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Side-by-side financial comparison of Dayforce (DAY) and RADIAN GROUP INC (RDN). Click either name above to swap in a different company.
Dayforce is the larger business by last-quarter revenue ($481.6M vs $300.5M, roughly 1.6× RADIAN GROUP INC). RADIAN GROUP INC runs the higher net margin — 51.5% vs -40.9%, a 92.4% gap on every dollar of revenue. On growth, Dayforce posted the faster year-over-year revenue change (9.5% vs 2.7%). Over the past eight quarters, Dayforce's revenue compounded faster (9.8% CAGR vs -0.2%).
Dayforce, Inc., formerly Ceridian, is an American human resources software and services company.
Radian Group Inc. is a mortgage insurance company with a suite of mortgage, risk, real estate, and title services.
DAY vs RDN — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $481.6M | $300.5M |
| Net Profit | $-196.8M | $154.8M |
| Gross Margin | — | — |
| Operating Margin | 6.3% | 76.2% |
| Net Margin | -40.9% | 51.5% |
| Revenue YoY | 9.5% | 2.7% |
| Net Profit YoY | -9940.0% | 4.4% |
| EPS (diluted) | $-1.23 | $1.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $300.5M | ||
| Q3 25 | $481.6M | $303.2M | ||
| Q2 25 | $464.7M | $298.6M | ||
| Q1 25 | $481.8M | $294.8M | ||
| Q4 24 | $465.2M | $292.7M | ||
| Q3 24 | $440.0M | $313.4M | ||
| Q2 24 | $423.3M | $298.6M | ||
| Q1 24 | $431.5M | $301.7M |
| Q4 25 | — | $154.8M | ||
| Q3 25 | $-196.8M | $141.4M | ||
| Q2 25 | $21.3M | $141.8M | ||
| Q1 25 | $14.9M | $144.6M | ||
| Q4 24 | $10.8M | $148.3M | ||
| Q3 24 | $2.0M | $151.9M | ||
| Q2 24 | $-1.8M | $151.9M | ||
| Q1 24 | $7.1M | $152.4M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 97.2% | ||
| Q1 25 | — | 97.0% | ||
| Q4 24 | 47.0% | 96.6% | ||
| Q3 24 | 45.8% | 97.0% | ||
| Q2 24 | 44.1% | 96.8% | ||
| Q1 24 | 47.6% | 96.9% |
| Q4 25 | — | 76.2% | ||
| Q3 25 | 6.3% | 65.5% | ||
| Q2 25 | 9.1% | 58.6% | ||
| Q1 25 | 6.4% | 63.9% | ||
| Q4 24 | 6.1% | 83.6% | ||
| Q3 24 | 4.7% | 68.4% | ||
| Q2 24 | 3.3% | 63.0% | ||
| Q1 24 | 9.4% | 65.8% |
| Q4 25 | — | 51.5% | ||
| Q3 25 | -40.9% | 46.7% | ||
| Q2 25 | 4.6% | 47.5% | ||
| Q1 25 | 3.1% | 49.0% | ||
| Q4 24 | 2.3% | 50.7% | ||
| Q3 24 | 0.5% | 48.5% | ||
| Q2 24 | -0.4% | 50.9% | ||
| Q1 24 | 1.6% | 50.5% |
| Q4 25 | — | $1.11 | ||
| Q3 25 | $-1.23 | $1.03 | ||
| Q2 25 | $0.13 | $1.02 | ||
| Q1 25 | $0.09 | $0.98 | ||
| Q4 24 | $0.07 | $0.97 | ||
| Q3 24 | $0.01 | $0.99 | ||
| Q2 24 | $-0.01 | $0.98 | ||
| Q1 24 | $0.04 | $0.98 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $627.6M | $24.8M |
| Total DebtLower is stronger | $631.1M | — |
| Stockholders' EquityBook value | $2.7B | $4.8B |
| Total Assets | $8.7B | $8.1B |
| Debt / EquityLower = less leverage | 0.23× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $24.8M | ||
| Q3 25 | $627.6M | $15.3M | ||
| Q2 25 | $625.2M | $22.1M | ||
| Q1 25 | $557.3M | $24.2M | ||
| Q4 24 | $579.7M | $19.2M | ||
| Q3 24 | $494.1M | $28.1M | ||
| Q2 24 | $465.4M | $13.8M | ||
| Q1 24 | $392.5M | $27.0M |
| Q4 25 | — | — | ||
| Q3 25 | $631.1M | — | ||
| Q2 25 | $631.8M | — | ||
| Q1 25 | $632.4M | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $1.2B | — | ||
| Q1 24 | $1.2B | — |
| Q4 25 | — | $4.8B | ||
| Q3 25 | $2.7B | $4.7B | ||
| Q2 25 | $2.7B | $4.5B | ||
| Q1 25 | $2.6B | $4.6B | ||
| Q4 24 | $2.5B | $4.6B | ||
| Q3 24 | $2.6B | $4.7B | ||
| Q2 24 | $2.5B | $4.5B | ||
| Q1 24 | $2.4B | $4.4B |
| Q4 25 | — | $8.1B | ||
| Q3 25 | $8.7B | $8.2B | ||
| Q2 25 | $8.5B | $9.6B | ||
| Q1 25 | $9.5B | $8.8B | ||
| Q4 24 | $9.1B | $8.7B | ||
| Q3 24 | $8.1B | $8.4B | ||
| Q2 24 | $9.0B | $8.1B | ||
| Q1 24 | $10.8B | $7.8B |
| Q4 25 | — | — | ||
| Q3 25 | 0.23× | — | ||
| Q2 25 | 0.23× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.47× | — | ||
| Q3 24 | 0.47× | — | ||
| Q2 24 | 0.49× | — | ||
| Q1 24 | 0.50× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $31.2M | $119.9M |
| Free Cash FlowOCF − Capex | — | $115.7M |
| FCF MarginFCF / Revenue | — | 38.5% |
| Capex IntensityCapex / Revenue | — | 1.4% |
| Cash ConversionOCF / Net Profit | — | 0.77× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-174.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $119.9M | ||
| Q3 25 | $31.2M | $358.4M | ||
| Q2 25 | $112.7M | $-713.3M | ||
| Q1 25 | $49.6M | $67.8M | ||
| Q4 24 | $81.0M | $-663.6M | ||
| Q3 24 | $91.8M | $-237.9M | ||
| Q2 24 | $99.2M | $-207.3M | ||
| Q1 24 | $9.1M | $51.0M |
| Q4 25 | — | $115.7M | ||
| Q3 25 | — | $357.6M | ||
| Q2 25 | — | $-714.6M | ||
| Q1 25 | — | $66.6M | ||
| Q4 24 | — | $-665.1M | ||
| Q3 24 | — | $-239.2M | ||
| Q2 24 | — | $-208.3M | ||
| Q1 24 | — | $49.5M |
| Q4 25 | — | 38.5% | ||
| Q3 25 | — | 117.9% | ||
| Q2 25 | — | -239.4% | ||
| Q1 25 | — | 22.6% | ||
| Q4 24 | — | -227.3% | ||
| Q3 24 | — | -76.3% | ||
| Q2 24 | — | -69.8% | ||
| Q1 24 | — | 16.4% |
| Q4 25 | — | 1.4% | ||
| Q3 25 | — | 0.3% | ||
| Q2 25 | — | 0.4% | ||
| Q1 25 | — | 0.4% | ||
| Q4 24 | — | 0.5% | ||
| Q3 24 | — | 0.4% | ||
| Q2 24 | — | 0.4% | ||
| Q1 24 | — | 0.5% |
| Q4 25 | — | 0.77× | ||
| Q3 25 | — | 2.53× | ||
| Q2 25 | 5.29× | -5.03× | ||
| Q1 25 | 3.33× | 0.47× | ||
| Q4 24 | 7.50× | -4.47× | ||
| Q3 24 | 45.90× | -1.57× | ||
| Q2 24 | — | -1.36× | ||
| Q1 24 | 1.28× | 0.34× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DAY
| Dayforce Recurring | $333.0M | 69% |
| Cloud And Bureau Professional Services And Other | $78.5M | 16% |
| Float | $42.2M | 9% |
| Powerpay Recurring | $19.7M | 4% |
| Other Recurring | $8.2M | 2% |
RDN
Segment breakdown not available.
