2.0M | $-220.0M | ||
| Q2 24 | $-1.8M | $353.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 47.0% | — | ||
| Q3 24 | 45.8% | — | ||
| Q2 24 | 44.1% | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 6.3% | — | ||
| Q2 25 | 9.1% | — | ||
| Q1 25 | 6.4% | — | ||
| Q4 24 | 6.1% | — | ||
| Q3 24 | 4.7% | — | ||
| Q2 24 | 3.3% | — |
| Q1 26 | — | 0.3% | ||
| Q4 25 | — | 11.3% | ||
| Q3 25 | -40.9% | 5.8% | ||
| Q2 25 | 4.6% | 11.1% | ||
| Q1 25 | 3.1% | 1.3% | ||
| Q4 24 | 2.3% | 19.1% | ||
| Q3 24 | 0.5% | -7.3% | ||
| Q2 24 | -0.4% | 8.2% |
| Q1 26 | — | — | ||
| Q4 25 | — | $2.30 | ||
| Q3 25 | $-1.23 | $0.95 | ||
| Q2 25 | $0.13 | $1.79 | ||
| Q1 25 | $0.09 | $0.21 | ||
| Q4 24 | $0.07 | $3.92 | ||
| Q3 24 | $0.01 | $-0.95 | ||
| Q2 24 | $-0.01 | $1.49 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $627.6M | — |
| Total DebtLower is stronger | $631.1M | — |
| Stockholders' EquityBook value | $2.7B | — |
| Total Assets | $8.7B | — |
| Debt / EquityLower = less leverage | 0.23× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $4.4B | ||
| Q3 25 | $627.6M | $5.1B | ||
| Q2 25 | $625.2M | $3.7B | ||
| Q1 25 | $557.3M | $3.9B | ||
| Q4 24 | $579.7M | $4.2B | ||
| Q3 24 | $494.1M | $6.2B | ||
| Q2 24 | $465.4M | $4.8B |
| Q1 26 | — | — | ||
| Q4 25 | — | $3.9B | ||
| Q3 25 | $631.1M | $3.9B | ||
| Q2 25 | $631.8M | $3.9B | ||
| Q1 25 | $632.4M | $4.3B | ||
| Q4 24 | $1.2B | $4.0B | ||
| Q3 24 | $1.2B | $3.9B | ||
| Q2 24 | $1.2B | $3.9B |
| Q1 26 | — | — | ||
| Q4 25 | — | $11.9B | ||
| Q3 25 | $2.7B | $11.7B | ||
| Q2 25 | $2.7B | $11.4B | ||
| Q1 25 | $2.6B | $11.2B | ||
| Q4 24 | $2.5B | $11.1B | ||
| Q3 24 | $2.6B | $11.2B | ||
| Q2 24 | $2.5B | $11.0B |
| Q1 26 | — | — | ||
| Q4 25 | — | $341.4B | ||
| Q3 25 | $8.7B | $334.5B | ||
| Q2 25 | $8.5B | $323.1B | ||
| Q1 25 | $9.5B | $313.0B | ||
| Q4 24 | $9.1B | $313.7B | ||
| Q3 24 | $8.1B | $322.9B | ||
| Q2 24 | $9.0B | $308.8B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.33× | ||
| Q3 25 | 0.23× | 0.34× | ||
| Q2 25 | 0.23× | 0.34× | ||
| Q1 25 | 0.24× | 0.39× | ||
| Q4 24 | 0.47× | 0.36× | ||
| Q3 24 | 0.47× | 0.35× | ||
| Q2 24 | 0.49× | 0.36× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $31.2M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $1.7B | ||
| Q3 25 | $31.2M | $1.0B | ||
| Q2 25 | $112.7M | $811.9M | ||
| Q1 25 | $49.6M | $977.3M | ||
| Q4 24 | $81.0M | $1.5B | ||
| Q3 24 | $91.8M | $1.1B | ||
| Q2 24 | $99.2M | $1.4B |
| Q1 26 | — | — | ||
| Q4 25 | — | 3.37× | ||
| Q3 25 | — | 4.70× | ||
| Q2 25 | 5.29× | 2.00× | ||
| Q1 25 | 3.33× | 20.32× | ||
| Q4 24 | 7.50× | 1.61× | ||
| Q3 24 | 45.90× | — | ||
| Q2 24 | — | 4.05× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DAY
| Dayforce Recurring | $333.0M | 69% |
| Cloud And Bureau Professional Services And Other | $78.5M | 16% |
| Float | $42.2M | 9% |
| Powerpay Recurring | $19.7M | 4% |
| Other Recurring | $8.2M | 2% |
PFG
Segment breakdown not available.
