vs
Side-by-side financial comparison of Dime Community Bancshares, Inc. (DCOM) and National Bank Holdings Corp (NBHC). Click either name above to swap in a different company.
National Bank Holdings Corp is the larger business by last-quarter revenue ($126.8M vs $123.8M, roughly 1.0× Dime Community Bancshares, Inc.). Over the past eight quarters, Dime Community Bancshares, Inc.'s revenue compounded faster (22.9% CAGR vs 14.0%).
The Dime Community Bank, originally known as the Dime Savings Bank of Williamsburgh, is a local, FDIC-insured bank headquartered in Hauppauge, New York. Founded in 1864, the bank was originally based in the Williamsburg neighborhood of Brooklyn, New York, and continues to operate with a strong market presence in this area. In 2017, Dime moved its headquarters to Brooklyn Heights. On Monday, February 1, 2021, Bridge Bancorp Inc. and Dime Community Bancshares successfully closed on a merger of ...
Old National Bank is an American regional bank with nearly 200 retail branches operated by Old National Bancorp and based in Chicago and Evansville, Indiana. With assets at $48.5 billion and 250 banking centers, Old National Bancorp is the largest financial services bank holding company headquartered in Indiana and one of the top 30 banking companies in the U.S. Old National Bank has locations in Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Tennessee, and Wisconsin.
DCOM vs NBHC — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $123.8M | $126.8M |
| Net Profit | — | $20.8M |
| Gross Margin | — | — |
| Operating Margin | 38.6% | — |
| Net Margin | — | 16.4% |
| Revenue YoY | 3040.1% | — |
| Net Profit YoY | — | -14.2% |
| EPS (diluted) | $0.68 | $0.46 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $126.8M | ||
| Q4 25 | $123.8M | $100.6M | ||
| Q3 25 | $115.6M | $108.9M | ||
| Q2 25 | $109.7M | $104.5M | ||
| Q1 25 | $103.8M | $102.1M | ||
| Q4 24 | $3.9M | $101.3M | ||
| Q3 24 | $87.6M | $106.0M | ||
| Q2 24 | $87.3M | $97.6M |
| Q1 26 | — | $20.8M | ||
| Q4 25 | — | $16.0M | ||
| Q3 25 | $27.7M | $35.3M | ||
| Q2 25 | $29.7M | $34.0M | ||
| Q1 25 | $21.5M | $24.2M | ||
| Q4 24 | — | $28.2M | ||
| Q3 24 | $13.3M | $33.1M | ||
| Q2 24 | $18.5M | $26.1M |
| Q1 26 | — | — | ||
| Q4 25 | 38.6% | 19.0% | ||
| Q3 25 | 34.7% | 39.6% | ||
| Q2 25 | 36.6% | 39.8% | ||
| Q1 25 | 27.6% | 29.2% | ||
| Q4 24 | -433.6% | 34.3% | ||
| Q3 24 | 20.8% | 37.6% | ||
| Q2 24 | 29.8% | 32.5% |
| Q1 26 | — | 16.4% | ||
| Q4 25 | — | 15.9% | ||
| Q3 25 | 23.9% | 32.4% | ||
| Q2 25 | 27.1% | 32.6% | ||
| Q1 25 | 20.7% | 23.7% | ||
| Q4 24 | — | 27.8% | ||
| Q3 24 | 15.2% | 31.2% | ||
| Q2 24 | 21.2% | 26.8% |
| Q1 26 | — | $0.46 | ||
| Q4 25 | $0.68 | $0.42 | ||
| Q3 25 | $0.59 | $0.92 | ||
| Q2 25 | $0.64 | $0.88 | ||
| Q1 25 | $0.45 | $0.63 | ||
| Q4 24 | $-0.58 | $0.72 | ||
| Q3 24 | $0.29 | $0.86 | ||
| Q2 24 | $0.43 | $0.68 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $472.8M |
| Total DebtLower is stronger | — | $202.1M |
| Stockholders' EquityBook value | $1.5B | $1.7B |
| Total Assets | $15.3B | $12.6B |
| Debt / EquityLower = less leverage | — | 0.12× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $472.8M | ||
| Q4 25 | — | $417.1M | ||
| Q3 25 | — | $555.6M | ||
| Q2 25 | — | $296.5M | ||
| Q1 25 | — | $246.3M | ||
| Q4 24 | — | $127.8M | ||
| Q3 24 | — | $180.8M | ||
| Q2 24 | — | $145.0M |
| Q1 26 | — | $202.1M | ||
| Q4 25 | — | $54.5M | ||
| Q3 25 | — | $54.7M | ||
| Q2 25 | — | $54.4M | ||
| Q1 25 | — | $54.6M | ||
| Q4 24 | — | $54.5M | ||
| Q3 24 | — | $54.4M | ||
| Q2 24 | — | $54.4M |
| Q1 26 | — | $1.7B | ||
| Q4 25 | $1.5B | $1.4B | ||
| Q3 25 | $1.5B | $1.4B | ||
| Q2 25 | $1.4B | $1.4B | ||
| Q1 25 | $1.4B | $1.3B | ||
| Q4 24 | $1.4B | $1.3B | ||
| Q3 24 | $1.3B | $1.3B | ||
| Q2 24 | $1.3B | $1.2B |
| Q1 26 | — | $12.6B | ||
| Q4 25 | $15.3B | $9.9B | ||
| Q3 25 | $14.5B | $10.2B | ||
| Q2 25 | $14.2B | $10.0B | ||
| Q1 25 | $14.1B | $10.1B | ||
| Q4 24 | $14.4B | $9.8B | ||
| Q3 24 | $13.7B | $10.0B | ||
| Q2 24 | $13.5B | $10.0B |
| Q1 26 | — | 0.12× | ||
| Q4 25 | — | 0.04× | ||
| Q3 25 | — | 0.04× | ||
| Q2 25 | — | 0.04× | ||
| Q1 25 | — | 0.04× | ||
| Q4 24 | — | 0.04× | ||
| Q3 24 | — | 0.04× | ||
| Q2 24 | — | 0.04× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $186.6M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $186.6M | $162.4M | ||
| Q3 25 | $52.1M | $52.4M | ||
| Q2 25 | $23.1M | $32.3M | ||
| Q1 25 | $65.4M | $39.6M | ||
| Q4 24 | $99.1M | $155.3M | ||
| Q3 24 | $-33.3M | $47.0M | ||
| Q2 24 | $12.6M | $31.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $51.2M | — | ||
| Q2 25 | $20.4M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $-34.1M | — | ||
| Q2 24 | $9.2M | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 44.3% | — | ||
| Q2 25 | 18.6% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -38.9% | — | ||
| Q2 24 | 10.5% | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.7% | — | ||
| Q2 25 | 2.4% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.9% | — | ||
| Q2 24 | 3.9% | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 10.13× | ||
| Q3 25 | 1.88× | 1.48× | ||
| Q2 25 | 0.78× | 0.95× | ||
| Q1 25 | 3.05× | 1.64× | ||
| Q4 24 | — | 5.51× | ||
| Q3 24 | -2.50× | 1.42× | ||
| Q2 24 | 0.68× | 1.22× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DCOM
Segment breakdown not available.
NBHC
| Net Interest Income | $108.8M | 86% |
| Noninterest Income | $18.0M | 14% |
