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Side-by-side financial comparison of Dime Community Bancshares, Inc. (DCOM) and FIRST COMMONWEALTH FINANCIAL CORP (FCF). Click either name above to swap in a different company.
FIRST COMMONWEALTH FINANCIAL CORP is the larger business by last-quarter revenue ($133.7M vs $123.8M, roughly 1.1× Dime Community Bancshares, Inc.). On growth, Dime Community Bancshares, Inc. posted the faster year-over-year revenue change (3040.1% vs 13.0%). Over the past eight quarters, Dime Community Bancshares, Inc.'s revenue compounded faster (22.9% CAGR vs 5.5%).
The Dime Community Bank, originally known as the Dime Savings Bank of Williamsburgh, is a local, FDIC-insured bank headquartered in Hauppauge, New York. Founded in 1864, the bank was originally based in the Williamsburg neighborhood of Brooklyn, New York, and continues to operate with a strong market presence in this area. In 2017, Dime moved its headquarters to Brooklyn Heights. On Monday, February 1, 2021, Bridge Bancorp Inc. and Dime Community Bancshares successfully closed on a merger of ...
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
DCOM vs FCF — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $123.8M | $133.7M |
| Net Profit | — | $37.5M |
| Gross Margin | — | — |
| Operating Margin | 38.6% | — |
| Net Margin | — | 28.1% |
| Revenue YoY | 3040.1% | 13.0% |
| Net Profit YoY | — | -16.3% |
| EPS (diluted) | $0.68 | $0.37 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $133.7M | ||
| Q4 25 | $123.8M | $137.9M | ||
| Q3 25 | $115.6M | $136.0M | ||
| Q2 25 | $109.7M | $131.0M | ||
| Q1 25 | $103.8M | $118.0M | ||
| Q4 24 | $3.9M | $120.4M | ||
| Q3 24 | $87.6M | $121.2M | ||
| Q2 24 | $87.3M | $120.2M |
| Q1 26 | — | $37.5M | ||
| Q4 25 | — | $44.9M | ||
| Q3 25 | $27.7M | $41.3M | ||
| Q2 25 | $29.7M | $33.4M | ||
| Q1 25 | $21.5M | $32.7M | ||
| Q4 24 | — | $35.8M | ||
| Q3 24 | $13.3M | $32.1M | ||
| Q2 24 | $18.5M | $37.1M |
| Q1 26 | — | — | ||
| Q4 25 | 38.6% | 40.9% | ||
| Q3 25 | 34.7% | 38.1% | ||
| Q2 25 | 36.6% | 32.1% | ||
| Q1 25 | 27.6% | 34.8% | ||
| Q4 24 | -433.6% | 37.1% | ||
| Q3 24 | 20.8% | 33.4% | ||
| Q2 24 | 29.8% | 38.7% |
| Q1 26 | — | 28.1% | ||
| Q4 25 | — | 32.5% | ||
| Q3 25 | 23.9% | 30.4% | ||
| Q2 25 | 27.1% | 25.5% | ||
| Q1 25 | 20.7% | 27.7% | ||
| Q4 24 | — | 29.8% | ||
| Q3 24 | 15.2% | 26.5% | ||
| Q2 24 | 21.2% | 30.9% |
| Q1 26 | — | $0.37 | ||
| Q4 25 | $0.68 | $0.44 | ||
| Q3 25 | $0.59 | $0.39 | ||
| Q2 25 | $0.64 | $0.32 | ||
| Q1 25 | $0.45 | $0.32 | ||
| Q4 24 | $-0.58 | $0.35 | ||
| Q3 24 | $0.29 | $0.31 | ||
| Q2 24 | $0.43 | $0.36 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | $154.9M |
| Stockholders' EquityBook value | $1.5B | $1.6B |
| Total Assets | $15.3B | $12.3B |
| Debt / EquityLower = less leverage | — | 0.10× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $154.9M | ||
| Q4 25 | — | $261.7M | ||
| Q3 25 | — | $262.1M | ||
| Q2 25 | — | $262.4M | ||
| Q1 25 | — | $262.7M | ||
| Q4 24 | — | $263.0M | ||
| Q3 24 | — | $136.3M | ||
| Q2 24 | — | $136.6M |
| Q1 26 | — | $1.6B | ||
| Q4 25 | $1.5B | $1.6B | ||
| Q3 25 | $1.5B | $1.5B | ||
| Q2 25 | $1.4B | $1.5B | ||
| Q1 25 | $1.4B | $1.4B | ||
| Q4 24 | $1.4B | $1.4B | ||
| Q3 24 | $1.3B | $1.4B | ||
| Q2 24 | $1.3B | $1.4B |
| Q1 26 | — | $12.3B | ||
| Q4 25 | $15.3B | $12.3B | ||
| Q3 25 | $14.5B | $12.3B | ||
| Q2 25 | $14.2B | $12.2B | ||
| Q1 25 | $14.1B | $11.8B | ||
| Q4 24 | $14.4B | $11.6B | ||
| Q3 24 | $13.7B | $12.0B | ||
| Q2 24 | $13.5B | $11.6B |
| Q1 26 | — | 0.10× | ||
| Q4 25 | — | 0.17× | ||
| Q3 25 | — | 0.17× | ||
| Q2 25 | — | 0.17× | ||
| Q1 25 | — | 0.18× | ||
| Q4 24 | — | 0.19× | ||
| Q3 24 | — | 0.10× | ||
| Q2 24 | — | 0.10× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $186.6M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $186.6M | $187.5M | ||
| Q3 25 | $52.1M | $49.5M | ||
| Q2 25 | $23.1M | $30.4M | ||
| Q1 25 | $65.4M | $55.9M | ||
| Q4 24 | $99.1M | $129.5M | ||
| Q3 24 | $-33.3M | $53.6M | ||
| Q2 24 | $12.6M | $22.7M |
| Q1 26 | — | — | ||
| Q4 25 | — | $171.5M | ||
| Q3 25 | $51.2M | — | ||
| Q2 25 | $20.4M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $113.9M | ||
| Q3 24 | $-34.1M | — | ||
| Q2 24 | $9.2M | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 124.3% | ||
| Q3 25 | 44.3% | — | ||
| Q2 25 | 18.6% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 94.6% | ||
| Q3 24 | -38.9% | — | ||
| Q2 24 | 10.5% | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 11.7% | ||
| Q3 25 | 0.7% | — | ||
| Q2 25 | 2.4% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 12.9% | ||
| Q3 24 | 0.9% | — | ||
| Q2 24 | 3.9% | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.18× | ||
| Q3 25 | 1.88× | 1.20× | ||
| Q2 25 | 0.78× | 0.91× | ||
| Q1 25 | 3.05× | 1.71× | ||
| Q4 24 | — | 3.61× | ||
| Q3 24 | -2.50× | 1.67× | ||
| Q2 24 | 0.68× | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
